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How much do navy federal credit jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for navy federal credit in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What is Navy Federal Credit Union?

Navy Federal Credit Union is the largest credit union in the United States, serving members of the military, veterans, Department of Defense employees, and their families. It offers a variety of financial products and services, including checking and savings accounts, loans, mortgages, and credit cards. Membership is exclusive to those who meet eligibility requirements, providing tailored banking solutions and competitive rates. Navy Federal is known for its strong customer service and commitment to the financial well-being of its members.

What are the key skills and qualifications needed to thrive as a Navy Federal Credit Union employee?

To thrive at Navy Federal Credit Union, you need a background in finance, customer service, and a high school diploma or relevant degree. Familiarity with banking software, loan processing systems, and regulatory compliance certifications is often required. Excellent interpersonal skills, problem-solving abilities, and attention to detail help you exceed member expectations. These competencies ensure efficient financial services, regulatory adherence, and high member satisfaction in a trusted credit union environment.

What are some common challenges faced by employees working at Navy Federal Credit Union, and how can they be addressed?

Employees at Navy Federal Credit Union often face challenges such as managing a high volume of member inquiries, adapting to evolving financial regulations, and maintaining exceptional service standards. To address these, strong communication skills, ongoing training, and teamwork are essential. The organization fosters a collaborative environment where team members can rely on each other for support, and regular professional development opportunities help staff stay current with industry changes.

What is the difference between Navy Federal Credit vs Credit Analyst?

AspectNavy Federal CreditCredit Analyst
Primary RoleProvides financial services, loans, and banking products to membersAssesses credit data to determine creditworthiness for loans and credit extensions
Required CredentialsVaries; often high school diploma or equivalent, some roles may require finance-related certificationsBachelor's degree in finance, economics, or related field; certifications like CFA are common
Work EnvironmentBank branches, call centers, online banking platformsOffice setting, financial institutions, or remote work
Industry UsageFinancial services, credit unionsBanking, finance, lending institutions

While Navy Federal Credit focuses on providing banking services to members, Credit Analysts specialize in evaluating credit data to approve loans. Both roles require financial knowledge, but Credit Analysts typically need more specialized education and certifications. Understanding these differences helps job seekers find the right career path in the financial industry.

What cities are hiring for Navy Federal Credit jobs?

Cities with the most Navy Federal Credit job openings:

What states have the most Navy Federal Credit jobs?

States with the most job openings for Navy Federal Credit jobs include:

Navy Federal Credit jobs near you
Infographic showing various Navy Federal Credit job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 19% Part Time, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

Principal Application Engineer

Navy Federal Credit Union

Vienna, VA • On-site

Full-time

Posted 5 days ago

Key responsibilities

  • Design, develop, and optimize software applications that address business needs and enhance user experiences.

  • Leverage the full development lifecycle, including design, coding, testing, and deployment, to improve system efficiency.

  • Work independently to interpret and develop solutions to complex business challenges.

Navy Federal Credit Union rating

8.1

Company rating: 8.1 out of 10

Based on 276 frontline employees who took The Breakroom Quiz

65th of 154 rated financial services

Job description

Navy Federal Credit Union currently does not provide sponsorship for this role. Applicants must be authorized to work in the United States without the need for current or future sponsorship.
 

Design, develop, and optimize software applications  that bridge technical teams and end-users, addressing business needs through innovative solutions and enhancing member or internal user experiences. Leverage the full development lifecycle, including design, coding, testing, and deployment, to improve system efficiency. Work independently to interpret and develop solutions to complex business challenges that have a significant impact on the function or branch. Specialized skill set and proficiency with procedures and techniques. Recognized as an expert in own area within the company.

Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.

Our approach to careers is simple yet powerful: Make our mission your passion.

  • FORTUNE 100 Best Companies to Work For 2025
  • Yello and WayUp Top 100 Internship Programs
  • Computerworld Best Places to Work in IT
  • Newsweek Most Loved Workplaces
  • 2025 PEOPLE Companies That Care
  • Newsweek Most Trustworthy Companies in America
  • Military Times 2025 Best for Vets Employers
  • Best Companies for Latinos to Work for 2025
  • Forbes 2025 America's Best Large Employers
  • Forbes 2025 America's Best Employers for New Grads
  • Forbes 2025 America's Best Employers for Tech Workers
  • 2025 RippleMatch Campus Forward Award Winner for Overall Excellence 
  • Military.com Top Military Spouse Employers 2025 
  • 2025 Handshake Early Talent Award

From Fortune. 2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.

Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.

Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at medicalaccommodations@navyfederal.org or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.

Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.

Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.

Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

  • Bachelor's Degree in Computer Science, Information Systems, a related field or the equivalent combination of education, training or experience
  • 7-10 years of experience in application or software development engineering.
  • Subject matter expert within business area/specialization with understanding of interrelationships of different disciplines
  • Extensive experience with software development principles, methodologies (including Agile), database structures, web technologies, and technical applications/languages
  • Advanced proficiency in programming languages and development tools such as SQL, Python, JavaScript, HTML/CSS, and modern frameworks, with a focus on building scalable solutions
  • Advanced understanding of software development concepts, including version control systems, and expertise in current development methodologies and practices
  • Expert problem-solving and analytical skills to identify, troubleshoot, and resolve complex technical issues, ensuring optimal system performance
  • Advanced written and verbal communication skills to clearly explain complex technical concepts and collaborate with both technical and non-technical stakeholders
  • Extensive experience with customer support tools, ticketing systems, and knowledge base platforms, contributing to efficient issue resolution and support management
  • Advanced knowledge of data structures, algorithms, and their application in optimizing software performance and scalability
  • Expertise in mentoring junior staff and collaborating with cross-functional teams to enhance development practices, ensuring continuous improvement and alignment with business goals

Desired Qualifications 

  • Hands-on experience with one or more major cloud platforms: Oracle Cloud Infrastructure (OCI), Amazon Web Services (AWS), Microsoft Azure, and/or Google Cloud Platform (GCP) 
  • Exceptional communication skills, both written and verbal, to effectively explain technical concepts and collaborate with stakeholders across functions
  • Recognized as a technical expert both within and beyond the function, fostering innovation and continuous improvement across the team


Additional Information

Hours:

  • Monday - Friday, 8:00AM - 4:30PM

Location:

  • 820 Follin Lane, Vienna, VA 22180
  • Design, develop, and optimize high-quality software applications using various, complex programming languages and frameworks that meet business requirements, ensuring alignment with client needs and system performance
  • Collaborate with engineers, stakeholders, and team members to gather and analyze complex business requirements and translate them into technical specifications, propose innovative solutions, and ensure timely completion of tasks
  • Write complex, clean, scalable, and maintainable code adhering to industry best practices and organizational coding standards
  • Implement data structures and algorithms efficiently, optimizing code for performance, scalability, and user experience
  • Identify, troubleshoot, and resolve complex application functionality, performance, and bugs, working with the team to implement fixes and improvements
  • Conduct complex and team code reviews, provide technical and developmental feedback to team members, and maintain high-quality code standards
  • Lead medium to large projects, managing complex issues with senior management, and mentor junior staff; deliver high-quality results and meet milestones
  • Assist in the development and enhancement of application and software development engineering policies, practices, and procedures, ensuring alignment with organizational policies and goals
  • Develop and maintain strong working relationships with team members, subject matter experts, and leaders

What Navy Federal Credit Union employees say

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About Navy Federal Credit Union

Sourced by ZipRecruiter

Navy Federal Credit Union, based in Vienna, Virginia, United States, is a significant player in the financial services industry. Their official website is navyfederal.org. With its roots dating back to 1933, it was initially established to provide credit to Navy members. Over the years, Navy Federal has magnified its scope, evolving into a full-service credit union serving all branches of the military, the Department of Defense, veterans, and their families. The company’s core values include integrity, service, education, and leadership. Navy Federal aims to be the most preferred and trusted financial institution serving the military and their families.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Vienna, VA, US

Year founded

1933

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