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Jr Underwriter Jobs (NOW HIRING)

Tokio Marine HCC

Underwriter

Troy, MI · On-site

Job Title: Underwriter Location: Remote in Multiple States/ Hybrid in Only Michigan (dependent upon on proximity of office location) Reports To: Cindy Woityra Employment Type: Full-Time Job ...

JGS Insurance

Underwriter

Hallandale Beach, FL · On-site

$60K - $80K/yr

This position is responsible for the underwriting, rating, binding and servicing of accounts assigned to them in a prompt, accurate, courteous and professional manner. This includes providing the ...

Authentic

Underwriter

Dayton, OH · On-site

Position Summary The Underwriter will be responsible for evaluating and managing commercial insurance risks, developing strong broker relationships, and supporting profitable business growth. This ...

IAT Insurance Group

Underwriter

Sarasota, FL · On-site

The Underwriter will be part of a team responsible for overseeing and auditing Managing General Agent (MGA) underwriting activities to ensure adherence to underwriting authority, company guidelines ...

Tmhcc

Underwriter

Troy, MI · On-site +1

Job Title: Underwriter Location: Remote in Multiple States/ Hybrid in Only Michigan (dependent upon on proximity of office location) Reports To: Cindy Woityra Employment Type: Full-Time Job ...

STORE CAPITAL ADVISORS LLC

Underwriter

Scottsdale, AZ · On-site

The Underwriter is part of STORE's Credit Underwriting team responsible for analyzing and underwriting new investments and transactions for inclusion into STORE's $18 billion portfolio. The ...

JGS Insurance

Underwriter

Hallandale, FL · Remote

This position is responsible for the underwriting, rating, binding and servicing of accounts assigned to them in a prompt, accurate, courteous and professional manner. This includes providing the ...

Biz2Credit Inc

Underwriter

Manhattan, NY · On-site

$65K - $85K/yr

About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process. We are currently seeking an experienced ...

Auto-Owners Insurance

Underwriter

Lexington, KY · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Porch.com, Inc.

Underwriter

Seattle, WA · Remote

Underwriter Location: United States Workplace Type: Remote Job Summary The future is bright for the Porch Group, and we'd love for you to be a part of it as our Underwriter. TheUnderwriteris ...

Temple View Capital LLC

Underwriter

Bethesda, MD · Hybrid

$80K - $90K/yr

We seek an Underwriter with a demonstrated track record of reviewing, analyzing, and decisioning BPL mortgage loan files to join our existing underwriting team. In this role, the Underwriter joins a ...

Auto-Owners Insurance

Underwriter

Draper, UT · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

HUB

Underwriter

Warwick, RI · Hybrid

We are looking for an Underwriter to join our team on a Hybrid work schedule located in our Warwick, RI office. Job Purpose: To handle a broad range of daily activities independently utilizing ...

Solugenix

Underwriter

Fort Mill, SC · Remote

$59.29/hr

Underwriter Fort Mill, SC (Remote) 3-Month Contract JPC - 20438 Solugenix is assisting a client, a leading financial services company, in their search for an Underwriter. This is a 3-month contract ...

New

Auto Owners Insurance Company

Underwriter

Marion, IN

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance

Underwriter

Mesa, AZ · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Biz2Credit Inc

Underwriter

Manhattan, NY

$65K - $85K/yr

About the Role As an Underwriter at Biz2Credit, you will play a vital role in evaluating loan applications and assisting with the underwriting process. We are currently seeking an experienced ...

Willamette Dental

Underwriter

Hillsboro, OR · On-site

$69K - $82K/yr

The Underwriter will evaluate group risks for existing clients and new group opportunities. This position analyzes and accepts risk in order to retain membership, grow revenue and help maintain a ...

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All JobsJr Underwriter Jobs

Jr Underwriter information

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How much do jr underwriter jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for jr underwriter in the United States is $22.27, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $27.40 per hour, depending on experience, location, and employer.

Is underwriting a lot of math?

Jr Underwriters use math to analyze financial data, assess risk, and determine policy terms. Basic math skills, including calculations and data analysis, are important, but advanced mathematics is typically not required. Proficiency with spreadsheets and financial tools is also helpful in this role.

What are some typical challenges a Jr Underwriter faces when assessing loan applications?

Jr Underwriters often encounter challenges such as interpreting complex financial documents, balancing the need for thorough risk assessment with tight processing deadlines, and staying current with evolving lending guidelines. They must also communicate effectively with loan officers and senior underwriters to clarify documentation or resolve discrepancies. Overcoming these challenges helps Jr Underwriters develop strong analytical and problem-solving skills, which are essential for progressing in the underwriting field.

Can I become an underwriter with no experience?

Junior underwriters can often start with little to no experience, as entry-level positions typically provide on-the-job training. Having a background in finance, insurance, or strong analytical skills can be beneficial, but many employers prioritize willingness to learn and relevant certifications over prior experience.

What are the key skills and qualifications needed to thrive as a Jr Underwriter, and why are they important?

To thrive as a Jr Underwriter, you need a solid understanding of risk assessment, financial analysis, and insurance principles, often supported by a relevant bachelor's degree. Familiarity with underwriting software, risk management tools, and proficiency in spreadsheet applications like Excel are typically required. Strong attention to detail, analytical thinking, and effective communication help Jr Underwriters evaluate applications and collaborate with senior underwriters. These skills are crucial for accurately assessing risk, ensuring policy compliance, and supporting efficient decision-making in underwriting processes.

How much do junior underwriters make in the US?

Junior underwriters in the US typically earn between $45,000 and $60,000 annually, depending on experience, location, and industry. Entry-level roles may start lower, while those with additional certifications or skills can earn higher salaries.

What is the role of a junior underwriter?

A junior underwriter assists in evaluating insurance applications by analyzing risk factors, reviewing applicant information, and determining coverage eligibility. They support senior underwriters and often use underwriting software to assess policies, gaining experience in risk assessment and decision-making processes.

What are Jr Underwriters?

Jr Underwriters, or Junior Underwriters, are entry-level professionals in the insurance or lending industry who assist in evaluating and assessing the risks involved in approving loans or insurance policies. They typically work under the supervision of senior underwriters, gathering and reviewing financial documents, verifying information, and helping to determine if an applicant meets the necessary criteria. Jr Underwriters play a crucial role in supporting the underwriting process by ensuring all documentation is complete and accurate, and by preparing reports or recommendations for final approval. This position is often a stepping stone to becoming a full underwriter.
More about Jr Underwriter jobs
What cities are hiring for Jr Underwriter jobs? Cities with the most Jr Underwriter job openings:
What states have the most Jr Underwriter jobs? States with the most job openings for Jr Underwriter jobs include:
Jr Underwriter jobs near you
Infographic showing various Jr Underwriter job openings in the United States as of June 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 66% Physical, 13% Hybrid, and 21% Remote job distribution, with an average salary of $46,316 per year, or $22.3 per hour.
Underwriter

Underwriter

Tokio Marine HCC

Troy, MI • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 15 days ago

Job description

Job Title: Underwriter
Location: Remote in Multiple States/ Hybrid in Only Michigan (dependent upon on proximity of office location)
Reports To: Cindy Woityra
Employment Type: Full-Time
Job Requisition ID: 2026-288
Requisition Begin Date: 6/2/2026
Requisition End Date 07/31/2026 (Posting may close earlier if filled or business needs change.)
Help us insure it
Tokio Marine HCC - Public Risk Group, a member of the Tokio Marine group of companies, is a market leader in providing specialized insurance products for municipal entities. We cover counties, cities, townships, villages, police departments, prisons, fire departments and more. We serve the growing insurance and risk management needs of medium and large governmental entities and provide property and casualty insurance coverages in multiple states.
Role Overview
We are looking for a Underwriter who is innovative, can build relationships, and thrives in a fast-paced environment, we have an exciting opportunity for an Underwriter to join our underwriting team. This position will review insurance applications to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. Establish, maintain, and develop agency and/or broker relationships. Provides underwriting in single or multiple areas of liability, property, or special contingency coverage.
Performance Objectives
  • Production - Achieve your individual premium and productions targets which include: 1) Management and underwriting of your renewal book, achieving a target renewal retention ratio and servicing your renewals throughout the year. 2) New business premium goals, quote and workflow management targets.
  • Marketing & Relationship Development - In this role you will be responsible for marketing our products and to proactively foster and develop positive relationships with key customers.
  • Profitability and Compliance - Profitability is a pillar in our corporate objectives, we strongly believe that you will develop a profitable book of business if you are disciplined and consciously operate within your granted underwriting authority, within the parameters of the underwriting guidelines, and follow direction given by compliance.
  • Collaboration/Teamwork - As a team we work together to achieve our collective goals, this requires collaborating with your peers on our team and within other aligned business units including Claims, Product Development, Accounting and Operations.
  • Underwriting Expertise -We want you to continually develop your underwriting expertise which will be achieved through conscious learning on the job and with support from us. This is an objective that adds value to our team, but it is also important for your personal development.

What You Bring
  • Minimum of Two (2) years of relevant and progressive Underwriting experience in public entity or related area that includes a strong working knowledge of state laws.
  • Municipal experience a plus.
  • Bachelor's degree in Insurance and Risk Management, Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience
  • Preferred studies towards attaining a Registered Professional Liability Underwriter (RPLU), Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), Certified Insurance Counselor (CIC) or equivalent insurance designation depending on specialty area.

What We Offer
  • Competitive salary and comprehensive benefit package
  • Strong learning culture with ongoing development opportunities
  • Opportunities for growth and career advancement
  • Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment
  • Basic life and disability insurance
  • 401(k) plan with 6% company match
  • 20 days of PTO and two floating holidays (prorated)
  • Approximately 11 paid holidays and volunteer time off
  • Paid parental leave
  • Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription
  • Student loan matching program
  • Employee discount program
  • An opportunity to do meaningful work and love what you do

Disclaimer
You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check, if the Company is concerned about a conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction or challenge the accuracy of the background report. The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e))(the "VCCLEA"), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Where the hiring and employment of individuals is not restricted by the foregoing, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.]
About Us
Tokio Marine HCC is a global industry-leading specialty insurance group, backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance, we empower clients to pursue opportunities confidently through our "Mind Over Risk" philosophy. More than an insurance company, we are an organization built on innovation, unity, and trust.
At our core, we are Always Advancing, driven by innovation and an entrepreneurial spirit that keeps us moving forward. Our people are Experts in Tomorrow, using curiosity and smart working to anticipate what's next. With a culture rooted in Reaching Out, we foster genuine collaboration and support, ensuring every individual has the opportunity to succeed and make a difference.
Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking, unites us as a team, and differentiates us from our competitors. We are much more than just an insurance company; we are a good company.
Equal Opportunity Employer
TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances.
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