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Life Health Accident Insurance Agent Jobs (NOW HIRING)

$76K - $95K/yr

Insurance Agent Responsibilities ... Identify opportunities to sell life, health, or car insurance to a variety of clients, working with ...

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Life Health Accident Insurance Agent information

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$18K

$89K

$145K

How much do life health accident insurance agent jobs pay per year?

As of Jun 28, 2026, the average yearly pay for life health accident insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

Why do most life insurance agents quit?

Most life insurance agents quit due to the challenging nature of building a client base, high competition, and inconsistent income, especially during the initial stages. Success often requires strong sales skills, persistence, and ongoing training, which can be demanding over time.

Is it worth becoming a life and health insurance agent?

Becoming a life and health insurance agent can be a viable career, offering flexible schedules and commission-based income. Success often depends on sales skills, industry knowledge, and obtaining necessary licenses, with potential for growth in client base and earnings over time.

What is the highest paying insurance agent job?

The highest paying insurance agent roles are typically in specialized areas such as life, health, or accident insurance, with top earners often working as independent agents or in managerial positions. Experienced agents with a strong client base, advanced certifications, and sales skills can earn six-figure incomes through commissions and bonuses. High earnings are also influenced by the company, geographic location, and the agent's ability to cross-sell multiple insurance products.

What is the difference between Life Health Accident Insurance Agent vs Insurance Sales Agent?

AspectLife Health Accident Insurance AgentInsurance Sales Agent
CredentialsLicenses for life, health, and accident insuranceGeneral insurance license, varies by product
Work EnvironmentTypically works with individual clients, insurance companies, or agenciesWorks with various insurance products, often in sales settings
Industry UsageSpecialized in life, health, and accident insuranceBroader, includes multiple insurance types

While both roles involve selling insurance products, a Life Health Accident Insurance Agent specializes in life, health, and accident policies, requiring specific licenses and expertise. An Insurance Sales Agent may handle a wider range of insurance types but may not have the same specialized focus. Understanding these differences helps in choosing the right career path or job search focus.

What are the key skills and qualifications needed to thrive as a Life Health Accident Insurance Agent, and why are they important?

To thrive as a Life Health Accident Insurance Agent, you need strong sales acumen, product knowledge, and typically must obtain state licensure for life, health, and accident insurance. Familiarity with customer relationship management (CRM) software, quoting tools, and online policy platforms is common in this role. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These skills and qualifications are crucial for securing clients, maintaining compliance, and sustaining long-term success in a competitive industry.

What is a Life Health Accident Insurance Agent?

A Life Health Accident Insurance Agent is a licensed professional who helps individuals and businesses select, purchase, and manage insurance policies that provide coverage for life, health, and accidental injuries. These agents assess clients' needs, explain different policy options, and assist with the application and claims processes. They often work for insurance companies or as independent brokers, ensuring clients have appropriate coverage to protect against financial losses due to illness, injury, or death.

What life insurance company has the highest paid agents?

In the life, health, and accident insurance industry, compensation for agents varies widely depending on the company, commission structure, and experience. Some top-paying companies include those with high commission rates and bonuses, such as Northwestern Mutual and New York Life, which are known for competitive agent compensation. Successful agents often earn higher incomes through strong sales performance and ongoing client relationships.

What are some common challenges Life Health Accident Insurance Agents face when building a client base?

One of the primary challenges for Life Health Accident Insurance Agents is establishing trust and rapport with potential clients, especially in a competitive market. Agents often need to proactively network, conduct outreach, and follow up with leads, which can require persistence and strong interpersonal skills. Additionally, staying updated on frequently changing insurance products and regulations is essential for advising clients accurately and ethically. Overcoming initial rejections and maintaining motivation are important for long-term success in this role.
What cities are hiring for Life Health Accident Insurance Agent jobs? Cities with the most Life Health Accident Insurance Agent job openings:
What states have the most Life Health Accident Insurance Agent jobs? States with the most job openings for Life Health Accident Insurance Agent jobs include:
Infographic showing various Life Health Accident Insurance Agent job openings in the United States as of June 2026, with employment types broken down into 3% As Needed, 23% Full Time, 59% Part Time, and 15% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life And Health Insurance Agent

Sherrill Insurance Agency

Fort Myers, FL

$123K/yr

Full-time

Posted 24 days ago


Job description

We are looking for a life insurance agent with amazing customer service skills to join our fast-growing insurance agency and help our clients achieve their financial goals. You’ll serve on the front lines of insurance sales, helping new customers navigate our products, processing claims and inquiries, and developing an ever-growing lead list to secure new business. If the thought of coming to work every day and making a positive impact on our client’s lives excites you, start your application today.Compensation:

$92,000 - $123,000 yearly


Responsibilities:
  • Address existing and prospective customer requests in a prompt and friendly matter, including booking new meetings and responding to inquiries regarding billing, eligibility, coverage, claims, and insurance policies
  • Expand our prospective customer base and market our insurance products via including networking, referrals, cold calling, and various marketing strategies to bring in new business
  • Aid policyholders with the insurance claims process while supervising the progress of current insurance claims
  • Ensure all contracting paperwork is up to date while maintaining databases, records, and bookkeeping
  • Determine new customers’ insurance needs, desires, insurance risk, prior coverage, and financial standing via booked consultations to ensure the best client experience possible

Qualifications:
  • Proficiency with Microsoft Office products
  • Excellent verbal and written communication skills required
  • High school diploma or equivalent required; Bachelor’s degree preferred
  • Active Life & Health insurance license is a strong bonus
  • Prior health insurance or life insurance experience a bonus

About Company

Sherrill Insurance Agency partners with Fortune 500 and Fortune 100 companies to market and sell their products.

  • No cold calling
  • No Prospecting
  • All Lead-based Sales
  • Six-figure Mentorship
  • Training