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Mortgage Property Inspector Jobs (NOW HIRING)

Conduct property inspections for existing mortgage loans * Determine occupancy status (occupied or vacant) * Photograph and document property condition * Deliver door notices and verify utility ...

Conduct property inspections for existing mortgage loans * Determine occupancy status (occupied or vacant) * Photograph and document property condition * Deliver door notices and verify utility ...

Conduct property inspections for existing mortgage loans * Determine occupancy status (occupied or vacant) * Photograph and document property condition * Deliver door notices and verify utility ...

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Mortgage Property Inspector information

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$18

$28

$48

How much do mortgage property inspector jobs pay per hour?

As of Aug 28, 2026, the average hourly pay for mortgage property inspector in the United States is $28.85, according to ZipRecruiter salary data. Most workers in this role earn between $22.12 and $28.37 per hour, depending on experience, location, and employer.

What is a mortgage property inspector?

Mortgage Property Inspectors are professionals who evaluate the condition and occupancy status of properties that are connected to a mortgage, often on behalf of lenders or mortgage companies. Their primary responsibility is to visit properties, assess their physical condition, ensure they are occupied and maintained, and report any issues such as damage, vacancy, or neglect. This helps lenders manage risk and make informed decisions about loans, foreclosures, or property maintenance. Inspectors typically complete standardized reports and may take photos to document their findings.

What are the key skills and qualifications needed to thrive as a mortgage property inspector?

To thrive as a Mortgage Property Inspector, you need a solid understanding of property assessment, real estate regulations, and report writing, often supported by a high school diploma or relevant certification. Familiarity with inspection software, digital cameras, and GPS systems is typically required for accurate documentation and efficient workflow. Strong attention to detail, time management, and effective communication are valuable soft skills in this role. These skills ensure thorough, reliable property evaluations that support mortgage decisions and regulatory compliance.

What are some common challenges faced by mortgage property inspectors, and how can they be addressed?

Mortgage Property Inspectors often encounter challenges such as tight inspection schedules, adverse weather conditions, and properties that are difficult to access or in poor condition. Staying organized, maintaining clear communication with property owners, and utilizing mobile inspection tools can help inspectors manage their workload efficiently. Additionally, ongoing training and familiarity with regulatory standards ensure accurate and thorough reporting, which is vital for both clients and employers.

What is the difference between Mortgage Property Inspector vs Home Inspector?

AspectMortgage Property InspectorHome Inspector
CertificationsTypically requires state-specific licenses and certificationsRequires state licensing and certifications, often similar to mortgage inspectors
Work EnvironmentPrimarily inspects residential properties for mortgage approvalInspects homes for buyers, sellers, or real estate agents
Employer & IndustryMortgage lenders, banks, real estate companiesReal estate agencies, independent inspection firms

Mortgage Property Inspectors and Home Inspectors share similar credentials and work environments, often overlapping in residential property assessments. However, mortgage inspectors focus specifically on property conditions for loan approval, while home inspectors provide comprehensive evaluations for buyers or sellers. Both roles are essential in real estate transactions, with similar certifications and industry usage.

How do I become a mortgage property inspector?

To become a mortgage property inspector, you typically need a high school diploma or equivalent, and some states require licensing or certification. Gaining knowledge of building codes, inspection procedures, and using inspection tools is essential, and on-the-job training or experience in construction or real estate can be beneficial.
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What cities are hiring for Mortgage Property Inspector jobs?

Cities with the most Mortgage Property Inspector job openings:

What states have the most Mortgage Property Inspector jobs?

States with the most job openings for Mortgage Property Inspector jobs include:

Infographic showing various Mortgage Property Inspector job openings in the United States as of August 2026, with employment types broken down into 86% Full Time, 13% Part Time, and 1% Contract. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $59,999 per year, or $28.8 per hour.

Mortgage Occupancy Field Inspector

GIS Field Services

Gladwin, MI โ€ข On-site

$15 - $20/hr

Contractor

This job post hasย expired today.ย Applications are no longer accepted.


Job description

GIS Field Services, Inc. has been in the mortgage field inspection industry for over 20 years and is based out of Dallas, TX. We are looking to hire Mortgage Occupancy Field Inspectors to perform residential property inspections on behalf of mortgage lenders. Our independent contractors enjoy a flexible schedule while earning weekly pay. Please visit our website to learn more about us and the industry. www.gisfieldservices.com

Job Title: Mortgage Occupancy Field Inspector County Coverage: Alcona, Alpena, Arenac, Cheboygan, Crawford, Gladwin, Iosco, Montmorency, Ogemaw, Otsego, Presque Isle, Roscommon

Mortgage Property Inspection Overview:
Mortgage lenders require periodic updates on the properties they have financial interest in. The lender contracts with GIS to have inspectors go out to verify the property occupancy, report general property conditions, letter delivery/posting, vacant interior walk-through or insurance repair progress report. Majority of our inspections are basic exteriors where some do require contact by door knock or letter delivery. In addition, there will be some inspections which require interior access to secured/vacant properties and appointment-based insurance loss inspections.

Job Responsibilities:

  • Requires being able to spend extended periods of time driving
  • Efficient time management to route and complete inspections with an estimated 3-5 day turnaround time (this can vary) in your agreed territory
  • Make a determination of occupancy based on industry standards and report general property conditions
  • Using a mobile app, InspectorADE, to obtain all photographs, comments, and form documentation
  • Consistent communication with your inspection manager via text, email and phone

Requirements:

  • Experience preferred, not required
  • Complete a background check using a valid driver's license to obtain a Shield ID (Aspen Grove ABC#) - If onboarded with GIS, we will provide you the link to obtain your Shield ID
  • Computer and internet connection
  • Vehicle with good gas mileage
  • iPhone or Android
  • Printer
  • Volt Stick
  • Set of 11 Hud Keys (Inspector Keys) - If onboarded with GIS, we will provide a link with a discount code to obtain your Hud Keys
  • Daylight availability
  • Office supplies (paper, envelopes, ink)

Pay:

  • Set rate per inspection ($15-$20 per hour based on location and the number of inspections performed)
  • Payment - inspections are paid out every Friday for work completed and approved the prior week by direct deposit
  • This is a 1099 Independent Contractor position