Licensed Life Health Insurance Agent information
See salary details
$14.90 - $18.97
16% of jobs
$19.82 is the 25th percentile. Wages below this are outliers.
$18.97 - $23.03
45% of jobs
$23.03 - $27.10
4% of jobs
$27.10 - $31.16
4% of jobs
$31.16 - $35.23
0% of jobs
$35.23 - $39.29
1% of jobs
$42.68 is the 75th percentile. Wages above this are outliers.
$39.29 - $43.36
6% of jobs
$43.36 - $47.42
5% of jobs
$47.42 - $51.49
6% of jobs
$51.49 - $55.55
6% of jobs
$55.55 - $59.62
6% of jobs
How much do licensed life health insurance agent jobs pay per hour?
As of Sep 9, 2026, the average hourly pay for licensed life health insurance agent in the United States is $31.11, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $45.43 per hour, depending on experience, location, and employer.
Licensed Life Health Insurance Agents are professionals who are authorized by state regulatory bodies to sell life and health insurance policies. They guide clients in selecting insurance plans that best fit their needs, explain policy details, and help process claims. To become licensed, these agents must complete pre-licensing education, pass state exams, and meet continuing education requirements. Their expertise ensures that individuals and families are adequately protected against financial risks due to illness, injury, or death.
Licensed Life Health Insurance Agents play a key role in guiding clients through the application process, gathering necessary information, and ensuring documentation is complete. They regularly communicate with underwriters to clarify client details, address any questions, and expedite approvals. Agents act as a bridge, keeping clients informed about the status of their application and explaining any additional requirements or steps needed. Effective collaboration with both underwriters and clients helps ensure a smooth process and builds trust with all parties involved.
To thrive as a Licensed Life Health Insurance Agent, you need in-depth knowledge of insurance products, state licensing, and understanding of regulatory requirements. Familiarity with CRM software, quote comparison tools, and e-signature platforms is typically required. Strong interpersonal skills, active listening, and persuasive communication help agents build trust and effectively address client needs. These competencies are crucial for meeting sales targets, ensuring compliance, and delivering excellent client service in a competitive industry.
To become a licensed life and health insurance agent, you must complete pre-licensing education requirements, pass the state licensing exam, and submit an application to the state insurance department. Continuing education is often required to maintain the license and stay current with industry regulations.
Many licensed life health insurance agents quit due to the challenging sales environment, high competition, and inconsistent income, especially during the initial stages of building a client base. The job often requires strong communication skills, self-motivation, and persistence, as it involves commission-based pay and ongoing certification requirements. These factors can lead to burnout and job dissatisfaction for some agents.
What cities are hiring for Licensed Life Health Insurance Agent jobs?
Cities with the most Licensed Life Health Insurance Agent job openings:
What are popular job titles related to Licensed Life Health Insurance Agent jobs?
For Licensed Life Health Insurance Agent jobs, the most frequently searched job titles are:
