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Loss Contents Adjuster Jobs (NOW HIRING)

... loss condition, and returned promptly. Key Responsibilities Team Supervision and Leadership ... Work closely with clients and insurance adjusters to evaluate the level of damage and prioritize ...

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Loss Contents Adjuster information

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How much do loss contents adjuster jobs pay per hour?

As of Jun 10, 2026, the average hourly pay for loss contents adjuster in the United States is $20.54, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $21.88 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Loss Contents Adjuster, and why are they important?

To thrive as a Loss Contents Adjuster, you need a solid understanding of insurance policies, property valuation, and inventory assessment, often supported by relevant experience or certification in claims adjusting. Familiarity with claims management software, estimating tools like XactContents, and digital inventory systems is typically required. Attention to detail, strong negotiation skills, and effective communication are crucial soft skills for success in this role. These competencies ensure accurate claim settlements, customer satisfaction, and compliance with company and regulatory standards.

What is the difference between Loss Contents Adjuster vs Property Claims Adjuster?

AspectLoss Contents AdjusterProperty Claims Adjuster
CertificationsAdjuster licenses, possibly certifications in contents valuationAdjuster licenses, property-specific certifications
Work EnvironmentInspecting and assessing personal property contents after lossEvaluating damage to structures and real estate
Industry UsageCommonly employed in insurance claims involving personal belongingsHandles claims related to property damage, including buildings

While both roles involve assessing insurance claims, a Loss Contents Adjuster specializes in evaluating personal property contents, whereas a Property Claims Adjuster focuses on structural and real estate damages. Understanding these differences helps in choosing the right career path or claim specialist for specific insurance needs.

What are some common challenges faced by Loss Contents Adjusters when assessing damaged personal property?

Loss Contents Adjusters often encounter challenges such as accurately inventorying and valuing large volumes of personal property, especially when items are partially damaged or receipts are unavailable. They must balance empathy for clients who have suffered losses with the need to adhere strictly to policy guidelines and documentation requirements. Collaboration with policyholders, restoration companies, and other adjusters is critical to ensure all claimed items are properly evaluated and settlements are fair. Staying organized and detail-oriented is key to overcoming these challenges and providing excellent service.

What is a Loss Contents Adjuster?

A Loss Contents Adjuster is an insurance professional who specializes in evaluating and estimating the value of personal property or contents that have been damaged or lost due to incidents like fire, theft, or natural disasters. They work with policyholders to document losses, review inventory lists, and determine the replacement or actual cash value of items. Loss Contents Adjusters often collaborate with other adjusters and specialists to ensure accurate claim settlements. Their role is crucial in helping clients recover financially after a loss.
Infographic showing various Loss Contents Adjuster job openings in the United States as of June 2026, with employment types broken down into 98% Full Time, and 2% Contract. Highlights an 89% In-person, 4% Hybrid, and 7% Remote job distribution, with an average salary of $42,717 per year, or $20.5 per hour.
Claims Adjuster

Full-time

Medical, PTO

Posted 12 days ago


Job description

About SafeLease
At SafeLease, we're rethinking how P&C insurance is sold in an age of technological change. We believe the industry's biggest inefficiencies aren't technical problems - they're structural ones. And we're building the team to tackle them.
SafeLease is a profitable insurance business that designs, underwrites, and distributes specialty coverage for commercial property owners and their tenants. Most insurance companies either distribute products or bear the risk - we do both. We back our policies with our own capital, which means we control the full stack: product design, tech, and the speed at which we move. That end-to-end ownership lets us offer customers real flexibility, saving time and money for more than 4,000 properties insured for billions in value nationwide.
We're a team of 70, growing over 100% annually, and we've done it without sacrificing profitability or culture. Here, you'll get high discretion and a wide aperture of problems to solve. We embrace the newest technologies, move fast together, and operate with the intensity of a small company where every person's work is visible. If you're looking for a place to sharpen your craft alongside people who take their work seriously, you'll fit right in.
Role Overview
We are hiring a versatile Claims Adjuster to join our small-but-mighty claims department. Reporting directly to the Director of Claims, this expanded role is responsible for handling a diverse, non-traditional risks and multi-line insurance portfolio. In addition to managing high volume personal property claims, specifically focusing on the contents of a claimant's storage unit, the successful candidate will evaluate and adjust commercial property and casualty (P&C) claims as well as specialized manufactured housing claims. This is a desk-based adjusting position focusing on streamlined digital processes.
This position will be remote but must be based in either Austin, Texas or the state of Nebraska.
About the Role
To drive our mission forward, this role will:
  • Lead Claims Resolution: Investigate, evaluate, and adjust a variety of property and casualty claims. This includes high volume personal property contents within storage units, commercial property losses, commercial casualty liabilities, and manufactured housing claims.
  • Drive Fair Settlements: Negotiate effectively and professionally with claimants, public adjusters, legal counsel, and third-party representatives to reach equitable, timely resolutions.
  • Ensure Accuracy: Process payments, issue settlements within designated authority limits, and maintain precise, up-to-date claim records to support operational excellence and strict regulatory compliance.
  • Tackle Complexity: Provide technical expertise and support for high-value, complex, or multi-faceted claims, ensuring thorough investigation and efficient handling.
  • Uphold Standards: Adhere to company policies, guidelines, state insurance regulations, and industry best practices while delivering exceptional customer service.
  • Operate Efficiently: Perform full desk-based adjusting, leveraging modern technology, digital documentation, and remote evaluation tools.

About You
The ideal candidate is an adaptable insurance professional who thrives in an agile environment and brings diverse, cross-functional technical expertise.
  • Commercial P&C Expertise: Proven track record in adjusting commercial property losses and commercial casualty/liability lines, including a strong understanding of commercial policy language, business interruption claims, and general liability exposures.
  • Manufactured Housing Experience: Direct experience handling claims related to manufactured housing, modular structures and unique policy endorsements.
  • Personal Property Knowledge: Experience adjusting high-volume personal property claims.
  • Licensing & Qualifications: Active Adjuster License in good standing (or ability to quickly obtain reciprocal licensing). A Bachelor's degree or equivalent industry designations (e.g., AIC, SCLA) is preferred.
  • Technical Proficiency: Mastery of modern claims management systems (CMS), Google Workspace, digital estimating software, and remote on-line software tools.

Why SafeLease?
The tech: Our prospects convert fast because we're solving real problems and delivering serious value to commercial real estate owners.
The team: We're a team of seasoned pros and sharp operators who know how to move fast and build smart. High standards, low ego.
The stability: We're well-funded, growing fast, and we make sure our team shares in that success with competitive pay and equity.
The employee experience: We also offer unlimited PTO, full health benefits, flexible work setups, and the kind of culture where people want to show up to do their best work.
If you don't have all the qualifications listed, don't worry! We understand everyone's career path is unique and still encourage you to apply if you feel this role is aligned with your career trajectory.
Employment at SafeLease is contingent upon a satisfactory verification of a general and criminal background check.