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Loan Reviewer Jobs in Rochester, NY (NOW HIRING)

Five Star Bank

Indirect Loan Processor

Rochester, NY · On-site

$18 - $22/hr

Reviews documentation to ensure that loans follow established bank procedures and compliance regulations. Prepares additional forms as required. * Prepares direct loan closing documents for branch ...

Crosscountrymortgage

Loan Processor

Rochester, NY · On-site

$18.50 - $24.75/hr

Request and review borrower documentation when requested from underwriting. Qualificationsand Skills: * Experience in loan origination or mortgage processing within the financial services industry.

CrossCountry Mortgage

Loan Processor

Rochester, NY · On-site

$18.50 - $24.75/hr

Request and review borrower documentation when requested from underwriting. Qualifications and Skills: * Experience in loan origination or mortgage processing within the financial services industry.

Farm Credit East

Loan Officer

Batavia, NY · On-site

$75K - $105K/yr

Meets with existing and prospective customers to review financials, propose loan structure, evaluate pricing options and address short-term and long-term objectives of the borrower Business ...

Farm Credit East

Loan Officer

Batavia, NY · Hybrid

$75K - $105K/yr

Meets with existing and prospective customers to review financials, propose loan structure, evaluate pricing options and address short-term and long-term objectives of the borrower Business ...

Farm Credit East

Loan Officer

Batavia, NY · Hybrid

$75K - $105K/yr

Meets with existing and prospective customers to review financials, propose loan structure, evaluate pricing options and address short-term and long-term objectives of the borrower Business ...

Five Star Bank

Loan Recovery Specialist

Rochester, NY · On-site

$24 - $31/hr

Conduct systematic review of charged off Consumer, Residential and BBU loans. Develop and implement workout strategies and plans for in-house recovery of losses; analyze best practice and best ...

Crosscountrymortgage

Loan Officer Assistant

Rochester, NY · On-site

$37K - $50K/yr

The Loan Officer Assistant supports loan officers by gathering, reviewing, and verifying borrower documentation to ensure accuracy, completeness, and compliance. The Loan Officer Assistant is ...

CrossCountry Mortgage

Loan Officer Assistant

Rochester, NY · On-site

$37K - $50K/yr

The Loan Officer Assistant supports loan officers by gathering, reviewing, and verifying borrower documentation to ensure accuracy, completeness, and compliance. The Loan Officer Assistant is ...

Genesee Regional Bank

Mortgage Processor I

Rochester, NY · On-site

$25/hr

Submit loans for approval via automated underwriting systems. * Review files for compliance including RESPA, Equal Credit and Fair Lending. * Assist Loan Officers, Underwriters and Closers with loan ...

Genesee Regional Bank

Mortgage Processor I

Rochester, NY · On-site

$25/hr

Submit loans for approval via automated underwriting systems. * Review files for compliance including RESPA, Equal Credit and Fair Lending. * Assist Loan Officers, Underwriters and Closers with loan ...

Genesee Regional Bank

Underwriter

Rochester, NY · On-site

$38.46 - $43.25/hr

Underwrite residential mortgage loans for sale in the secondary market, as well as portfolio ... For further information, please review the Know Your Rights notice from the Department of Labor.

PREMIUM MORTGAGE CORPORATION

Underwriter

Rochester, NY · On-site

$72K - $90K/yr

Reviews conditions on files within posted turn times * Completes underwrite on files submitted to underwriting for approval within posted turn times * Provides feedback on loan quality to the ...

PREMIUM MORTGAGE CORPORATION

Jr Closer

Rochester, NY · On-site

$20 - $22/hr

Review, scrub, and prepare loan files to ensure readiness for the Closer to complete final closing documents * Confirm the Initial Closing Disclosure has been issued and acknowledged at least three ...

Genesee Regional Bank

Senior Underwriter

Rochester, NY · On-site

$43.26 - $48.08/hr

Underwrite residential portfolio loans, construction draw loans, consumer loans, and home equity ... Provide review of files in designated timeframes and issue Commitments as required. Active ...

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Loan Reviewer information

See Rochester, NY salary details

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How much do loan reviewer jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for loan reviewer in Rochester, NY is $20.70, according to ZipRecruiter salary data. Most workers in this role earn between $14.23 and $15.19 per hour, depending on experience, location, and employer.

What does a loan reviewer do?

The duties of a loan reviewer include providing appraisals for every customer loan or credit application to ensure they comply with loan policies and federal regulations and to identify money lending problems. In this role, you review each loan request based on risk and size, verify that credit standards are maintained, and review documentation to ensure that each form is accurate and complete. Other responsibilities include checking the creditworthiness of loan portfolios, identifying problem loans, and describing their deficiencies. You provide your recommendation for final credit grades and eligibility for your supervisor to approve. You also review banking processes, evaluate the effectiveness of tracking systems, report any possible fraud, and examine the loan policy while making suggestions for changes. You are expected to prepare a summary of each review, its supporting analysis, and present your findings to a Board of Directors or lenders.

What does a loan reviewer do?

A Loan Reviewer is responsible for examining loan applications, supporting documents, and credit reports to ensure accuracy, compliance with regulations, and adherence to the lending institution's guidelines. They identify risks, verify borrower information, and ensure that all necessary documentation is complete and accurate before a loan is approved or denied. Loan Reviewers play a key role in minimizing financial risks for lenders and ensuring the quality of the loan portfolio.

What are the key skills and qualifications needed to thrive as a loan reviewer, and why are they important?

To thrive as a Loan Reviewer, you need a solid understanding of credit analysis, risk assessment, and financial documentation, typically backed by a degree in finance, accounting, or a related field. Familiarity with loan origination systems, spreadsheet software, and compliance management tools is commonly required, along with knowledge of regulatory guidelines. Attention to detail, analytical thinking, and strong communication skills set exceptional Loan Reviewers apart. These skills are crucial for identifying potential risks, ensuring regulatory compliance, and maintaining the financial institution's portfolio quality.

How does a loan reviewer typically interact with other departments during the loan review process?

Loan Reviewers work closely with departments such as underwriting, credit analysis, and compliance to ensure loans meet regulatory and internal standards. They often collaborate with loan officers to clarify documentation or risk concerns, and provide feedback to management on portfolio trends. Effective communication and cross-team cooperation are essential, as Loan Reviewers may need to resolve discrepancies or share insights that help improve overall lending practices.

What is the difference between Loan Reviewer vs Loan Underwriter?

AspectLoan ReviewerLoan Underwriter
CredentialsTypically requires a high school diploma or equivalent; some roles prefer certifications like the Mortgage Loan Originator (MLO) licenseOften requires a bachelor's degree in finance, economics, or related field; certifications like the Certified Mortgage Underwriter (CMU) are common
Work EnvironmentOffice setting, reviewing loan documents and complianceOffice setting, assessing risk and approving or denying loans
Employer & Industry UsageUsed by banks, mortgage companies, and lending institutionsUsed by banks, mortgage lenders, and financial institutions

Loan Reviewers primarily verify loan documents and ensure compliance, while Loan Underwriters assess risk and make approval decisions. Both roles are essential in the lending process and often work closely within financial institutions.

More about Loan Reviewer jobs
Loan Reviewer jobs near you
Infographic showing various Loan Reviewer job openings in Rochester, NY as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 14% Part Time, 3% Contract, and 1% Nights. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $43,048 per year, or $20.7 per hour.

Indirect Loan Processor

Five Star Bank

Rochester, NY • On-site

$18 - $22/hr

Full-time

Medical, Dental, Vision, Life, PTO

This job post has expired today. Applications are no longer accepted.

Key responsibilities

  • Receive and verify loan applications from branch staff and dealers, ensuring completeness and accuracy for underwriter review.

  • Review documentation to ensure loans follow bank procedures and compliance regulations, preparing additional forms as needed.

  • Prepare and verify direct and indirect loan closing documents, ensuring accuracy and completeness of all necessary closing items.

Five Star Bank (New York) rating

7.9

Company rating: 7.9 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

77th of 174 rated banks

Job description

Purpose: The Loan Processor 1 - Indirect is responsible for processing loan applications from Branch staff and Indirect Dealers.    

Essential Functions:

  • Receives direct loan applications from branch staff and verifies system information to paper copy for completeness and accuracy in preparation for Underwriter review.  
  • Reviews documentation to ensure that loans follow established bank procedures and compliance regulations.  Prepares additional forms as required.
  • Prepares direct loan closing documents for branch locations, assuring accuracy and completeness of all necessary closing items.
  • Receives indirect loan applications from dealers to enter into the system in preparation for Underwriter review. 
  • Verifies indirect closing documentation to system information and updates as necessary.
  • Demonstrate the standards and principles of the Five Star Bank experience in every interaction with internal and external customers, associates, and stakeholders.  Incorporate the high-performance behaviors of teamwork, leading by example, and service in every facet of work.

Job Related Qualifications – Education and Prior Experience:

Required:

  • Education: High School Diploma or equivalent.
  • Prior Experience: 1+ Years  Type:   Loan Processing

Competencies:

  • Working knowledge of Microsoft Office applications with the ability to learn new and existing banking software
  • Strong verbal and written communication skills
  • Strong organizational skills with the ability to multitask and prioritize to meet assigned deadlines
  • High level of attention to detail with the ability to follow detailed procedures and ensure accuracy
  • Responds to requests for information in a timely and professional manner


Physical Requirements:

  • Able to regularly sit for prolonged periods of time.
  • Extensive computer usage is required.


Benefits:

  • Medical, Dental, and Vision Insurance
  • Health Savings Account
  • Flexible Spending Account(s)
  • Company Paid Life Insurance, Long-Term Disability, and Short-Term Disability
  • Voluntary Offerings: Life, Critical Illness/Specified Disease, Accident, Hospital Indemnity & Personal Accident
  • Tuition Reimbursement
  • Employee Referral Program
  • Wellness Reimbursement Program
  • Star Volunteer Program
  • Employee Banking and Financial Perks
  • Flexible Hybrid Work Schedule
  • Paid Time Off (PTO)
  • Company Paid Holidays


This job description is not exhaustive.  The Loan Processor 1 - Indirect may be required to perform other duties as assigned.  The expected rate of pay for this position is shown above.   Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained.   Market and organizational factors are also considered.  In addition to your base rate of pay and a competitive benefits package, successful candidates may be eligible to receive cash or equity-based incentives based on the role and performance.


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