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Live In Unlicensed Insurance Agent Jobs in Hilo, HI

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Gastroenterology Physician

Hilo, HI · On-site

$530K - $748K/yr

... Insurance with Tail Coverage 401K Match ASC Ownership Potential Lifestyle Information: Live in a beautiful family oriented areaLive in what is considered the cultural center of the Big IslandEnjoy a ...

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All JobsLive In Unlicensed Insurance Agent JobsLive In Unlicensed Insurance Agent Jobs in Hilo, HI

Live In Unlicensed Insurance Agent information

See Hilo, HI salary details

$25.5K

$66.3K

$123.9K

How much do live in unlicensed insurance agent jobs pay per year?

As of Aug 24, 2026, the average yearly pay for live in unlicensed insurance agent in Hilo, HI is $66,299.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,400.00 and $78,500.00 per year, depending on experience, location, and employer.

What is a live in unlicensed insurance agent?

A Live In Unlicensed Insurance Agent is a person who assists with insurance-related tasks, such as administrative support or customer service, while residing at a specific location but does not possess a valid insurance license. They are not authorized to sell, solicit, or negotiate insurance policies. Their role is typically limited to non-sales activities under the supervision of a licensed agent. Employers may hire such individuals for entry-level duties with the expectation that they may pursue licensing in the future.

What are the key skills and qualifications needed to thrive as a live in unlicensed insurance agent?

To succeed as a Live In Unlicensed Insurance Agent, strong interpersonal skills, basic knowledge of insurance concepts, and sales aptitude are essential, even without formal licensure. Familiarity with customer relationship management (CRM) systems, basic office software, and telecommunication tools is typically required. Excellent communication, trustworthiness, and persistence help build client relationships and support licensed agents. These skills and qualities are vital for generating leads, supporting sales operations, and ensuring customer satisfaction while remaining compliant with regulatory boundaries.

What are the typical challenges faced by a live in unlicensed insurance agent and how can they be addressed?

Live In Unlicensed Insurance Agents often face the challenge of limited authority since they cannot legally sell or negotiate insurance policies directly. Instead, they typically support licensed agents by gathering client information, scheduling appointments, and assisting with administrative tasks. The role requires strong communication and organizational skills, as well as the ability to quickly learn insurance concepts. To overcome these challenges and advance, many agents pursue licensing and additional training to expand their responsibilities and career prospects.

What is the difference between Live In Unlicensed Insurance Agent vs Live In Licensed Insurance Agent?

AspectLive In Unlicensed Insurance AgentLive In Licensed Insurance Agent
CredentialsNo license requiredRequires valid insurance license
Work EnvironmentTypically involves assisting clients informally, often in personal or residential settingsEngages in sales, policy management, and client consultations within licensed frameworks
Employer & Industry UsageUsed in informal or early-stage roles, often in small agencies or independent setupsCommon in established insurance agencies, brokerages, and corporate settings
Search & Comparison IntentPeople compare to licensed roles to understand licensing requirements and job scopePeople look to distinguish between licensed and unlicensed responsibilities

In summary, a Live In Unlicensed Insurance Agent operates without a license, often in informal settings, while a Live In Licensed Insurance Agent has the necessary credentials to perform official insurance activities. The key difference lies in licensing requirements and job responsibilities within the insurance industry.

Live In Unlicensed Insurance Agent jobs near you

Insurance Agent - Full Training Provided!

Aflac

Hilo, HI • On-site

Other

Medical, Life

Posted 23 days ago

Aflac rating

7.2

Company rating: 7.2 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

248th of 311 rated insurance

Job description

Job Description
Job Description

Your ideal sales career is waiting. If you are outgoing, entrepreneurial, and motivated, it’s time to find your calling with Aflac. Enjoy unlimited control, flexibility, and earning potential while representing one of the world’s most ethical companies and a leader in helping people with expenses health insurance doesn’t cover. We’re an unconventional company looking for unconventional people. Are you one of them?

Be an advisor to business owners. Aflac benefits advisors work directly with business owners and HR representatives to plan supplemental insurance coverage and other value-added services for employees. It’s a key role with growth potential for you, backed by the power, resources, and trust of a well-known and reputable brand. And you’ll have the personal reward of helping to provide financial security and added peace of mind to clients when they experience a covered health event. Prior Sales experience is welcome, but not necessary.

Principal Duties & Responsibilities

Responsibilities include:

  • Sales - including presentations, B2B management, enrollment, guidance and education on insurance products
  • Entrepreneurial ambitions – including providing strategic and executable solutions to clients
  • Marketing strategy and lead generation
  • Customer/client/business owner (relationship, service, management)
  • Leadership and management of customer relationships
  • Benefits expertise (as an enroller, counselor, worksite liaison, communication preferences)
  • Maintaining state licensing (may include Life and/or Health, other)
Preferred Skills
  • Entrepreneurial ambitions
  • Ability to work well on teams
  • Skilled at time management
  • Interest in helping others
  • Positive attitude
  • Great work ethic
  • High level of integrity

Be your own boss and reap the benefits of your hard work. As a benefits advisor, you determine how much you want to make and go for it: With Aflac, you’re in charge. There are no ceilings to break through and no set hours. You decide how, when, and where you work – whether from the local coffee shop, an outdoor café, or the comfort of your home. It’s your trajectory on your terms.

Top-Notch Benefits

Benefits include stock bonus program, bonus rewards, and exotic trips. Compensation is discussed in detail with the hiring manager during the interview process. However, it is a combination structure that includes Commission, Residuals, Bonuses, and Stocks.

We will provide you with the resources to become a licensed agent. On-the-job training is built into our onboarding process.

Give us a look – or a second one – to create your future, your way.

Ratings refer only to the overall financial status of Aflac and are not recommendations of specific policy provisions, rates, or practices. Benefits advisors are independent agents and are not Aflac employees. Aflac's family of insurers includes Aflac and/or Aflac New York, and/or Continental American Insurance Company, and/or Continental American Life Insurance Company.

Job Types
  • Full-time
  • Part-time
  • Internship
Schedule
  • Monday to Friday
Work Location
  • Multiple Locations

This is not a salaried position. Aflac sales agents earn commissions, bonuses, residual income, and stock.

Aflac’s affiliation with the Value-Added Service providers is limited only to a marketing alliance, and Aflac and the Value-Added Service providers are not under any sort of mutual ownership, joint venture, or are otherwise related. Aflac makes no representations or warranties regarding the Value-Added Service providers and does not own or administer any of the products or services provided by the Value-Added Service providers. Each Value-Added Service provider offers its products and services subject to its own terms, limitations and exclusions. Services, Terms and conditions are subject to change and may be withdrawn at any time. The value-added services may not be available in all states, and benefits/services may vary by state.
The content within is for recruiting purposes only. This information is not approved to distribute to prospective insureds, to prospective accounts, or to use as a solicitation. Aflac sales agents are independent agents and are not Aflac employees.
Aflac’s family of insurers includes Aflac and/or Aflac New York, and/or Continental American Insurance Company and/or Continental American Life Insurance Company.
Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999. Continental American Insurance Company | Columbia, SC.

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