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Mortgage Occupancy Field Inspector Jobs in Houston, TX

Agelix Consulting

Electrical Inspector

Houston, TX · On-site

An Associate's Degree in Electrical Technology, Construction Management, or a related field is ... Occupational hazards and standard safety precautions related to structural and electrical ...

City Of Humble

Combination Inspector

Humble, TX · On-site

Inspect and issue Certificate of Occupancy as needed. * Review and approve building plans, site ... High School diploma or equivalent and five years' experience in the field or any combination of ...

CAPPS

TDCJ - Inspector V - General Construction

Rosharon, TX · On-site

$4.3K - $4.3K/mo

Job will have field work as well as office work. In the office you will be writing reports on what ... Military Occupation Specialty Codes Click on the occupational category for the position. Additional ...

New

Bechtel

Sr. HSE Specialist

Houston, TX · On-site

The position reports to the Area EHS Lead Work requires physical ability for field inspections ... occupational safety, health, or a science-related discipline from an accredited university or ...

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All JobsMortgage Occupancy Field Inspector JobsMortgage Occupancy Field Inspector Jobs in Houston, TX

Mortgage Occupancy Field Inspector information

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$18

$27

$46

How much do mortgage occupancy field inspector jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for mortgage occupancy field inspector in Houston, TX is $27.55, according to ZipRecruiter salary data. Most workers in this role earn between $21.11 and $27.07 per hour, depending on experience, location, and employer.

What is a mortgage occupancy field inspector?

Mortgage Occupancy Field Inspectors are professionals hired by mortgage lenders, banks, or inspection companies to verify the occupancy status and condition of properties with outstanding mortgages. Their main responsibility is to visit properties, take photos, and report on whether the homes are occupied, vacant, or abandoned. This information helps lenders make decisions regarding foreclosure, property maintenance, and insurance. Inspectors typically work in the field, covering multiple properties in a given area, and often use mobile apps or forms to submit their findings. Attention to detail and good communication skills are important for this role.

What are the key skills and qualifications needed to thrive as a mortgage occupancy field inspector?

To thrive as a Mortgage Occupancy Field Inspector, you need keen attention to detail, basic property assessment knowledge, and a valid driver's license, often supported by a high school diploma or equivalent. Familiarity with mobile inspection apps, GPS navigation systems, and digital photography is typically required. Strong time management, reliability, and clear communication skills help inspectors efficiently coordinate with property owners and reporting agencies. These skills ensure accurate, timely property reports and maintain client trust in the mortgage servicing process.

What are some common challenges faced by mortgage occupancy field inspectors in the field, and how can they be managed?

Mortgage Occupancy Field Inspectors often encounter challenges such as difficult access to properties, inclement weather, and sometimes uncooperative occupants. Effective time management and strong communication skills are essential to navigate tight schedules and ensure accurate reporting. Inspectors can manage these challenges by staying organized, maintaining clear documentation, and following safety protocols when approaching unfamiliar properties. Building a routine for efficient travel routes and leveraging mobile inspection tools can also help streamline the process.

What is the difference between Mortgage Occupancy Field Inspector vs Property Inspector?

AspectMortgage Occupancy Field InspectorProperty Inspector
CredentialsTypically requires real estate or appraisal certifications, sometimes state licensingRequires general home inspection certifications, such as InterNACHI or ASHI
Work EnvironmentFieldwork inspecting residential properties for mortgage purposesInspecting various property types for condition and safety
Employer & Industry UsageUsed mainly by lenders, mortgage companies, and appraisal firmsEmployed by inspection companies, real estate agencies, or independently
Search & Comparison IntentOften compared for mortgage-related property assessmentsCompared for general property condition evaluations

The Mortgage Occupancy Field Inspector focuses on verifying property occupancy status for mortgage approval, often requiring specific certifications and working directly with lenders. Property Inspectors perform broader property evaluations for safety and condition. While both roles involve on-site inspections, their primary purposes and certifications differ, making them distinct but related careers in real estate and mortgage industries.

How do I become a mortgage occupancy field inspector?

To become a mortgage occupancy field inspector, candidates typically need a high school diploma or equivalent, a valid driver's license, and good communication skills. Some employers require prior experience in property inspection or related fields, and training is often provided on the job. Certification is not mandatory but can enhance job prospects and credibility in the industry.

What does a mortgage occupancy field inspector do?

A mortgage occupancy field inspector assesses whether a property listed for a mortgage loan is occupied by the borrower as their primary residence. They visit properties to verify occupancy, document conditions, and ensure compliance with loan requirements, often using inspection tools and reporting software. This role helps lenders confirm the property's status before loan approval or servicing.

What are popular job titles related to Mortgage Occupancy Field Inspector jobs in Houston, TX?

For Mortgage Occupancy Field Inspector jobs in Houston, TX, the most frequently searched job titles are:

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What cities near Houston, TX are hiring for Mortgage Occupancy Field Inspector jobs?

Cities near Houston, TX with the most Mortgage Occupancy Field Inspector job openings:

Mortgage Occupancy Field Inspector jobs near you
Infographic showing various Mortgage Occupancy Field Inspector job openings in Houston, TX as of August 2026, with employment types broken down into 51% Part Time, and 49% Contract. Highlights an 100% In-person job distribution, with an average salary of $57,298 per year, or $27.5 per hour.

Mortgage Field Inspector (1099 Independent Contractor)

GIS Field Services

Mont Belvieu, TX • On-site

$20/hr

Full-time, Part-time, Contractor

Re-posted yesterday

Job description

Mortgage Field Inspector (1099 Independent Contractor)
Flexible Schedule | Part-Time or Full-Time | Weekly Pay
GIS Field Services, Inc. has been in the mortgage field inspection industry for over 20 years and is based out of Dallas, TX. Please visit our website to learn more about us and the industry. www.gisfieldservices.com.
We are seeking reliable and detail-oriented Independent Mortgage Field Inspectors to perform property inspections on behalf of mortgage companies. No licensing or certifications are required, and prior experience is a plus-but not necessary.
This is a great opportunity for self-motivated individuals who enjoy working independently, traveling locally, and managing their own schedule. Inspections may include exterior occupancy checks, and occasional interior vacant or damage inspections.
Job Title:Mortgage Occupancy Field Inspector County Coverage: Chambers
Your role as a Mortgage Field Inspector
  • Conduct property inspections for existing mortgage loans
  • Determine occupancy status (occupied or vacant)
  • Photograph and document property condition
  • Deliver door notices and verify utility status
  • Complete reports using a mobile app (InspectorADE)
  • Communicate regularly with the Inspection Relations Coordinator

What We Offer
  • Flexible schedule - work during daylight hours
  • Part-time or full-time based on your availability and territory
  • Flat rate per inspection (earning potential typically $20+/hour depending on volume)
  • Weekly pay via direct deposit
  • Work independently in your assigned territory

Requirements for the role
  • Valid driver's license
  • Reliable vehicle covered by auto insurance to travel within your territory.
  • Smartphone (iPhone or Android)
  • Computer with internet access
  • Printer and basic office supplies
  • Ability to obtain a Shield ID (Aspen Grove ABC#) If onboarding with GIS, we will provide you with the link to obtain your Shield ID
  • HUD/Inspector keys (set of 11) If onboarded with GIS, we will provide a link with a discount code to obtain your HUD/Inspector Keys
  • Volt stick
  • Strong time management, attention to detail, and communication skills

Important Details
  • This is a 1099 independent contractor position.
  • No mileage or expense reimbursement
  • Earnings depend on your availability, territory, and workload.
  • Must be comfortable inspecting occupied, vacant, and rural properties.

Apply