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Mutual Fire Insurance Company Jobs (NOW HIRING)

Farmers Fire Insurance

Director of Claims

East York, PA · On-site

Company Description The Farmers Fire Insurance Company is a property & casualty insurance company located in York, Pennsylvania, proudly serving customers in our region since 1853. Farmers Fire works ...

Vargas Insurance Agency Inc

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State Farm Insurance Office Service/Sales

San Diego, CA · On-site

$18 - $24/hr

... 500 company to your resume. We cross/up-sell to new and existing clients and provide exceptional customer service. We sell auto insurance, fire insurance, life insurance, health insurance, Bank ...

Vargas Insurance Agency Inc

Be Seen First

State Farm Insurance Office Service/Sales

San Diego, CA · On-site

$18 - $24/hr

... 500 company to your resume. We cross/up-sell to new and existing clients and provide exceptional customer service. We sell auto insurance, fire insurance, life insurance, health insurance, Bank ...

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Mutual Fire Insurance Company information

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$26.5K

$62.7K

$100K

How much do mutual fire insurance company jobs pay per year?

As of Jun 11, 2026, the average yearly pay for mutual fire insurance company in the United States is $62,665.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,500.00 and $72,000.00 per year, depending on experience, location, and employer.

What are some typical responsibilities for employees working at a mutual fire insurance company?

At a mutual fire insurance company, employees often handle tasks such as assessing fire risk, underwriting fire insurance policies, processing claims, and providing customer support to policyholders. Collaboration is common between underwriters, claims adjusters, and agents to ensure clients receive appropriate coverage and timely claims service. Team members may also participate in community outreach and risk prevention education, as mutual insurers are often community-focused and policyholder-owned.

What are the key skills and qualifications needed to thrive at a Mutual Fire Insurance Company, and why are they important?

To thrive at a Mutual Fire Insurance Company, you need a solid understanding of insurance principles, risk assessment, and relevant regulatory requirements, often supported by a degree in finance, business, or insurance-related certification. Familiarity with insurance management software, claims processing systems, and industry-standard tools such as Policy Administration Systems is typically required. Strong analytical thinking, customer service orientation, and effective communication skills help build trust with policyholders and work efficiently in a team. These abilities are crucial for ensuring accurate policy management, high-quality customer interactions, and the overall financial health of the company.

What is a Mutual Fire Insurance Company?

A Mutual Fire Insurance Company is an insurance organization owned by its policyholders, rather than shareholders. These companies specialize in providing fire insurance coverage, protecting property owners against losses caused by fire and related perils. Profits made by the company are typically reinvested or returned to policyholders in the form of dividends or reduced premiums. Mutual fire insurance companies often operate on a local or regional basis and are guided by the interests of their members.

What is the difference between Mutual Fire Insurance Company vs Fire Underwriter?

AspectMutual Fire Insurance CompanyFire Underwriter
CredentialsLicenses, insurance certificationsInsurance licenses, underwriting certifications
Work EnvironmentOffice-based, insurance industryOffice or field, risk assessment
Employer & IndustryInsurance companies, mutual organizationsInsurance firms, underwriting departments

Mutual Fire Insurance Companies are organizations that provide property insurance coverage, owned by policyholders. Fire Underwriters assess risks and determine policy terms for these companies. While both roles require insurance credentials and operate within the insurance industry, Mutual Fire Insurance Companies focus on policy management, whereas Fire Underwriters specialize in evaluating fire risk to inform underwriting decisions.

Infographic showing various Mutual Fire Insurance Company job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, and 99% Full Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,665 per year, or $30.1 per hour.
Personal Lines Underwriter

Personal Lines Underwriter

Farmers Fire Insurance

East York, PA

Full-time

Posted 7 days ago

Job description

Company Description

The Farmers Fire Insurance Company is a property & casualty insurance company located in York, Pennsylvania, proudly serving customers in our region since 1853.


Farmers Fire works in partnership with a network of independent agents across the state of Pennsylvania to meet the insurance needs of homeowners, renters, landlords and small businesses. We value providing excellent service to our agents and customers and strive to do this in a way that  maintains a personal feel in a world where customers often feel disconnected from their service provider. We continually work to improve our products, systems and ourselves to achieve excellence in our work and are seeking like-minded individuals to join our team.


As a small insurance carrier with just over 20 full-time employees, individuals are able to have significant input into our processes and help us achieve our goal of continual improvement and high-quality service. This small-company atmosphere creates an enjoyable work environment and we are pleased that many of our employees choose to remain with Farmers Fire for an extended period as a result.

Job Description

The Personal Lines Underwriter will be assigned as the primary personal lines underwriter for a group of independent agencies and will be tasked with handling all personal lines underwriting and processing for their assigned agents. This individual will become very knowledgeable with our available personal lines products as well as our online systems and underwriting requirements, so that they can assist our agents in placing business with Farmers Fire.

 The Personal Lines Underwriter is charged with maintaining and developing good working relationships with agents in order to help them partner effectively with Farmers Fire. As an underwriter some minor travel (within Pennsylvania) will be involved associated with visiting independent agents at their office to meet with and train agents. 

Qualifications
  • 1-5 Years Experience in Property & Casualty Insurance. Experience can be as an underwriter, insurance agent, or other relevant position.
  • Academics: while a 4 year college degree is not required, it is preferred.
  • Valid Property and Casualty Producers License

Skills :

  1. Enjoy working with people
  2. Effective communicator
  3. Skilled with computers & technology
  4. Capable of teaching/presenting in small group settings
  5. Assertive, self-motivated and task oriented
  6. Highly responsible and trustworthy in independent settings
  7. Studious and able to learn independently
  8. Fluency in both English and Spanish is preferred but not required. 
Additional Information

All your information will be kept confidential according to EEO guidelines.

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