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Mortgage Processing Jobs in Minnesota (NOW HIRING)

North Shore Bank

Mortgage Loan Processor III

Duluth, MN · On-site

$39K - $54K/yr

Minimum five years mortgage processing experience and knowledge of FHA, VA, RD and Fannie Mae/Freddie Mac products preferred * Experience with Encompass360 preferred, but not required * Ability to ...

Bravera

Mortgage Loan Processor

Albertville, MN · On-site

$39K - $54K/yr

Mortgage Loan Processor Bravera is hiring for a Mortgage Loan Processor in ND (Mandan, Dickinson, Minot or Fargo), MT (Billings, Great Falls or Helena), or Albertville, MN. Bravera is an employee ...

Kensington Bank

Mortgage Banker

Willmar, MN · On-site

Guide borrowers through the mortgage process from application to closing with a high level of service and transparency. * Maintain accurate and timely loan documentation in accordance with compliance ...

Choice Bank

Mortgage Loan Officer

Golden Valley, MN · On-site

This individual will advise borrowers throughout the mortgage process, structure financing solutions based on each customer's needs, and collaborate closely with Choice's mortgage operations team to ...

Choice Bank

Mortgage Loan Officer

Golden Valley, MN · On-site

This individual will advise borrowers throughout the mortgage process, structure financing solutions based on each customer's needs, and collaborate closely with Choice's mortgage operations team to ...

Choice Bank

Mortgage Loan Officer

Golden Valley, MN · On-site

This individual will advise borrowers throughout the mortgage process, structure financing solutions based on each customer's needs, and collaborate closely with Choice's mortgage operations team to ...

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All JobsMortgage Processing JobsMortgage Processing Jobs in Minnesota

Mortgage Processing information

See Minnesota salary details

$27.9K

$49.9K

$92.6K

How much do mortgage processing jobs pay per year?

As of Sep 15, 2026, the average yearly pay for mortgage processing in Minnesota is $49,855.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,200.00 and $53,900.00 per year, depending on experience, location, and employer.

What is mortgage processing?

Mortgage processing is the series of steps that takes place after a borrower submits a mortgage application and before the loan is approved and funded. This process includes collecting and verifying documentation such as income, employment, credit history, and property details to ensure the borrower meets the lender’s requirements. Mortgage processors act as intermediaries between the borrower, loan officer, and underwriter, ensuring all necessary paperwork is complete and accurate. Their work helps to minimize delays and reduce the risk of errors that could affect loan approval.

What are the key skills and qualifications needed to thrive as a mortgage processor?

To thrive as a Mortgage Processor, you need a solid understanding of mortgage lending guidelines, attention to detail, and typically a background in finance or real estate. Familiarity with loan origination systems (LOS), document management software, and compliance regulations is essential. Strong organizational skills, effective communication, and problem-solving abilities help you manage complex documentation and coordinate with various stakeholders. These skills ensure accurate, timely processing of loan applications and contribute to customer satisfaction and regulatory compliance.

What are some common challenges faced by mortgage processors and how can they be effectively managed?

Mortgage processors often encounter challenges such as managing tight deadlines, ensuring complete and accurate documentation, and navigating frequent regulatory changes. Effective organization, attention to detail, and strong communication skills are essential for resolving these issues. Collaborating closely with loan officers, underwriters, and clients helps to quickly address missing information or discrepancies, ultimately ensuring a smooth and timely loan approval process.

How do you become a mortgage processor?

To become a mortgage processor, candidates typically need a high school diploma or equivalent, along with experience in banking, loan processing, or customer service. Familiarity with mortgage software and strong organizational skills are important, and some employers may prefer candidates with a certification such as the Mortgage Loan Processor Certification (MLPC).

Is mortgage processing a stressful job?

Mortgage processing can be a stressful job due to tight deadlines, high accuracy requirements, and the need to coordinate with multiple parties. It often involves managing large volumes of documentation and ensuring compliance, which can contribute to work pressure, especially during busy periods or when dealing with complex cases.

What are the most commonly searched types of Mortgage Processing jobs in Minnesota?

The most popular types of Mortgage Processing jobs in Minnesota are:

Mortgage Processing jobs near you
Infographic showing various Mortgage Processing job openings in Minnesota as of August 2026, with employment types broken down into 92% Full Time, 4% Part Time, and 4% Contract. Highlights an 96% In-person, and 4% Hybrid job distribution, with an average salary of $49,855 per year, or $24 per hour.

Mortgage Operations Manager

Saint Louis Park, MN • On-site

Citizens Independent Bank
Commercial Banking • 51 - 200 employees
Learn more about Citizens Independent Bankexternal

$105K - $140K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago

Job description

At Citizens Independent Bank, we believe in the power of community and the importance of building meaningful relationships. Our commitment to providing exceptional customer experiences is at the heart of everything we do, ensuring that every interaction is personal and impactful. We are dedicated to the growth and development of our employees, offering opportunities for training and advancement in a collaborative, supportive environment. If you're passionate about making a difference in your community and helping others thrive, we invite you to explore a role with us.
We are seeking a Mortgage Operations Manager responsible for overseeing the daily operations of the mortgage department to ensure efficient processing, underwriting, closing, and servicing support functions. This position provides leadership to mortgage operations staff while ensuring compliance with federal and Minnesota banking regulations, investor guidelines, and internal policies. The Mortgage Operations Manager plays a key role in supporting production goals, improving operational efficiencies, and delivering an exceptional customer experience consistent with the values of a Minnesota community bank.
KEY RESPONSIBILITIES:
  • Manage the daily operations of the mortgage processing, underwriting, closing, and post-closing functions.
  • Supervise, coach, and develop mortgage operations staff to ensure high performance and professional growth.
  • Monitor workflow pipelines to ensure timely and accurate loan processing and closings.
  • Ensure compliance with all federal and Minnesota state mortgage regulations including TRID, RESPA, HMDA, ECOA, SAFE Act, and fair lending requirements.
  • Develop, implement, and maintain operational procedures and internal controls to support regulatory compliance and operational efficiency.
  • Partner with mortgage lenders, underwriters, secondary market personnel, and executive leadership to support production and service goals.
  • Review and monitor loan quality, exception reporting, and audit findings to identify operational improvements and reduce risk.
  • Manage relationships with third-party vendors including title companies, appraisal management companies, document preparation vendors, mortgage insurance companies, contract underwriting vendors and investors.
  • Optimize LOS, document management, imaging and workflow systems.
  • Assist with preparation for internal audits, regulatory examinations, and investor reviews.
  • Maintain knowledge of secondary market guidelines, portfolio lending standards, and mortgage servicing requirements.
  • Analyze department performance metrics and prepare management reports related to loan volume, turn times, quality control, and operational efficiency.
  • Recommend and implement process improvements and technology enhancements to improve customer service and operational effectiveness
  • Support training initiatives related to mortgage systems, compliance updates, and operational best practices.
  • Collaborate with other departments to ensure a seamless customer experience across the bank.

QUALIFICATIONS:
  • Bachelor's degree in business, finance, accounting, or related field preferred.
  • Minimum of 5 years of mortgage operations experience required.
  • Prior management or supervisory experience preferred.
  • Strong knowledge of residential mortgage processing, underwriting, closing, and secondary market operations.
  • Experience with community banking and portfolio lending preferred.
  • Familiarity with Minnesota housing programs and rural lending markets is beneficial.

KNOWLEDGE, SKILLS AND ABILITIES:
  • Comprehensive knowledge of federal and Minnesota mortgage lending regulations and compliance requirements.
  • Strong leadership, coaching, and team development skills.
  • Excellent organizational and project management abilities.
  • Strong analytical and problem-solving skills.
  • Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
  • Excellent verbal and written communication skills.
  • Proficiency with mortgage loan origination systems, Encompass experience preferred, document imaging systems, and Microsoft Office applications.
  • Ability to maintain confidentiality and exercise sound judgment.

PHYSICAL ABILITIES:
  • Ability to sit for extended periods and work at a computer.
  • Occasional lifting of up to 15 pounds.
  • Limited travel for training, meetings, or community banking events may be required.

SALARY & BENEFITS :
  • Starting Salary Range: $105,000 - $140,000 DOQ
  • Incentive Compensation Plan
  • Full benefits: Medical, dental, vision, PFML, STD, LTD, Employer Paid Life Insurance, 401(k) with generous match, paid holidays, generous PTO, Employee Assistance Plan and more.
  • Work-life balance
  • A collaborative, community-focused culture with over 75 years of local banking history.

Note: Job descriptions are not exhaustive lists of all skills, responsibilities or efforts associated with a job. They reflect principal elements essential for performing the job and evaluating performance. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions of the position.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

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