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Loan Associate Jobs in Utah (NOW HIRING)

3 Keys Lending

Mortgage Loan Assistant

Bluffdale, UT · On-site

$70K/yr

Accounting, finance, or business Associate's degree preferred - High school diploma or GED required * Must have excellent written and verbal communication skills * Conventional, FHA, VA, USDA loan ...

Nilson Homes

Finance and Loan Coordinator

Ogden, UT · On-site

Position Summary The Finance and Loan Coordinator is responsible for managing the construction loan ... Associate's or Bachelor's degree in Business, Finance, Accounting, or related field. * Experience ...

3 Keys Lending

Mortgage Loan Assistant

Bluffdale, UT · On-site

$50K - $70K/yr

... Associate's degree preferred - High school diploma or GED required • Must have excellent written and verbal communication skills • Conventional, FHA, VA, USDA loan product knowledge and ...

Nilson Homes

Finance and Loan Coordinator

Ogden, UT · On-site

Position Summary The Finance and Loan Coordinator is responsible for managing the construction loan ... Associate's or Bachelor's degree in Business, Finance, Accounting, or related field. * Experience ...

3 Keys Lending

Mortgage Loan Assistant

Bluffdale, UT · On-site

$50K - $70K/yr

... Associate's degree preferred - High school diploma or GED required • Must have excellent written and verbal communication skills • Conventional, FHA, VA, USDA loan product knowledge and ...

Easterseals-Goodwill

Production Associate

South Salt Lake, UT · On-site

$13.75 - $17.50/hr

The Production Associate performs duties according to the established Best Practices of ESGW. Meets ... Contact your loan provider for more information. Easterseals-Goodwill (ESGW) is an equal ...

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All JobsLoan Associate JobsLoan Associate Jobs in Utah

Loan Associate information

See Utah salary details

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How much do loan associate jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for loan associate in Utah is $18.51, according to ZipRecruiter salary data. Most workers in this role earn between $13.12 and $22.31 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a loan associate?

To thrive as a Loan Associate, you need a solid understanding of financial principles, loan processing procedures, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with loan origination software, credit analysis tools, and document management systems is commonly required. Strong attention to detail, customer service orientation, and effective communication skills help Loan Associates excel in client interactions and team environments. These skills and qualities are vital for ensuring accurate loan processing, regulatory adherence, and positive client experiences.

How much does a loan associate make?

A loan associate typically earns a median annual salary of around $40,000 to $50,000, depending on experience, location, and the employer. Entry-level positions may start lower, while experienced loan associates or those in high-cost areas can earn higher wages, often supplemented with bonuses or commissions. Skills in customer service, financial analysis, and familiarity with loan processing software are valuable in this role.

What does a loan associate do?

A Loan Associate assists clients with the loan application process, reviews financial documents, and helps determine eligibility for various loan products. They work closely with loan officers and underwriters to ensure all required documentation is complete and accurate. Additionally, Loan Associates may answer customer questions, verify information, and process paperwork to support timely loan approvals and disbursements.

What are some common challenges faced by loan associates during the loan processing cycle?

Loan Associates often encounter challenges related to balancing multiple loan applications simultaneously while ensuring compliance with regulatory requirements. They must carefully verify documentation, communicate effectively with applicants, and coordinate with underwriters and loan officers to keep the process on track. Staying organized and adaptable is key, as changes in applicant circumstances or evolving lending guidelines can require prompt adjustments. Successfully managing these tasks helps ensure timely loan approvals and a positive borrower experience.

What is the difference between Loan Associate vs Mortgage Processor?

AspectLoan AssociateMortgage Processor
CredentialsHigh school diploma or equivalent; some roles may prefer relevant certificationsHigh school diploma; some roles may require mortgage-specific certifications
Work EnvironmentBank branches, credit unions, or financial institutionsMortgage companies, banks, or lending institutions
Job ResponsibilitiesAssisting clients, gathering documents, processing loan applicationsReviewing documents, verifying information, preparing files for approval
Industry UsageCommonly employed in retail banking and lendingPrimarily in mortgage lending and real estate finance

While both roles support the loan process, a Loan Associate typically handles client interactions and initial documentation, whereas a Mortgage Processor focuses on verifying and preparing mortgage files for approval. Understanding these differences can help job seekers identify the right position in the lending industry.

What are the most commonly searched types of Loan jobs in Utah? The most popular types of Loan jobs in Utah are:
What cities in Utah are hiring for Loan Associate jobs? Cities in Utah with the most Loan Associate job openings:
Loan Associate jobs near you
Infographic showing various Loan Associate job openings in Utah as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Hybrid job distribution, with an average salary of $38,496 per year, or $18.5 per hour.

Mortgage Loan Assistant

3 Keys Lending

Bluffdale, UT • On-site

$70K/yr

Full-time

Re-posted 26 days ago

Job description

Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you! We are currently seeking a skilled and high-producing mortgage processor to work with the mortgage loan officers on our team. If you’re interested in a dynamic position on a well-established and successful lending team, look no further; apply now!Compensation:

$50,000 - $70,000 yearly DOE plus potential per-file bonus


Responsibilities:
  • Document the loan process from origination to approval through our system
  • Work with the borrower to gather financial information such as credit reports, verify the accuracy to determine creditworthiness, and complete the mortgage loan application
  • Assure that loan files meet banking and regulatory guidelines and policies
  • Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval
  • Determine the best loan option for the borrower through interviewing and discussion

Pre-Underwrite

  • Verify that the initial loan file is complete using the pre-underwrite checklist
  • Request any additional documentation on cash, credit, and capacity (income)
  • for a complete loan submission
  • Initiate ALL third-party items
  • Submit high-quality loans for preliminary underwriting without over-analyzing

Post-Underwrite:

  • Analyze the Conditional Loan Approval (CLA) to ensure all conditions are clear
  • Confirm outstanding CLA items have NOT already been received before reaching
  • out to external parties (avoid duplicate requests to borrowers)
  • Request conditions in layman’s terms that are easy for borrowers to understand
  • Thoughtfully review and submit all conditions to underwriting
  • Send all Clear to Close (CTC) requests via email to the loan team (including
  • Opener)
  • Review ICD and CDs to ensure accuracy vs. the original Loan Estimate (LE)

Post-Fund:

  • Monitor pending closed loans for funding authorization
  • Clear any post-funding conditions as required
  • Support LO, LP1, LP2, and borrowers with any post-funding questions


Additional Responsibilities

  • Ask Clients, Agents, and other parties for referrals during the loan process
  • Attend Weekly Team Meetings (WTM) to review the entire loan pipeline
  • Log all crucial communication in the LOS Conversation Log
  • High-quality borrower third-party communication is required, differentiating this role from a traditional Loan Processor

Qualifications:
  • Strong analytical and time management skills and superior attention to detail
  • Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required
  • At least 2 years of loan processing experience required
  • Accounting, finance, or business Associate’s degree preferred - High school diploma or GED required
  • Must have excellent written and verbal communication skills
  • Conventional, FHA, VA, USDA loan product knowledge and processing experience required
  • Experience working with mortgage brokers
  • Be a Solution Seeker
  • Fluent in English and Spanish

About Company

3 Keys Lending is a new and fast-growing mortgage company based in Utah.

We are committed to delivering the best rates, products, and experience to our customers.

We love clients and love helping them make the best-informed decisions for such an important aspect of their lives.