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Jp Morgan Credit Risk Management Jobs (NOW HIRING)

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Jp Morgan Credit Risk Management information

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$86.5K

$158.3K

$239.5K

How much do jp morgan credit risk management jobs pay per year?

As of Jun 15, 2026, the average yearly pay for jp morgan credit risk management in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What are some typical challenges faced by professionals in JP Morgan's Credit Risk Management team, and how can new hires effectively address them?

Professionals in JP Morgan's Credit Risk Management team often encounter challenges such as analyzing complex financial statements, staying updated on changing market conditions, and balancing risk tolerance with business objectives. New hires can effectively address these by leveraging strong analytical skills, utilizing internal risk assessment tools, and collaborating closely with colleagues in front office, legal, and compliance teams. Regular communication and continuous learning are essential to adapt to evolving regulatory requirements and internal risk frameworks, ensuring informed decision-making and robust risk mitigation.

What are the key skills and qualifications needed to thrive in Credit Risk Management at J.P. Morgan, and why are they important?

To thrive in Credit Risk Management at J.P. Morgan, you need strong analytical skills, a solid understanding of financial markets, and typically a degree in finance, economics, or a related field. Familiarity with risk assessment tools, financial modeling software such as Excel, and knowledge of regulatory frameworks like Basel III are highly valued. Excellent communication, critical thinking, and attention to detail are essential soft skills for effectively assessing risks and presenting findings to stakeholders. These capabilities ensure accurate risk evaluation and informed decision-making, which are vital for protecting the firm's financial health.

What is Credit Risk Management at J.P. Morgan?

Credit Risk Management at J.P. Morgan involves identifying, assessing, and mitigating the risk of loss that the bank could face if a borrower or counterparty fails to meet their financial obligations. Professionals in this field analyze the creditworthiness of clients, set lending limits, and monitor exposures across a range of industries and products. They play a critical role in maintaining the firm’s financial stability by ensuring that credit risks are managed in accordance with regulatory requirements and internal policies. The team works closely with business units to structure deals while protecting the bank’s interests.

What is the difference between Jp Morgan Credit Risk Management vs Jp Morgan Credit Analyst?

AspectJp Morgan Credit Risk ManagementJp Morgan Credit Analyst
Primary RoleOversees credit risk policies, assesses overall credit risk exposure, and develops risk mitigation strategies.Analyzes individual credit applications, assesses borrower creditworthiness, and recommends credit decisions.
Required CredentialsTypically requires a bachelor's degree in finance, economics, or related field; certifications like CFA are common.Requires a bachelor's degree in finance, economics, or related field; certifications like CFA or credit-specific courses are advantageous.
Work EnvironmentStrategic, risk-focused environment within the credit risk management team.Analytical, client-facing environment within the credit analysis team.

While both roles require strong financial analysis skills and relevant credentials, Credit Risk Management focuses on overseeing and mitigating overall credit risk at a strategic level, whereas Credit Analysts concentrate on evaluating individual credit applications to inform lending decisions.

Infographic showing various Jp Morgan Credit Risk Management job openings in the United States as of June 2026, with employment types broken down into 91% Full Time, 3% Part Time, 3% Temporary, and 3% Contract. Highlights an 94% In-person, 3% Hybrid, and 3% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.
Risk Management - Credit Officer - Associate

Risk Management - Credit Officer - Associate

JP Morgan Chase

Plano, TX • On-site

Full-time

Medical, Retirement

Posted 14 days ago


JPMorgan Chase & Co. rating

8.1

Company rating: 8.1 out of 10

Based on 469 frontline employees who took The Breakroom Quiz

46th of 141 rated banks


Job description

Bring your expertise to JPMorgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Associate Credit Officer within the Credit Risk team, you will play an important role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on post-closing multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing and underwriting loans ranging from $1MM to $25MM+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship.

Job Responsibilities

  • Oversee all aspects of credit analysis on post-closing commercial real estate/multifamily loans.
  • Evaluate and manage risks in each transaction.
  • Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal.
  • Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements.
  • Apply data analysis techniques to interpret results and provide insights and recommendations to management.
  • Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge.
     

Required qualifications, capabilities, and skills:

  • Minimum 2+ years of experience in commercial real estate lending or 3+ years of other banking/finance experience.
  • Good understanding of multifamily real estate property valuations and cash flow analysis.
  • Strong financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements.
  • Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail.
  • Excellent verbal/written communication and problem-solving skills.
  • Ability to prioritize, plan, and manage processes to complete credit analysis and other assignments as needed.
  • Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems

Preferred qualifications, capabilities, and skills:

  • Bachelor's degree in accounting, finance, economics, or real estate is preferred.
  • Familiarity with regional markets and municipal regulations.

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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