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Life Actuary Jobs (NOW HIRING)

Lead Consulting Actuary - Life Risk & Regulatory Consulting, LLC (Work-from-home - US location) Position Overview As a Lead Consulting Actuary, you will lead a team of industry professionals on ...

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Work you'll do As an Actuarial Manager on the Human Capital team, you will be responsible for: * Monitoring market trends across life insurance and annuity products, markets, and regulations to ...

Work you'll do As an Actuarial Manager on the Human Capital team, you will be responsible for: * Monitoring market trends across life insurance and annuity products, markets, and regulations to ...

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Life Actuary information

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$113K

$131.8K

$137.5K

How much do life actuary jobs pay per year?

As of Aug 15, 2026, the average yearly pay for life actuary in the United States is $131,841.00, according to ZipRecruiter salary data. Most workers in this role earn between $116,500.00 and $137,000.00 per year, depending on experience, location, and employer.

How does a life actuary typically collaborate with underwriters and product development teams?

Life Actuaries work closely with underwriters to assess risk profiles and ensure that policy pricing is both competitive and sustainable. They also partner with product development teams to design and refine insurance products, providing statistical analysis and financial projections that inform key decisions. Regular meetings and cross-departmental projects are common, fostering a collaborative environment where actuarial insights help shape company strategy and product offerings.

What are the key skills and qualifications needed to thrive as a life actuary, and why are they important?

To thrive as a Life Actuary, you need advanced mathematical and statistical skills, a strong understanding of insurance products, and professional actuarial credentials such as ASA or FSA from the SOA. Proficiency with actuarial software like Prophet or MoSes, spreadsheet tools, and data analysis platforms is typically required. Analytical thinking, attention to detail, and effective communication are key soft skills for interpreting complex data and explaining findings to non-technical stakeholders. These skills and qualities are crucial to accurately assessing risk, ensuring regulatory compliance, and supporting sound financial decision-making in the insurance industry.

How much does a life actuary make?

A life actuary's salary typically ranges from $70,000 to over $150,000 annually, depending on experience, certification level, and geographic location. Entry-level roles usually start around $70,000, while experienced professionals with advanced credentials can earn higher salaries and bonuses. The profession often requires strong analytical skills and proficiency in actuarial software and exams.

What is a life actuary?

Life actuaries are professionals who specialize in assessing financial risks related to life insurance, pensions, and annuity products. They use mathematics, statistics, and financial theory to evaluate the likelihood of future events, such as death or retirement, and help design policies and set premium rates accordingly. Life actuaries play a critical role in ensuring that insurance companies remain financially stable and can meet their future obligations to policyholders. Their work often involves analyzing mortality tables, projecting future claims, and advising on regulatory compliance.

What is the difference between Life Actuary vs Property and Casualty Actuary?

AspectLife ActuaryProperty and Casualty Actuary
CredentialsFSA, ASA, or equivalentFSA, ASA, or equivalent
Work EnvironmentInsurance companies, consulting firmsInsurance companies, brokers, consulting firms
Industry UsageLife insurance, annuities, pensionsAuto, home, liability insurance

Both Life Actuaries and Property & Casualty Actuaries typically hold similar credentials and work in insurance-related environments. However, they focus on different insurance products: Life Actuaries specialize in life insurance, pensions, and annuities, while Property & Casualty Actuaries work on auto, home, and liability policies. Their roles are distinct but share foundational actuarial skills and industry settings.

More about Life Actuary jobs

What cities are hiring for Life Actuary jobs?

Cities with the most Life Actuary job openings:

What states have the most Life Actuary jobs?

States with the most job openings for Life Actuary jobs include:

Infographic showing various Life Actuary job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 16% Part Time, and 4% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $131,841 per year, or $63.4 per hour.

Full-time

Re-posted 18 days ago


Job description

We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, culture and talent experience and our ability to be compelling to our clients. You'll find an environment that inspires and empowers you to thrive both personally and professionally. There's no one like you and that's why there's nowhere like RSM.
Lead Consulting Actuary - Life
Risk & Regulatory Consulting, LLC
(Work-from-home - US location)
Position Overview
As a Lead Consulting Actuary, you will lead a team of industry professionals on regulatory consulting engagements. This position has opportunity for advancement as well as personal and professional growth.
Specific Duties and Responsibilities
Serve as the leader and actuarial subject matter expert on client engagements including; prepare original actuarial analysis or review actuarial analysis performed by others, coordinate internal resources including making staffing decisions, advise project team on potential solutions and strategies to meet project goals and client needs, lead risk management and resolution of issues, adhere to project budget and timelines and manage teams to meet budgets and timelines, support ongoing knowledge of team with focus on evolving regulatory standards, ensure quality of final work products and train and mentor junior staff.
Business development; create new business opportunities through individual selling efforts as well as by supporting team sales initiatives, cultivate and nurture client relationships to create awareness of Firm capabilities to help generate incremental business, assist in formulating proposals demonstrating our value proposition and our solutions.
Contribute to the intellectual capital of the practice and Firm. Own operational efficiency and targeted improvements to operations of the actuarial practice.
Requirements
  • Bachelor's Degree in Mathematics, Actuarial Science, Economics, or Statistics; MBA and/or professional certification/s preferred
  • Minimum of 10+ years professional experience in a Life insurance company, financial services or consulting firm.Some consulting experience is required
  • ASA, FSA, MAAA designations preferred
  • Knowledge of actuarial concepts: financial modeling and analysis, statutory valuation and reserving, risk management, product development and pricing, Asset Liability Management (ALM), actuarial software, life, annuity and reinsurance products
  • Demonstrated problem solving skills; ability to tackle challenges creatively
  • Strong understanding of regulatory requirements for reserving and rating
  • PC skills, including experience in using software for producing presentations, spreadsheets, and project planning (skills in Microsoft Office, TeamMate, ACL/Access, Visual Basic, MS Excel and other applications)
  • Ability to lead discussions with all levels including executives and senior managers
  • Strong interpersonal, presentation, analytical and statistical skills
  • Excellent organizational skills and the ability to prioritize multiple tasks, projects and assignments
  • Exceptional written and verbal communication skills are required
  • Dynamic/flexible demeanor with exceptional client service skills
  • Must be self-motivated and possess a sense of urgency
  • Ability to travel occasionally
  • Ability to demonstrate ethical and professional standards as outlined by the Firm

Risk & Regulatory Consulting, LLC (RRC), an affiliate of RSM, is a national, leading professional services firm dedicated to providing exceptional regulatory services to clients. RRC offers services in the following regulatory areas: financial examinations, market conduct examinations, insolvency and receiverships, actuarial services and valuations, investment analysis, reinsurance expertise, market analysis and compliance, and special projects. RRC is a results-oriented firm committed to success that builds long-term relationships with its clients. www.riskreg.com
At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life's demands, while also maintaining your ability to serve clients. Learn more about our total rewards at https://rsmus.com/careers/working-at-rsm/benefits.
All applicants will receive consideration for employment as RSM does not tolerate discrimination and/or harassment based on race; color; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender; sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the US uniformed service; US Military/Veteran status; pre-disposing genetic characteristics or any other characteristic protected under applicable federal, state or local law.
Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership. RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please call us at 800-274-3978 or send us an email at careers@rsmus.com.
RSM does not intend to hire entry level candidates who will require sponsorship now OR in the future (i.e. F-1 visa holders). If you are a recent U.S. college / university graduate possessing 1-2 years of progressive and relevant work experience in a same or similar role to the one for which you are applying, excluding internships, you may be eligible for hire as an experienced associate.
RSM will consider for employment qualified applicants with arrest or conviction records. For those living in California or applying to a position in California, please click here for additional information.
At RSM, an employee's pay at any point in their career is intended to reflect their experiences, performance, and skills for their current role. The salary range (or starting rate for interns and associates) for this role represents numerous factors considered in the hiring decisions including, but not limited to, education, skills, work experience, certifications, location, etc. As such, pay for the successful candidate(s) could fall anywhere within the stated range.
Compensation Range: $134,000 - $269,000
Individuals selected for this role will be eligible for a discretionary bonus based on firm and individual performance.

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About RSM International

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RSM International is a leading global network of audit, tax, and consulting firms. Headquartered in Chicago, Illinois, US, the firm focuses on providing an exceptional range of professional services to empower clients to move forward with confidence. RSM International was established in 1964 and has since grown to encompass firms in more than 120 countries. The firm's mission is guided by a deep understanding of what clients need to help drive their businesses forward, combined with the international reach of RSM firms worldwide.

Industry

Business management consulting

Company size

10,000+ Employees

Headquarters location

Chicago, IL, US

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