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Mortgage Processing Jobs in Rhode Island (NOW HIRING)

BankNewport

Mortgage Processor

Middletown, RI · On-site

$39K - $54K/yr

Overview Performs a variety of loan processing and pre-underwriting duties in support of the ... Processes residential mortgage loan applications. Collects reports and appraisals, inputs loan data ...

BankNewport

Mortgage Processor

Middletown, RI · Hybrid

$39K - $54K/yr

Overview Performs a variety of loan processing and pre-underwriting duties in support of the ... Processes residential mortgage loan applications. Collects reports and appraisals, inputs loan data ...

BankNewport

Mortgage Processor

Middletown, RI · On-site

$39K - $54K/yr

Overview Performs a variety of loan processing and pre-underwriting duties in support of the ... Processes residential mortgage loan applications. Collects reports and appraisals, inputs loan data ...

BankNewport

Mortgage Processor

Middletown, RI · Hybrid

$39K - $54K/yr

Performs a variety of loan processing and pre-underwriting duties in support of the residential ... Processes residential mortgage loan applications. Collects reports and appraisals, inputs loan data ...

Semper Home Loans

Mortgage Loan Processor

Providence, RI · On-site

$40K - $55K/yr

Mortgage Loan Processor Are you a detail-driven professional with a passion for helping people ... If you're a motivated loan processing professional ready to take your career to the next level ...

Semper Home Loans

Mortgage Loan Processor

Providence, RI · On-site

$50K - $80K/yr

Semper Home Loans, a trusted and rapidly growing national mortgage lender, is looking for a ... If you're a motivated loan processing professional ready to take your career to the next level ...

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All JobsMortgage Processing JobsMortgage Processing Jobs in Rhode Island

Mortgage Processing information

See Rhode Island salary details

$27.9K

$49.8K

$92.5K

How much do mortgage processing jobs pay per year?

As of Aug 30, 2026, the average yearly pay for mortgage processing in Rhode Island is $49,849.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,200.00 and $53,900.00 per year, depending on experience, location, and employer.

What is mortgage processing?

Mortgage processing is the series of steps that takes place after a borrower submits a mortgage application and before the loan is approved and funded. This process includes collecting and verifying documentation such as income, employment, credit history, and property details to ensure the borrower meets the lender’s requirements. Mortgage processors act as intermediaries between the borrower, loan officer, and underwriter, ensuring all necessary paperwork is complete and accurate. Their work helps to minimize delays and reduce the risk of errors that could affect loan approval.

What are the key skills and qualifications needed to thrive as a mortgage processor?

To thrive as a Mortgage Processor, you need a solid understanding of mortgage lending guidelines, attention to detail, and typically a background in finance or real estate. Familiarity with loan origination systems (LOS), document management software, and compliance regulations is essential. Strong organizational skills, effective communication, and problem-solving abilities help you manage complex documentation and coordinate with various stakeholders. These skills ensure accurate, timely processing of loan applications and contribute to customer satisfaction and regulatory compliance.

What are some common challenges faced by mortgage processors and how can they be effectively managed?

Mortgage processors often encounter challenges such as managing tight deadlines, ensuring complete and accurate documentation, and navigating frequent regulatory changes. Effective organization, attention to detail, and strong communication skills are essential for resolving these issues. Collaborating closely with loan officers, underwriters, and clients helps to quickly address missing information or discrepancies, ultimately ensuring a smooth and timely loan approval process.

How do you become a mortgage processor?

To become a mortgage processor, candidates typically need a high school diploma or equivalent, along with experience in banking, loan processing, or customer service. Familiarity with mortgage software and strong organizational skills are important, and some employers may prefer candidates with a certification such as the Mortgage Loan Processor Certification (MLPC).

Is mortgage processing a stressful job?

Mortgage processing can be a stressful job due to tight deadlines, high accuracy requirements, and the need to coordinate with multiple parties. It often involves managing large volumes of documentation and ensuring compliance, which can contribute to work pressure, especially during busy periods or when dealing with complex cases.
Mortgage Processing jobs near you
Infographic showing various Mortgage Processing job openings in Rhode Island as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 11% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $49,849 per year, or $24 per hour.

Account Manager- Mortgage Industry (Warwick, RI)

Warwick, RI • On-site

Lendsure Mortgage Corp
Real Estate • 51 - 200 employees
Learn more about Lendsure Mortgage Corpexternal

$50K - $60K/yr

Full-time

Re-posted 9 days ago

Job description

LendSure Mortgage Corp. is a fast-growing Wholesale Lender offering Non-QM loan solutions. LendSure helps mortgage originators grow their business by offering loan solutions to borrowers who do not fall into conforming guidelines. At LendSure Mortgage Corp., we have created an environment where high-energy professionals can learn, excel, grow, and feel great about their contributions to our success.

LendSure is committed to attracting and retaining top talent throughout the United States and offers a competitive salary, benefits, and opportunities to grow within the company.

Annual Salary Range: $50k-$60k plus bonus (This role is 100% on site)

Position Summary:

The Account Manager will be responsible for accurately managing residential real estate loan documentation through our established systems, reviewing it to ensure it is completed in full, and complies with current processes and policies.

  • Process and prepare to fund Non-QM residential mortgage loans.
  • Documentation review to ensure compliance and investor saleability.
  • Residential mortgage processing experience.
  • Support Sales Departments with the necessary steps in the processing and funding process.
  • Handle broker calls and answer questions regarding loans.
  • Excellent customer service experience
  • Excellent mindset, communication, and work ethic.
  • Prepare and submit timely and accurate loan files to the underwriter and quality control teams.
  • Review initial loan approval and work with broker/borrower to gather appropriate documentation.
  • Verify all loan documentation including payoffs, insurance, reserves, employment, and income.
  • Review and clear conditions per authority
  • Track loans from initial approval to funding
  • Order 3rd party documentation and review for accuracy and acceptance.
  • Complete all processing tasks
  • Submits files to assigned underwriter
  • Works with brokers/processors/Loan Officers/underwriters to collect and sign off all Prior to Doc conditions.
  • Communicates progress with Account Executive and/or Regional Manager.
  • Communicate with other professionals including, brokers, loan officers, escrow, closing attorneys.
  • Partners with underwriting team, doc and funding department, QC, and Senior Management to ensure maximum closing ratio.

Qualifications:

Three (3) years of Mortgage Processing experience. Basic knowledge of underwriting terminology. Strong attention to detail and accuracy. Effective written and verbal communication skills. In-depth knowledge of the real estate industry and current trends.

Working knowledge of Encompass Loan Origination System preferred

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

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