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Mortgage Loan Assistant Jobs in Rio Rancho, NM (NOW HIRING)

Homewise

Mortgage Loan Officer

Santa Fe, NM · On-site

About the Role Homewise's Mortgage Loan Officer is the borrower's primary advocate during the most important financial transaction of their life -- the application, structuring, and closing of their ...

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Mortgage Loan Assistant information

See Rio Rancho, NM salary details

$28K

$50.7K

$92K

How much do mortgage loan assistant jobs pay per year?

As of Aug 23, 2026, the average yearly pay for mortgage loan assistant in Rio Rancho, NM is $50,739.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,100.00 and $51,400.00 per year, depending on experience, location, and employer.

What is a mortgage loan assistant?

Mortgage Loan Assistants are professionals who support loan officers and mortgage specialists throughout the home loan process. Their duties include preparing and reviewing loan documents, collecting and verifying applicant information, communicating with clients, and ensuring all paperwork complies with regulatory standards. They play a crucial role in streamlining the loan process, helping clients and loan officers move efficiently from application to closing. Mortgage Loan Assistants often serve as a primary point of contact for borrowers, answering questions and providing updates on loan status.

What does a mortgage loan assistant do?

As a mortgage loan assistant, your responsibilities involve providing support to a loan officer, mortgage specialist, or another mortgage professional in a bank or similar lending institution. You may specialize in commercial or residential mortgages, or handle both. Your duties may include assessing applications for accuracy and financial information, communicating with the potential borrower to gain the necessary documentation for the lending process, and entering the data required in a mortgage application or other paperwork. You also act as the first point of contact for applicants and borrowers who have questions during or after the approval process.

What are the key skills and qualifications needed to thrive as a mortgage loan assistant, and why are they important?

To thrive as a Mortgage Loan Assistant, you need strong organizational skills, attention to detail, and knowledge of mortgage processing, often supported by a background in finance or real estate. Familiarity with loan origination systems (LOS), document management software, and sometimes certification such as NMLS registration is typically required. Excellent communication, customer service, and multitasking abilities help you effectively support loan officers and interact with clients. These competencies are crucial for ensuring smooth, accurate, and timely mortgage processing that enhances customer satisfaction and regulatory compliance.

What are some common challenges mortgage loan assistants face when supporting loan officers and clients?

Mortgage Loan Assistants often juggle multiple loan files simultaneously, requiring strong organizational skills and attention to detail. A common challenge is ensuring all required documentation is accurate and submitted on time, as missing paperwork can delay the loan process. Additionally, Mortgage Loan Assistants frequently communicate with borrowers, underwriters, and loan officers, so balancing clear communication while meeting tight deadlines is essential. Successfully managing these aspects can lead to increased responsibility and opportunities for advancement within mortgage operations.

What is the difference between Mortgage Loan Assistant vs Mortgage Loan Officer?

AspectMortgage Loan AssistantMortgage Loan Officer
CredentialsHigh school diploma or equivalent; some roles may prefer associate degreeSame as assistant; often requires licensing or certification depending on state
Work EnvironmentOffice setting, supporting loan processing teamsOffice or client-facing, directly interacts with borrowers
ResponsibilitiesAssists with document collection, data entry, and loan file managementPrepares loan applications, evaluates borrower eligibility, and communicates with clients
Industry UsageCommonly employed in mortgage lending firms and banksWorks directly with clients to originate loans in financial institutions

While both roles support the mortgage lending process, the Mortgage Loan Assistant primarily handles administrative tasks and supports loan officers, whereas the Mortgage Loan Officer actively evaluates and interacts with borrowers to originate loans. Understanding these differences helps in choosing the right career path or job search focus.

More about Mortgage Loan Assistant jobs

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What cities near Rio Rancho, NM are hiring for Mortgage Loan Assistant jobs?

Cities near Rio Rancho, NM with the most Mortgage Loan Assistant job openings:

Mortgage Loan Assistant jobs near you
Infographic showing various Mortgage Loan Assistant job openings in Rio Rancho, NM as of August 2026, with employment types broken down into 2% As Needed, 74% Full Time, 20% Part Time, 1% Temporary, and 3% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $50,739 per year, or $24.4 per hour.

Mortgage Loan Officer

Kirtland Federal Credit Union

Albuquerque, NM • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 24 days ago

Job description

Working at Kirtland CU is more than a job-it's a career, and one in the financial world! We pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a highly competitive salary, great benefits package and an energetic, vibrant work environment.
We are currently seeking a Mortgage Loan Officer to join Kirtland Credit Union! This is a remote position based on geographic location, onsite if living in the Albuquerque, New Mexico area.

Sign-on Bonus Available

Join the rest of our teammates and become eligible for a generous benefits package that we offer:

  • Medical, Dental and Vision Insurance
  • 401(k) Retirement savings program that includes employer match.
  • Paid time off with accrual starting from day one.
  • 11 Paid holidays off during the year!
  • Tuition Reimbursement for College Degrees
  • Employee Clothing Advance
  • Fitness Reimbursement Program
  • Employee Assistance Program
  • Short- and Long-Term Disability
  • Travel Assistance

This is what we would like you to do:

  • Responsible for creating an exceptional member experience through origination of long-term mortgage loans, real estate, lot, construction, and home equity loans.
  • Conducts initial pre-qualification interviews and prepares complete loan application packages and necessary documentation.
  • Conveys policies for extension of credit in accordance with compliance with FNMA, FHA, VA, GNMA and/or Kirtland Credit Union (KCU) guidelines/policies.

Primary Job Duties:

  • Interviews, takes applications, and processes preliminary documentation on mortgage and home equity loan requests.
  • Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members.
  • Effectively manages application pipeline to efficiently initiate mortgage applications within established service level standards.
  • Assumes responsibility for establishing and maintaining effective and professional business relations with members, realtors, home construction and other mortgage industry professionals such as appraisers, escrow officers, and title companies.
  • Answers questions and requests and resolves problems.
  • Assumes responsibility for establishing and maintaining effective communication and coordination with Credit Union personnel and with management.

Education/Certification:

  • Bachelor’s degree in business or related field preferred.
  • Current NMLS license or ability to obtain one.

Experience Required:

  • Three-five years of experience working with mortgage and home equity loans preferred.
  • Strong understanding of credit analysis, mortgage underwriting guidelines and mortgage loan qualifications.
  • Proficient with mortgage products, regulations, and processes for Conventional, FHA, VA, and Adjustable-Rate Mortgages.
  • Demonstrated experience with meeting and exceeding goals.
  • Experience with member experience, identifying needs and providing solutions in a professional manner.

Required knowledge, skills and abilities:

  • Strong knowledge in determining credit worthiness and analyzing credit reports.
  • Proficient with all mortgage calculations.
  • Knowledge of Credit Union loan policies, products, procedures, processing,
  • Knowledge with title reports, insurance, and appraisals.
  • Thorough knowledge of Federal mortgage-related laws: RESPA, Truth in Lending Act-REG Z; Homeownership and Equity Protection Act (HOEPA); Homeowners Protection Act (HPA); Equal Credit Opportunity Act (ECOA); Fair Credit Reporting Act (FRCA); Fair and Accurate Transaction ACT (FACTA); Gramm-Leach-Bliley Financial Modernization Act (GLBA-Regulation P); Home Mortgage Disclosure Act (HMDA-Regulation C); Mortgage Disclosure Improvement Act (MDIA); Housing and Economic Recovery Act; New Ability-to-Repay Requirements and Qualified Mortgage Standards.
  • Proficient with mortgage products, regulations, and processes for Conventional, FHA, VA, and Adjustable-Rate Mortgages.
  • Proficient with home equity loans and home equity lines of credit, preferred.

To apply for this exciting opportunity, visit our careers page at www.kirtlandcu.org/careers

Kirtland Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.