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Lending Data Analyst Jobs (NOW HIRING)

The Data Analyst, Home Lending role will be critical in strengthening our first-line secured lending data, reporting, and risk oversight capabilities. The ideal candidate will own and support ...

The Data Analyst, Home Lending role will be critical in strengthening our first-line secured lending data, reporting, and risk oversight capabilities. The ideal candidate will own and support ...

Senior Data Analyst

Chicago, IL · On-site

$88K - $111K/yr

Senior Data Analyst - Mortgage Analytics We are seeking an experienced Senior Data Analyst to join ... Analyze large and complex mortgage, lending, financial, and operational datasets to identify trends ...

$100 - $125/hr

## Solution Architect - Home Lending Data Modernization & FR Y-14MApplylocations: Charlotte, NCtime ... analytics, and self-service data consumption. This role is responsible for defining the target ...

Lending Data Governance & Integrity * Serve as the centralized owner of lending data governance and ... Perform detailed analysis across: * product types, * vintages, * channels, * dealers, * and ...

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Lending Data Analyst information

See salary details

$34K

$82.6K

$136K

How much do lending data analyst jobs pay per year?

As of Sep 11, 2026, the average yearly pay for lending data analyst in the United States is $82,640.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $97,000.00 per year, depending on experience, location, and employer.

What is the difference between Lending Data Analyst vs Credit Analyst?

AspectLending Data AnalystCredit Analyst
Required CredentialsBachelor's in finance, economics, or related field; proficiency in data analysis toolsBachelor's in finance, economics, or related field; often requires credit analysis certifications
Work EnvironmentFinancial institutions, lending companies, or credit bureaus; focus on data analysis and reportingBanks, lending institutions; focus on assessing creditworthiness
Employer & Industry UsageUsed in lending decision processes, risk assessment, and portfolio managementUsed in evaluating loan applications, risk assessment, and credit approval

The main difference between a Lending Data Analyst and a Credit Analyst lies in their focus. Lending Data Analysts primarily analyze data to support lending decisions and manage risk through data insights. Credit Analysts, on the other hand, evaluate individual creditworthiness to approve or deny loans. Both roles require similar educational backgrounds but differ in their specific responsibilities and work environments.

What does a lending data analyst do?

A lending data analyst examines financial data related to loans and credit to identify trends, assess risk, and support lending decisions. They use tools like Excel, SQL, and data visualization software to analyze large datasets and generate reports for lenders or financial institutions.

What cities are hiring for Lending Data Analyst jobs?

Cities with the most Lending Data Analyst job openings:

What states have the most Lending Data Analyst jobs?

States with the most job openings for Lending Data Analyst jobs include:

What are popular job titles related to Lending Data Analyst jobs?

For Lending Data Analyst jobs, the most frequently searched job titles are:

Infographic showing various Lending Data Analyst job openings in the United States as of September 2026, with employment types broken down into 1% Internship, 1% As Needed, 84% Full Time, 11% Part Time, and 3% Contract. Highlights an 85% Physical, 3% Hybrid, and 12% Remote job distribution, with an average salary of $82,640 per year, or $39.7 per hour.

Data Analyst, Home Lending

OR • On-site, Remote

Full-time

Re-posted 11 days ago


Upstart rating

7.6

Company rating: 7.6 out of 10

Based on 6 frontline employees who took The Breakroom Quiz


Job description

The Team: 

Upstart's Home Lending Legal, Regulatory, and Risk Management team plays a critical role in enabling the growth and stability of our Home Lending business. We work cross-functionally with Operations, Engineering, Product, Legal, Risk, and Compliance to ensure that Upstart's home lending activities meet regulatory standards and align with best practices. Our team is focused on building scalable, effective, and forward-looking compliance oversight that empowers business success while managing risk.

The Data Analyst, Home Lending role will be critical in strengthening our first-line secured lending data, reporting, and risk oversight capabilities. The ideal candidate will own and support regulatory and management reporting across HMDA, CRA, Call Reporting, fair lending data, portfolio performance, and loan-level quality controls. They will help ensure our data pipelines, reconciliations, dashboards, and analytical packages are accurate, timely, and exam-ready, while partnering cross-functionally with compliance, risk, operations, and business teams in a highly regulated lending environment

How you'll make an impact

  • Own first-line secured lending data and reporting support, including regulatory reporting inputs, data integrity, reconciliations, and timely loan-level reporting
  • Lead regulatory and risk reporting for home lending, including filing our HMDA LAR, mapping Call Report feeds, tracking CRA activity, and performing loan-level quality checks on data used for fair lending and compliance testing
  • Produce risk dashboards and management reporting across portfolio, channel, geography, delinquency, vintage, concentration, and product performance
  • Maintain core data pipelines, controls, and aggregation capabilities supporting reliable product- and portfolio-level reporting
  • Provide reporting for product risk oversight, including channel, underwriting, pricing, override, and exception reporting
  • Support exams, committees, and business continuity planning through data extracts, analytical packages, reporting materials, and recovery-planning inputs
  •  

Minimum Qualifications 

  • 5+ years of experience with data collection, reporting, or compliance reporting and monitoring.
  • Strong understanding of mortgage lending operations and regulatory data requirements.
  • Excellent analytical, organizational, and problem-solving skills.
  • Ability to work cross-functionally and manage deadlines in a highly regulated environment.
  • Proficiency with loan origination, compliance, or data reporting systems.

Preferred Qualifications

  • Prior experience preparing HMDA LAR, CRA data, and Call Report submissions.
  • Familiarity with fair lending, mortgage compliance, or consumer lending compliance.
  • Experience supporting regulatory exams, audits, or compliance testing.

Position location This role is available in the following locations: Remote 

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

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