Internship Morningstar Development Program Jobs in Kentucky

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a \"small company\" culture where your ideas will be heard with \"big company\" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Passionate about continuous learning, growth, networking, and leadership? Take the first step toward a rewarding career with Great American's Underwriter Development Program. Through hands‑on learning, mentorship and exposure to multiple areas of the business, you'll develop the skills and experience needed to thrive as a commercial insurance underwriter. You'll gain valuable insight from experienced professionals across property and casualty insurance, including underwriting, claims, operations, and product management. This unique learning experience is designed to help you build a strong foundation and launch a successful career in the insurance industry. During the seven‑week Underwriter Development Program, you’ll develop the fundamental skills and knowledge required of a commercial insurance underwriter while working closely with experienced underwriters, managers and business leaders. Through structured training, real‑world experience and ongoing mentorship, you'll strengthen your technical, analytical and leadership skills while gaining exposure to a variety of specialty insurance products and business risks. A strong commitment to learning and professional growth is essential, as you’ll continually expand their industry knowledge and adapt to the evolving insurance marketplace.

The program starts in June 2027 and is based in our downtown Cincinnati, OH headquarters.

Essential Job Functions and Responsibilities

• Use independent judgment and initiative to support business goals.
• Provide exceptional customer service to internal and external partners.
• Analyze coverage requests, limits, and exposures to determine appropriate underwriting terms.
• Apply underwriting guidelines, rating methodologies, and applicable insurance laws and regulations.
• Order and evaluate underwriting reports, including motor vehicle records, loss history reports, inspections, and loss control assessments.
• Assess risk quality and compliance with company guidelines and recommend appropriate loss prevention actions.
• Price business in accordance with company underwriting standards.
• Develop and maintain effective working relationships with customers, agents and colleagues.
• Complete assigned training, education, and professional development activities.
• Perform other duties as assigned.

Qualifications

• Bachelor's degree with a minimum 3.2 GPA.
• Demonstrated leadership experience through extracurricular activities, internships, co‑ops, campus organizations, work experience, or community involvement.
• Strong verbal and written communication skills.
• Strong analytical, problem‑solving, and decision‑making abilities.
• Interest in commercial insurance, underwriting, and continuous professional development.

Business Unit: Property & Casualty Product Data & Compliance

Benefits

• Full‑time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement.
• Full‑time and eligible part‑time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs.

Your recruiter will provide details about benefits and specific compensation ranges during the hiring process.

Learn more at http://www.gaig.com/careers.

*Excludes seasonal employees and interns.

Great American Insurance Group understands the importance of choosing a financially strong company. We are an organization built for the long term and are committed to giving you that strength. Why can you trust Great American Insurance Group? For nearly 150 years, Americans have trusted us to protect them. Our innovative insurance solutions and specialization serves niche marketplaces that we know well. This expertise gives us a successful foundation that spans generations. You never know where a career in insurance will take you. Whether you are starting your career or are looking for a company to grow your experience, at Great American Insurance Group, you can join our more than 8,500 employees to “Be Here. Be GREAT!”

To learn more, visit our Career Page