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Live In Independent Auto Damage Appraiser Jobs in Spring Hill, FL

Outside Auto Appraiser

Tampa, FL · Remote

$63K - $105K/yr

Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine ... The claim types will be basic to moderate physical damage coverages as it relates to damage ...

New

Inside Auto Appraiser

Tampa, FL · On-site

$63K - $105K/yr

One year experience estimating auto damage required or successful completion of the Appraiser trainee program. What Is in It for You? * Health Insurance :Employees and their eligible family members ...

Sr. Claims Auto Adjuster

Tampa, FL · Hybrid

$46K - $61K/yr

This position will be based in our Tampa, FL locations only . Relocation assistance is not ... Investigates to determine coverage, liability, and physical damage including total loss settlements ...

Sr. Claims Auto Adjuster

Tampa, FL · On-site

$46K - $61K/yr

This position will be based in our Tampa, FL locations only . Relocation assistance is not ... Investigates to determine coverage, liability, and physical damage including total loss settlements ...

Sr. Claims Auto Adjuster

Tampa, FL · Hybrid

$46K - $61K/yr

This position will be based in our Tampa, FL locations only . Relocation assistance is not ... Investigates to determine coverage, liability, and physical damage including total loss settlements ...

Sr. Claims Auto Adjuster

Tampa, FL · Hybrid

$46K - $61K/yr

This position will be based in our Tampa, FL locations only . Relocation assistance is not ... Investigates to determine coverage, liability, and physical damage including total loss settlements ...

Collision Estimator

Tampa, FL · On-site

$50K - $110K/yr

Must possess a Motor Vehicle Physical Damage Appraisers License ABILITIES/SKILLS/KNOWLEDGE ... Caliber Auto Glass for glass repair and replacement, Protech Automotive Services for mobile ...

Must possess a Motor Vehicle Physical Damage Appraisers License ABILITIES/SKILLS/KNOWLEDGE ... Caliber Auto Glass for glass repair and replacement, Protech Automotive Services for mobile ...

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Showing results 1-20

Live In Independent Auto Damage Appraiser information

See Spring Hill, FL salary details

$33.1K

$57.7K

$84.4K

How much do live in independent auto damage appraiser jobs pay per year?

As of Aug 23, 2026, the average yearly pay for live in independent auto damage appraiser in Spring Hill, FL is $57,673.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,400.00 and $64,500.00 per year, depending on experience, location, and employer.

What is the difference between Live In Independent Auto Damage Appraiser vs Independent Auto Damage Appraiser?

AspectLive In Independent Auto Damage AppraiserIndependent Auto Damage Appraiser
Work EnvironmentOn-site, often living at the location or nearbyRemote or on-site, traveling to claim sites
CredentialsInsurance licensing, auto damage assessment certificationsSame as Live In role, with emphasis on independent licensing
Employer & Industry UsageInsurance companies, auto repair industryInsurance companies, independent adjusting firms
Search & Comparison IntentYesYes

The main difference is that a Live In Independent Auto Damage Appraiser typically resides at or near the work site, providing immediate assessments, while an Independent Auto Damage Appraiser usually travels to claim locations without living on-site. Both roles require similar credentials and work within the insurance industry, but their work environments differ significantly.

Infographic showing various Live In Independent Auto Damage Appraiser job openings in Spring Hill, FL as of August 2026, with employment types broken down into 1% As Needed, 66% Full Time, 30% Part Time, and 3% Contract. Highlights an 84% Physical, 2% Hybrid, and 14% Remote job distribution, with an average salary of $57,673 per year, or $27.7 per hour.

Inside Physical Damage Appraiser

Auto Owners Insurance Company

Clearwater, FL • On-site

Full-time

Retirement, PTO

Re-posted 21 days ago


Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking an experienced and motivated Claims professional to join our team. The position requires the following, but is not limited to:

  • Inspect damaged automobiles, develop information regarding repair costs, negotiate repair cost agreements, and evaluate practicality of repair and options for settlement of claims.
  • Maintains an understanding of current automobile construction and repair techniques, assuring compliance with statutory requirements including but not limited to appropriate use of after-market parts, and repairs to automobiles with concern for safety and industry standards.
  • Communicate with claim associates, agents, insured's repair facilities and others regarding inspections and conclusions; develop and participate in required communication to vehicle owner regarding repairs, participate as necessary in negotiations, follow-up and problem resolution on claims.
  • Works towards the resolution of claims, and may attend arbitrations, mediations, depositions, or trials as necessary.
  • Handle investigations by phone, mail and on-site investigations.
  • Willing to travel and be temporarily reassigned for catastrophe duty upon request.

Desired Skills & Experience

  • Bachelor's degree or equivalent experience
  • A minimum of 3 years working as a physical damage appraiser .
  • Knowledge of CCC software is preferred but not required
  • Above average communication skills (written and verbal)
  • Ability to resolve complex issues
  • Organize and interpret data
  • Ability to handle multiple assignments
  • Possess a valid driver's license

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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