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Management Fast Track Program.

At New York Life, we're just as passionate about helping the next generation of insurance and financial services leaders achieve their

career aspirations as we are about helping our clients accomplish their financial objectives. New York Life, a Fortune 100 company

founded in 1845, is the largest mutual life insurance company in the United States(1) and one of the largest life insurers in the world.

Headquartered in New York City, we have provided insurance protection, retirement, and investment solutions to individuals,

families, and businesses for over 175 years. New York Life has the highest financial strength ratings currently awarded to any U.S. life

insurer from all four major credit rating agencies.(2)

Program description and qualifications

For our 18-month Management Fast Track Program, we're looking for goal-driven leaders who are eager to build and develop their

own unit of financial professionals. Entrepreneurial professionals who are destined to build and lead teams join New York Life with a

vision for their career and a strong sense of purpose.

You may qualify for the program if you've completed your MBA within the past 24 months, have management experience, or have

owned a business.

Ideal candidates bring a strong desire to build, lead, and impact, along with proficiency in the following areas:

Listening and presenting

Cultivating relationships

Connecting emotionally

Simplifying complex topics

Educating and coaching

As a candidate of the Fast Track Management Program, you'll join New York Life as a financial professional to gain hands-on

experience. Once you have met the program requirements, which typically takes 12 months, you'll be eligible for a promotion to

Associate Partner.

In this management role, you'll begin recruiting and developing your own team of financial professionals. You'll also be enrolled in the

Associate Partner Training Program, a six-month intensive training designed to help ensure that you succeed when promoted to

Partner.

You'll build and lead your own team with the support of a Fortune 100 company. Our development managers and product

consultants will support you in teaching your financial professionals everything they'll need to know. And NYLIC University, one of

the most comprehensive and well-respected training programs in the industry, offers a blended learning curriculum designed to

meet financial professionals' needs throughout the various stages of their career.

Compensation and benefits

New York Life will value and reward your hard work. You'll have significant income potential, because our managers' compensation

is directly aligned with their recruiting performance and the production level of their team of financial professionals. The average

annual income in 2020 among our recruiters was $240,300.(3)

Our comprehensive benefits package includes:

Health/Dental/Life/Disability

A 401(k) plan (after one year of service)

A defined benefit pension plan (subject to eligibility and vesting requirements)(4)

Reimbursement for certain company-approved industry designations

New York Life is an Equal Opportunity Employer - M/F/Veteran/Disability/Sexual Orientation/Gender Identity

1. Based on revenue as reported by "Fortune 500 ranked within Industries, Insurance: Life, Health (Mutual)," Fortune, 6/2/2021. For methodology, please see

http://fortune.com/fortune500/.

2. Individual independent rating agency commentary as of 10/15/2020: A.M. Best (A++), Fitch (AAA), Moody's Investors Service (Aaa), Standard & Poor's (AA+).

Ratings do not apply to Investment products as they are subject to market risks and will fluctuate in value.

3. Average incomes payable based on 2020 production. Actual income and compensation are not guaranteed and depend on a number of factors, including your

field management title/level, the sales results of your agent unit and/or your General Office, and your applicable field management compensation plan. The

company reserves the right to amend, modify, or terminate the compensation plans at any time. The historical income numbers shown above include additional

compensation payments designated to reimburse all of a field manager's business expenses not otherwise reimbursed by the company.

4. Certain eligibility requirements apply. Monthly payments are determined by your earnings, years of service, age, and the form of payment you choose. The

company reserves the right to amend or terminate the plan at any time for any reason.

AR10586.082021 SMRU1908250 (Exp.06.30.2022)