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Licensed Insurance Agent Final Expense Jobs in Rochester, NH

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Licensed Insurance Agent Final Expense information

See Rochester, NH salary details

$17.6K

$87.1K

$141.9K

How much do licensed insurance agent final expense jobs pay per year?

As of Aug 17, 2026, the average yearly pay for licensed insurance agent final expense in Rochester, NH is $87,075.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,300.00 and $119,400.00 per year, depending on experience, location, and employer.

What is a licensed insurance agent final expense?

A Licensed Insurance Agent for Final Expense is a professional authorized to sell life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. These agents help clients choose suitable policies to ensure their loved ones are not burdened with financial obligations after their passing. They are knowledgeable about different types of final expense insurance products and guide clients through the application and claims process. To operate, these agents must hold a valid state insurance license and often undergo continuing education to stay updated on industry regulations.

What are the key skills and qualifications needed to thrive as a licensed insurance agent final expense?

To thrive as a Licensed Insurance Agent in Final Expense, you need strong sales acumen, thorough knowledge of insurance products, and an active state insurance license. Familiarity with CRM software, quoting tools, and policy management systems is typically required. Exceptional interpersonal skills, empathy, and the ability to build trust with clients are crucial soft skills for this role. These abilities ensure agents can effectively guide clients through sensitive end-of-life planning, resulting in higher client satisfaction and successful policy placements.

What are some common challenges faced by licensed insurance agents final expense, and how can they be overcome?

Licensed Insurance Agents focusing on Final Expense policies often encounter challenges such as overcoming client misconceptions about insurance costs and navigating sensitive conversations about end-of-life planning. Building trust and demonstrating empathy are crucial, as clients may be hesitant to discuss or commit to coverage. Agents who invest time in education, transparent communication, and relationship-building generally see higher success rates. Additionally, staying organized and following up consistently with leads helps manage a large client base and ensures timely policy placements.

What is the difference between Licensed Insurance Agent Final Expense vs Licensed Insurance Agent Life Insurance?

AspectLicensed Insurance Agent Final ExpenseLicensed Insurance Agent Life Insurance
Required CredentialsState licensing, possibly some certificationsState licensing, possibly some certifications
Work EnvironmentIndependent, client meetings, insurance salesIndependent, client meetings, insurance sales
Employer & Industry UsageInsurance agencies, brokers, direct salesInsurance agencies, brokers, direct sales

Both roles require similar licensing and work environments, focusing on selling insurance products. The main difference is the product specialization: Final Expense agents focus on burial and end-of-life policies, while Life Insurance agents may handle a broader range of life insurance products.

What job categories do people searching Licensed Insurance Agent Final Expense jobs in Rochester, NH look for?

The top searched job categories for Licensed Insurance Agent Final Expense jobs in Rochester, NH are:

What cities near Rochester, NH are hiring for Licensed Insurance Agent Final Expense jobs?

Cities near Rochester, NH with the most Licensed Insurance Agent Final Expense job openings:

Loss Control Consultant Commercial Insurance - Independent Contractor- Concord, NH.

EXL Service

Concord, NH • On-site

Full-time, Contractor

Re-posted 17 days ago


ExlService Holdings rating

7.8

Company rating: 7.8 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

133rd of 492 rated business services


Job description

The Company
Commercial and personal line insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field inspection and risk control services to support our clients' underwriting processes. EXL's consultants deliver industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition. https://www.exlservice.com/survey-and-risk-control
EXL Risk Control is a leading provider of risk assessments and loss control surveys for commercial lines insurance carriers. We are seeking candidates who possess 10+ years of experience with a major insurance carrier and/or national broker in commercial Property & Casualty Risk Control, excellent communication skills, computer proficiency, and a commitment to meeting client quality and timeliness standards. Those with these skills as well as knowledge or experience in commercial insurance, inspections, or fire and safety assessments are encouraged to apply.
You will be responsible for scheduling on-site surveys and provide risk evaluation and risk improvement reports to insurance industry clients. These reports contain information necessary to underwrite a commercial insurance policy and may include recommendations to control and/or correct potential loss producing conditions associated with that policy. You will be expected to manage assignments you accept, successfully secure customer appointments within a local territory and complete work assignments on time.
You may work on special projects or conduct more challenging risk evaluation surveys or risk improvement service requests that utilize your education, professional certifications and overall risk control skills level. Insured businesses range from Middle Market to Large Multi-location commercial size.
Consultants will work from their home or office, and travel to local commercial business operations (i.e.) retail businesses, restaurants, hotels, apartment buildings and complexes, construction operations and jobsites, various types of manufacturers, churches, schools, etc. You will assess the risk for various commercial insurance lines of business that can include Property, General Liability, Workers Compensation, Auto/Fleet, Products Liability, Inland Marine and Builders Risk.
Tools or Items You Must Provide:
  • Computer with an image/document scanner
  • Digital camera or tablet
  • High speed internet access
  • Measuring device such as a laser, 100 ft. tape, or measuring wheel
  • Reliable vehicle
  • Auto and General Liability Insurance Preferred Experience
  • 10+ years of Risk Control Consulting
  • Experience working with major carrier or national brokerage preferred
  • BS Degree in Engineering, Safety and/or the physical sciences is preferred
  • CSP or ARM designations preferred but not required
  • Commercial Lines Property/Casualty Loss Control
  • Commercial Lines Property/Casualty Underwriting
  • Commercial Lines Property/Casualty Claims Adjuster
  • Commercial insurance inspections
  • Fire and Life Safety investigations/inspections
  • EIN (Employer Identification Number)
  • No Licensed Insurance Agents/Producers

EEO/Minorities/Females/Vets/Disabilities
Please also note that the data shared through the job application will be stored and processed by EXL in accordance with the EXL Privacy Policy.
Application & Interview Impersonation Warning - Purposely impersonating another individual when applying and / or participating in an interview in order to obtain employment with EXL Service Holdings, Inc. (the "Company") for yourself or for the other individual is a crime. We have implemented measures to deter and to uncover such unlawful conduct. If the Company identifies such fraudulent conduct, it will result in, as applicable, the application being rejected, an offer (if made) being rescinded, or termination of employment as well as possible legal action against the impersonator(s).
EXL may use artificial intelligence to create insights on how your candidate information matches the requirements of the job for which you applied. While AI may be used in the recruiting process, all final decisions in the recruiting and hiring process will be taken by the recruiting and hiring teams after considering a candidate's full profile. As a candidate, you can choose to opt out of this artificial intelligence screening process. Your decision to opt out will not negatively impact your opportunity for employment with EXL.

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