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Mortgage Fraud Analyst Jobs (NOW HIRING)

Rate

Fraud Risk Analyst

$60K/yr

Rate is one of the nation's top retail mortgage lenders, delivering a seamless, tech-driven ... Job Profile: Fraud Risk Analyst Summary: Pay Range: $60k to 80k We are currently seeking an ...

Rate

Fraud Risk Analyst

$60K/yr

Rate is one of the nation's top retail mortgage lenders, delivering a seamless, tech-driven ... Job Profile: Fraud Risk Analyst Summary: Pay Range: $60k to 80k We are currently seeking an ...

System One

Fraud Management Specialist

Vienna, VA · Remote

$17.50 - $23/hr

Real Estate Lending/Mortgage Fraud Specialist Location: Vienna, VA or Winchester, VA Work model ... The position is analytical and operational in nature, requiring someone who can review large ...

System One

Fraud Management Specialist

Vienna, VA · Remote

$17.50 - $23/hr

Real Estate Lending/Mortgage Fraud Specialist Location: Vienna, VA or Winchester, VA Work model ... The position is analytical and operational in nature, requiring someone who can review large ...

System One

Fraud Management Specialist

Merrifield, VA · On-site

$17 - $22.50/hr

Real Estate Lending/Mortgage Fraud Specialist Location: Vienna, VA or Winchester, VA Work model ... The position is analytical and operational in nature, requiring someone who can review large ...

System One

Fraud Management Specialist

Vienna, VA · Remote

$17.50 - $23/hr

Real Estate Lending/Mortgage Fraud Specialist Location: Vienna, VA or Winchester, VA Work model ... The position is analytical and operational in nature, requiring someone who can review large ...

System One

Fraud Management Specialist

Vienna, VA · Remote

$17.50 - $23/hr

Real Estate Lending/Mortgage Fraud Specialist Location: Vienna, VA or Winchester, VA Work model ... The position is analytical and operational in nature, requiring someone who can review large ...

Gateway First Bank

Mortgage Underwriter

Plano, TX · On-site

Responsible for underwriting designated residential loans by analyzing credit data to ensure ... mortgage fraud or money laundering. * Works with loan originators and production staff to compile ...

Treliant LLC

AML/KYC/Sanctions Analyst

San Antonio, TX · On-site

$20 - $25/hr

Overview Treliant is an essential consulting firm serving banks, mortgage originators and servicers ... Treliant's Financial Crimes and Fraud Services business unit is looking for AML/KYC/Sanctions ...

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How much do mortgage fraud analyst jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for mortgage fraud analyst in the United States is $38.63, according to ZipRecruiter salary data. Most workers in this role earn between $25.96 and $48.32 per hour, depending on experience, location, and employer.

What is a mortgage fraud analyst?

A Mortgage Fraud Analyst is responsible for identifying and investigating fraudulent activities related to mortgage applications, transactions, and lending practices. They analyze financial documents, loan applications, and borrower information to detect inconsistencies or red flags. Using data analysis and investigative techniques, they assess risks and recommend preventative measures to protect lenders and financial institutions. Their role is critical in ensuring compliance with regulations and preventing financial losses due to fraud.

What are the key skills and qualifications needed to thrive as a mortgage fraud analyst?

To thrive as a Mortgage Fraud Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or criminal justice. Familiarity with fraud detection software, data analysis tools such as Excel or SQL, and certifications like Certified Fraud Examiner (CFE) can be highly beneficial. Strong communication, problem-solving abilities, and the capacity to work collaboratively with cross-functional teams make a candidate stand out. These skills are crucial for accurately identifying suspicious activities, minimizing financial risks, and ensuring regulatory compliance in the mortgage industry.

What are some typical challenges faced by a mortgage fraud analyst, and how are they addressed?

Mortgage Fraud Analysts often face challenges such as detecting increasingly sophisticated fraudulent schemes and managing large volumes of data to spot inconsistencies. Staying updated on new fraud trends and regulatory requirements is essential, so ongoing training and collaboration with legal and compliance teams are common. Analysts rely on specialized software and data analytics to efficiently identify suspicious activity, and frequent communication with internal departments is crucial for thorough investigations. Overcoming these challenges requires a proactive mindset and a strong attention to detail, ensuring that risks to the organization are minimized and compliance standards are maintained.

How much does a mortgage fraud analyst get paid?

The average salary for a mortgage fraud analyst ranges from $50,000 to $80,000 annually, depending on experience, location, and employer size. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries. The role often requires strong analytical skills and familiarity with fraud detection tools.

What qualifications do you need to be a mortgage fraud analyst?

A mortgage fraud analyst typically needs a bachelor's degree in finance, accounting, or a related field. Strong analytical skills, attention to detail, and experience with financial or fraud detection tools are important, along with knowledge of mortgage processes and regulations. Certifications such as Certified Fraud Examiner (CFE) can enhance qualifications.
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Mortgage Fraud Analyst jobs near you
Infographic showing various Mortgage Fraud Analyst job openings in the United States as of August 2026, with employment types broken down into 89% Full Time, 5% Part Time, and 6% Contract. Highlights an 80% Physical, 9% Hybrid, and 11% Remote job distribution, with an average salary of $80,350 per year, or $38.6 per hour.

Fraud Risk Analyst

Rate

Remote

$60K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday

Job description

Rate is one of the nation's top retail mortgage lenders, delivering a seamless, tech-driven experience that helps customers reach their homeownership and financial goals. Founded in 2000 and based in Chicago, Rate is licensed in all 50 states and D.C. and has helped over 2 million homeowners with a wide range of loan products, competitive rates and personalized service. With 5,000+ employees across 300+ offices and 12+ subsidiaries, Rate's Loan Officers rank among the best in the country. From purchases and refinances to tapping into equity, Rate makes financing faster, simpler and less stressful. Our technology - including Same Day Mortgage, the Rate App, FlashCloseâ„ , MyAccount and the Language Access Program - has earned recognition from HousingWire, Scotsman Guide, NerdWallet, the Chicago Tribune and Crain's Chicago Business. Learn more at rate.com.
Job Profile:
Fraud Risk Analyst
Job Description Summary:
Pay Range: $60k to 80k
Job Description:
We are currently seeking an experienced Fraud Risk Analyst, primarily with a mortgage underwriting or mortgage quality control background. This will be a full-time position in a paperless environment for all loan files, which allows for the employee to work from home (remote). Training will be provided via remote access as well.
Responsibilities include but are not limited to the following:
  • Evaluate mortgage loans for suspected fraudulent activity, potential misrepresentation and/or suspicious activities related to the origination, underwriting, or servicing of mortgage loans.
  • Identify fraud schemes or patterns identified through monitoring or referred for investigation by business partners.
  • Examine financial statements and documents to identify unusual transaction patterns.
  • Submit recommendations for Suspicious Activity Reports to the Special Investigations Unit.
  • Document investigative efforts in compliance with internal policy and regulatory requirements.
  • Apply analytical skillsets to complex information sets to make logical and effectively supported recommendations.
  • Leverage investor related guidelines to assist in determination of red flags or potentially suspicious activity.
  • Conduct interviews with the employees, applicants, and third parties to support and/or mitigate the suspicious activity.
  • Develop practical recommendations and communicate with business partners on pending investigations.
  • Assist with the review of possible matches to various exclusionary lists including, government, agency, investor and internal.
  • Assist with the maintenance and development of Fraud monitoring related policies, procedures, and trainings
  • Additional duties as assigned by management.

Requirements:
  • College degree preferred
  • 2+ years of mortgage industry experience
  • Fraud Investigations experience preferred
  • Mortgage processing or underwriting background preferred
  • BSA/AML knowledge
  • Must be familiar with Freddie Mac and Fannie Mae guidelines and must be able to actively keep up with changing guidelines (FHA and VA experience a plus).
  • Strong ability to analyze large amounts of data to report critical information.
  • Proven researching and problem-solving skillsets.
  • Excellent time management skills and ability to prioritize and organize assignments.
  • Must be proficient with MS Office (Word, Excel, PowerPoint and Outlook).
  • Must have strong written and verbal communications skills
  • Must have strong analytical skills, with a high degree of accuracy and a strong attention to detail.
  • Use of discretion and confidentiality

Preferred:
  • Strong knowledge of high-risk characteristics in relation to Mortgage Fraud
  • A minimum of 3 years recent mortgage banking experience, primarily in mortgage fraud schemes
  • Experience working in Encompass
  • Experience working in case management systems
  • Experience in completing Suspicious Activity Reports
  • CAMS, CFE, or other fraud/ anti-money laundering certifications

Additional Job Description Summary:
Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
The company offers a comprehensive benefits program to eligible employees, including eligibility to participate in a company-sponsored 401(k); vacation benefits; eligibility for medical, dental, vision, and prescription drug benefits; flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts); life insurance and death benefits; critical care insurance; personal accidental insurance; commuter benefits; pet insurance; certain time off and leave of absence benefits; well-being benefits (e.g., employee assistance program); and other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources).
Please click this link to learn more about our benefit offerings for Washington State: Benefit Offerings for Washington State

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