Evaluate trade-offs between earnings, liquidity, interest rate risk, and capital under multiple market environments and stress scenarios. * Support balance sheet growth and optimization initiatives ...
Evaluate trade-offs between earnings, liquidity, interest rate risk, and capital under multiple market environments and stress scenarios. * Support balance sheet growth and optimization initiatives ...
Evaluate tradeoffs between earnings, liquidity, interest rate risk, and capital under multiple market environments and stress scenarios. * Support balance sheet growth and optimization initiatives ...
Evaluate tradeoffs between earnings, liquidity, interest rate risk, and capital under multiple market environments and stress scenarios. * Support balance sheet growth and optimization initiatives ...
Advise on the bank's counterparty risk profile and liquidity analysis relative to a client's investment policy; support internal governance discussions with well-supported recommendations. * Develop ...
Advise on the bank's counterparty risk profile and liquidity analysis relative to a client's investment policy; support internal governance discussions with well-supported recommendations. * Develop ...
Liquidity Lead Advisor
Chicago, IL · On-site
Advise on the bank's counterparty risk profile and liquidity analysis relative to a client's investment policy; support internal governance discussions with well-supported recommendations. * Develop ...
Liquidity Lead Advisor
Chicago, IL · On-site
Advise on the bank's counterparty risk profile and liquidity analysis relative to a client's investment policy; support internal governance discussions with well-supported recommendations. * Develop ...
Advise on the bank's counterparty risk profile and liquidity analysis relative to a client's investment policy; support internal governance discussions with well-supported recommendations. * Develop ...
Advise on the bank's counterparty risk profile and liquidity analysis relative to a client's investment policy; support internal governance discussions with well-supported recommendations. * Develop ...
Senior Solution Architect -Data Platforms
Chicago, IL · Hybrid
$68/hr
Exposure to financial risk data domains (credit, market, or liquidity risk). * Understanding of regulatory frameworks (Basel III, CCAR, IFRS9) is a plus.
Senior Solution Architect -Data Platforms
Chicago, IL · Hybrid
$68/hr
Exposure to financial risk data domains (credit, market, or liquidity risk). * Understanding of regulatory frameworks (Basel III, CCAR, IFRS9) is a plus.
Chief Financial Officer - To 170K - Chicago, IL - Job 3676B
Chicago, IL · On-site
$170K/yr
Lead the Liquidity Risk Management process of the Bank and serve as a member of the Asset/Liability Committee. * Generate and supervise the preparation of Asset/Liability, Budgeting and Risk ...
Chief Financial Officer - To 170K - Chicago, IL - Job 3676B
Chicago, IL · On-site
$170K/yr
Lead the Liquidity Risk Management process of the Bank and serve as a member of the Asset/Liability Committee. * Generate and supervise the preparation of Asset/Liability, Budgeting and Risk ...
Lead the Liquidity Risk Management process of the Bank and serve as a member of the Asset/Liability Committee. * Generate and supervise the preparation of Asset/Liability, Budgeting and Risk ...
Lead the Liquidity Risk Management process of the Bank and serve as a member of the Asset/Liability Committee. * Generate and supervise the preparation of Asset/Liability, Budgeting and Risk ...
This highly visible leadership position operates at the intersection of interest rate risk, liquidity, capital planning, financial forecasting, and regulatory oversight, partnering closely with ...
This highly visible leadership position operates at the intersection of interest rate risk, liquidity, capital planning, financial forecasting, and regulatory oversight, partnering closely with ...
Risk Management - Credit Risk Associate
Chicago, IL · On-site
$125K - $140K/yr
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Conduct scenario analysis/stress testing on leverage, liquidity, and cash flow resilience. * Take ...
Risk Management - Credit Risk Associate
Chicago, IL · On-site
$125K - $140K/yr
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Conduct scenario analysis/stress testing on leverage, liquidity, and cash flow resilience. * Take ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Conduct scenario analysis/stress testing on leverage, liquidity, and cash flow resilience. * Take ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Conduct scenario analysis/stress testing on leverage, liquidity, and cash flow resilience. * Take ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Conduct scenario analysis/stress testing on leverage, liquidity, and cash flow resilience. * Take ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Conduct scenario analysis/stress testing on leverage, liquidity, and cash flow resilience. * Take ...
... liquidity and account management solutions, including Liquidity Manager, Zero Balance Accounts ... Partner with technology, operations, and risk teams to deliver product enhancements and maintain ...
... liquidity and account management solutions, including Liquidity Manager, Zero Balance Accounts ... Partner with technology, operations, and risk teams to deliver product enhancements and maintain ...
Director of Finance
Evanston, IL · On-site
Oversee investment portfolio management to align with liquidity, risk, and mission goals. Financial Operations & Reporting (40%) * Manage all accounting functions including A/P, A/R, payroll, general ...
Director of Finance
Evanston, IL · On-site
Oversee investment portfolio management to align with liquidity, risk, and mission goals. Financial Operations & Reporting (40%) * Manage all accounting functions including A/P, A/R, payroll, general ...
Director of Finance
Evanston, IL · On-site
$100K - $110K/yr
Oversee investment portfolio management to align with liquidity, risk, and mission goals. Financial Operations & Reporting (40%) * Manage all accounting functions including A/P, A/R, payroll, general ...
Director of Finance
Evanston, IL · On-site
$100K - $110K/yr
Oversee investment portfolio management to align with liquidity, risk, and mission goals. Financial Operations & Reporting (40%) * Manage all accounting functions including A/P, A/R, payroll, general ...
Director of Finance
$100K - $110K/yr
Oversee investment portfolio management to align with liquidity, risk, and mission goals. Financial Operations & Reporting (40%) * Manage all accounting functions including A/P, A/R, payroll, general ...
Director of Finance
$100K - $110K/yr
Oversee investment portfolio management to align with liquidity, risk, and mission goals. Financial Operations & Reporting (40%) * Manage all accounting functions including A/P, A/R, payroll, general ...
You'll assess risk, design and recommend credit structures, and drive credit approvals in close ... Demonstrated ability to analyze financial statements, liquidity, leverage, and cash flow drivers.
You'll assess risk, design and recommend credit structures, and drive credit approvals in close ... Demonstrated ability to analyze financial statements, liquidity, leverage, and cash flow drivers.
You'll assess risk, design and recommend credit structures, and drive credit approvals in close ... Demonstrated ability to analyze financial statements, liquidity, leverage, and cash flow drivers.
You'll assess risk, design and recommend credit structures, and drive credit approvals in close ... Demonstrated ability to analyze financial statements, liquidity, leverage, and cash flow drivers.
Securities Clearing - Market Risk Consultant
Chicago, IL · On-site
$45 - $55/hr
Perform daily procedures to monitor risk to the clearinghouse, including credit and liquidity stress testing, and escalate findings as necessary * Demonstrate a strong understanding of applicable ...
Securities Clearing - Market Risk Consultant
Chicago, IL · On-site
$45 - $55/hr
Perform daily procedures to monitor risk to the clearinghouse, including credit and liquidity stress testing, and escalate findings as necessary * Demonstrate a strong understanding of applicable ...
Risk Management - Risk Associate
Chicago, IL · On-site
$125K - $140K/yr
You'll assess risk, design and recommend credit structures, and drive credit approvals in close ... Demonstrated ability to analyze financial statements, liquidity, leverage, and cash flow drivers.
Risk Management - Risk Associate
Chicago, IL · On-site
$125K - $140K/yr
You'll assess risk, design and recommend credit structures, and drive credit approvals in close ... Demonstrated ability to analyze financial statements, liquidity, leverage, and cash flow drivers.
Liquidity Risk information
What are the key skills and qualifications needed to thrive as a Liquidity Risk Analyst, and why are they important?
To thrive as a Liquidity Risk Analyst, you need a solid background in finance, quantitative analysis, and risk management, often supported by a degree in finance, economics, or a related field. Familiarity with risk modeling tools, financial databases, and regulatory reporting systems, as well as certifications like FRM or CFA, is typically expected. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These skills ensure accurate risk assessment, regulatory compliance, and sound financial decision-making to protect an organization’s financial stability.
What are some common challenges faced by professionals working in Liquidity Risk management?
Professionals in Liquidity Risk management often face the challenge of rapidly changing market conditions that can impact an institution’s cash flow and funding needs. They must constantly monitor and analyze various liquidity metrics, stress scenarios, and regulatory requirements to ensure the organization maintains adequate liquidity buffers. Additionally, collaborating with multiple departments such as Treasury, Risk, and Finance is essential to gather timely data and implement effective liquidity strategies. Managing competing priorities and adapting to new regulations are also frequent challenges in this role.
What is liquidity risk?
Liquidity risk refers to the danger that an individual or organization will not be able to meet its short-term financial obligations due to the inability to convert assets into cash quickly without significant loss. In financial institutions, managing liquidity risk is crucial to ensure that there are enough liquid assets to cover withdrawals, payments, and other immediate liabilities. Effective liquidity risk management helps maintain the stability and solvency of institutions, especially during market disruptions or economic downturns.
What is an example of a liquidity risk?
Liquidity risk for a liquidity risk analyst refers to the possibility that an organization cannot meet its short-term financial obligations due to an inability to quickly convert assets into cash without significant loss. For example, if a bank cannot sell assets or access funding quickly during a market downturn, it faces liquidity risk. Managing this risk involves monitoring cash flow, asset liquidity, and funding sources to ensure sufficient liquidity under various scenarios.
What jobs can I get with frm?
A candidate with an FRM (Financial Risk Manager) certification can pursue roles such as risk analyst, risk manager, credit risk analyst, market risk analyst, or quantitative risk analyst. These positions typically involve assessing and managing financial risks using tools like risk models, statistical analysis, and financial regulations, often requiring strong analytical skills and knowledge of risk management frameworks.
What is the difference between Liquidity Risk vs Treasury Analyst?
| Aspect | Liquidity Risk | Treasury Analyst |
|---|---|---|
| Primary Focus | Managing and assessing liquidity risk to ensure sufficient cash flow | Managing company’s finances, cash flow, and banking relationships |
| Required Credentials | Finance, risk management certifications (e.g., FRM, CFA) | Finance, accounting, or related degrees; certifications like CFA beneficial |
| Work Environment | Risk management teams within financial institutions or corporations | Corporate finance departments, banks, or investment firms |
| Industry Usage | Financial services, banking, investment firms | Corporations, banks, financial institutions |
Liquidity Risk professionals focus on identifying and mitigating risks related to insufficient liquidity, ensuring the organization can meet its short-term obligations. Treasury Analysts handle broader financial management, including cash flow, banking relationships, and financial planning. While both roles require financial expertise and certifications like CFA, Liquidity Risk specialists are more risk-focused, whereas Treasury Analysts manage overall financial operations.
What are the most commonly searched types of Liquidity Risk jobs in Illinois? The most popular types of Liquidity Risk jobs in Illinois are:
What are popular job titles related to Liquidity Risk jobs in Illinois? For Liquidity Risk jobs in Illinois, the most frequently searched job titles are:
- Freelance Third Party Risk Analyst
- Night Shift Contract Third Party Risk Analyst
- Temporary Third Party Risk Analyst
- Work From Home Counterparty Credit Risk Analyst
- Senior Vendor Risk Management
- Contract Model Risk Governance
- Weekend Third Party Risk Analyst
- Quantitative Risk Analyst
- Third Party Risk Analyst
- Risk Consultant
What job categories do people searching Liquidity Risk jobs in Illinois look for? The top searched job categories for Liquidity Risk jobs in Illinois are:
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Posted 28 days ago
Northern Trust rating
7.7
Based on 22 frontline employees who took The Breakroom Quiz
Job description
About Northern Trust:
Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889.
Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service.
The Senior Balance Sheet Strategist is responsible for leading the development and execution of strategies to optimize the bank's balance sheet across deposits, investments, funding, and liquidity while operating within established interest rate risk, capital, and regulatory frameworks.
This position is a senior level individual contributor role that partners closely with Treasury functions, including Asset Liability Management (ALM), Liquidity, Investment Portfolio, and Funding desk, as well as Capital Management, and Business Units (Asset Servicing, Wealth Management, and Asset Management) to drive earnings growth, balance sheet resilience, and capital efficiency.
The Strategist will provide strategic leadership and deliver forward-looking analytics and strategic insights to the Treasurer, senior management, ALCO, and governance committees, with a focus on Net Interest Income (NII), liquidity optimization, deposit monetization, and interest rate risk management.
Key Responsibilities
Qualifications
Working Model: Hybrid (#LI-Hybrid)
We have a balanced hybrid working model to ensure you get the flexibility you need, and the successful candidate will spend their time between working in the office and working from home.
Applicants must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Northern Trust will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa)
Salary Range:
$164,600 - 288,000 USD
Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component.
Working with Us:
As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas.
Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose.
We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater
Reasonable accommodation
Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com.
We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people.
Apply today and talk to us about your flexible working requirements and together we can achieve greater.
Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889.
Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service.
The Senior Balance Sheet Strategist is responsible for leading the development and execution of strategies to optimize the bank's balance sheet across deposits, investments, funding, and liquidity while operating within established interest rate risk, capital, and regulatory frameworks.
This position is a senior level individual contributor role that partners closely with Treasury functions, including Asset Liability Management (ALM), Liquidity, Investment Portfolio, and Funding desk, as well as Capital Management, and Business Units (Asset Servicing, Wealth Management, and Asset Management) to drive earnings growth, balance sheet resilience, and capital efficiency.
The Strategist will provide strategic leadership and deliver forward-looking analytics and strategic insights to the Treasurer, senior management, ALCO, and governance committees, with a focus on Net Interest Income (NII), liquidity optimization, deposit monetization, and interest rate risk management.
Key Responsibilities
- Develop and maintain an integrated balance sheet strategy across deposits, investments, funding, and capital, aligned with the firm's risk appetite, regulatory requirements, and business objectives.
- Evaluate trade-offs between earnings, liquidity, interest rate risk, and capital under multiple market environments and stress scenarios.
- Support balance sheet growth and optimization initiatives through data-driven analysis and actionable strategic recommendations.
- Analyze Return on Equity (ROE), Risk-Weighted Assets (RWA), liquidity consumption, and capital efficiency for balance sheet-intensive activities.
- Partner with business lines to evaluate deposit flows, pricing, and liquidity value across client segments and products.
- Support deposit monetization strategies, including pricing optimization and balance sheet allocation decisions.
- Assess liquidity buffers and contingent funding considerations and incorporate impacts into financial outlooks and strategic plans.
- Support in the development of NII forecasts and sensitivity analysis, and assess impacts to interest rate risk metrics (e.g., NII shock, MVE).
- Evaluate hedging and investment strategies to manage interest rate risk while supporting earnings objectives.
- Ensure consistency across forecast assumptions, deposit betas, investment strategies, and approved balance sheet initiatives.
- Produce and present balance sheet and NII analytics for senior management, ALCO, and regulatory forums.
- Ensure transparency, documentation, and governance alignment in all strategic recommendations.
- Partner with Investment Portfolio, Liquidity, Capital Management, Technology, and Finance to improve balance sheet analytics, processes, and systems.
- Contribute to the ongoing enhancement of balance sheet models, data infrastructure, and reporting automation initiatives.
- Provide thought leadership on market trends, yield curve dynamics, and competitive positioning.
Qualifications
- Bachelor's degree in Finance, Economics, Accounting, Statistics, Mathematics or a related quantitative field; MBA or Master's degree preferred.
- Professional certifications such as CFA, FRM, or PRM are preferred.
- 15+ years of experience in Treasury, ALM, Liquidity Risk, Balance Sheet Management, or related functions within a bank or financial institution.
- Strong understanding of bank balance sheets, including deposits, securities portfolios, hedging strategies, wholesale funding, and liquidity frameworks.
- Experience supporting ALCO, senior management, and/or regulatory forums.
- Deep knowledge of balance sheet strategy, NII drivers, liquidity metrics, and interest rate risk.
- Strong analytical and financial modeling skills with the ability to translate complex analysis into executive-level insights.
- Excellent written and verbal communication skills, including the ability to lead the development of senior management level presentations.
- Ability to operate effectively in a highly regulated environment with strong governance discipline.
- Advanced Excel and PowerPoint skills; experience with Power BI, ALM/QRM platforms and data tools strongly preferred.
Working Model: Hybrid (#LI-Hybrid)
We have a balanced hybrid working model to ensure you get the flexibility you need, and the successful candidate will spend their time between working in the office and working from home.
Applicants must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Northern Trust will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa)
Salary Range:
$164,600 - 288,000 USD
Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component.
Working with Us:
As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas.
Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose.
We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater
Reasonable accommodation
Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at MyHRHelp@ntrs.com.
We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people.
Apply today and talk to us about your flexible working requirements and together we can achieve greater.
What Northern Trust employees say
Pay
Benefits
Hours and flexibility
Workplace
Get the full story on Breakroom