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Internship Credit Risk Modeling Jobs in Des Moines, IA

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Internship Credit Risk Modeling information

What are the key skills and qualifications needed to thrive as an internship in credit risk modeling, and why are they important?

To thrive as an Internship Credit Risk Modeling, you generally need strong quantitative and analytical skills, a background in finance, statistics, or a related field, and familiarity with risk concepts. Experience with statistical programming languages such as Python, R, or SAS, and proficiency in Excel or SQL, are commonly required, and relevant coursework or certifications in risk management or data analysis are advantageous. Attention to detail, critical thinking, and effective communication help interns stand out when interpreting data and presenting risk findings. These skills are important to ensure accurate risk assessments, support data-driven decision-making, and facilitate collaboration within financial institutions.

What types of projects or tasks can I expect to work on during an internship in credit risk modeling?

As an intern in Credit Risk Modeling, you'll typically assist with statistical analysis, data preparation, and validation of risk models used by the organization to evaluate creditworthiness. You may support senior analysts in building or refining predictive models using programming languages like Python or R, and work with large datasets to uncover trends in borrower behavior. Interns often collaborate with risk analysts, data scientists, and IT teams, gaining exposure to both technical and business perspectives. This hands-on experience helps build a solid foundation for a future career in quantitative finance or risk management.

What is the difference between Internship Credit Risk Modeling vs Credit Risk Analyst?

AspectInternship Credit Risk ModelingCredit Risk Analyst
CredentialsTypically pursuing or recent graduate, some familiarity with finance or statisticsBachelor's degree in finance, economics, or related field; often requires some experience
Work EnvironmentInternship setting, supervised, project-basedFull-time, professional environment, more independent responsibilities
Industry UsageEntry-level, educational focus, training periodCore role in financial institutions, ongoing risk assessment

Internship Credit Risk Modeling positions are designed for students or recent graduates gaining initial experience, often with supervised tasks. Credit Risk Analysts are experienced professionals responsible for ongoing risk evaluation, requiring more advanced skills and independence. The internship serves as a training ground, while the analyst role involves continuous risk management in financial institutions.

What is an internship in credit risk modeling?

An Internship in Credit Risk Modeling is a temporary position, usually for students or recent graduates, where you work with financial institutions to understand and help develop models that predict the likelihood of borrowers defaulting on loans. Interns typically assist in analyzing data, building statistical models, and supporting risk assessment processes. This role provides hands-on experience with financial data, programming, and model validation, making it valuable for those interested in finance, statistics, or data science. It also offers exposure to regulatory requirements and real-world risk management practices.
Infographic showing various Internship Credit Risk Modeling job openings in Des Moines, IA as of June 2026, with employment types broken down into 92% Full Time, and 8% Part Time. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution.

Consumer Technology Lead Software Engineer

Wells Fargo

Des Moines, IA • Hybrid

Full-time

This job post has expired today. Applications are no longer accepted.


Wells Fargo rating

7.8

Company rating: 7.8 out of 10

Based on 707 frontline employees who took The Breakroom Quiz

89th of 170 rated banks


Job description

About this role:

Wells Fargo is seeking a Lead Software Engineer with Consumer Technology team to design, develop, and lead scalable applications and reduce vulnerability risk by embedding secure code automation and proactive security initiatives into delivery pipelines. By shifting security controls earlier in the lifecycle, the role mitigates the growing frequency and impact of Zero Day and Heightened Awareness events before they reach production. This role requires deep expertise in current technologies, strong architectural skills, and the ability to mentor engineers while partnering closely with product, design, and engineering teams.

Learn more about the career areas and lines of business atwellsfargojobs.com.


In this role, you will:

  • Lead complex technology initiatives including those that are companywide with broad impact

  • Act as a key participant in developing standards and companywide best practices for engineering complex and large scale technology solutions for technology engineering disciplines

  • Design, code, test, debug, and document for projects and programs

  • Review and analyze complex, large-scale technology solutions for tactical and strategic business objectives, enterprise technological environment, and technical challenges that require in-depth evaluation of multiple factors, including intangibles or unprecedented technical factors

  • Make decisions in developing standard and companywide best practices for engineering and technology solutions requiring understanding of industry best practices and new technologies, influencing and leading technology team to meet deliverables and drive new initiatives

  • Collaborate and consult with key technical experts, senior technology team, and external industry groups to resolve complex technical issues and achieve goals

  • Lead projects, teams, or serve as a peer mentor


Required Qualifications:

  • 5+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  • 4+ years of Java and Python development experience

  • 3+ years of SAST/DAST/SCA tooling experience

  • 3+ years of User interface framework experience, Angular, ReACT.

  • 4+ years of Kubernetes based software deployment and development experience


Desired Qualifications:

  • 3+ years of CI/CD Security integration (pipeline scanning, gating)

  • 2+ years of Kafka experience

  • 2+ years of OWASP Top 10 (injection, auth issues, deserialization, etc.)

  • 2+years of Container security (image scanning, runtime protection)

  • 2+ years of Mongo experience

  • 3+ Years of implementing resilient software leveraging Event Driven Architecture, Microservices, Back pressure or bulkhead software designs

  • 3+ Years of observability experience (ELK, Splunk, AppDynamics, Grafana)

  • 1+ years of Agentic AI delivery experience.

  • Recommended application security certifications (one or more): CISSP, CSSLP, CASE, OSWE, CISM

  • Experience in developing applications in NET (preferred), C#, JavaScript, or other modern OOP languages.

  • Strong technical and business writing skills, plus the ability to effectively explain plans and solutions verbally to both technology and business units.

  • Experience with vulnerability management, including triage, remediation tracking, SLA adherence, and exception handling processes

  • Experience with API and identity security (OAuth2, OIDC, JWT, RBAC)

  • Experience with cloud security principles, including IAM, least privilege, and secrets management

  • Experience conducting threat modeling and secure design reviews

  • Experience implementing security automation and policy enforcement within CI/CD pipelines


Job Expectations:

  • This position offers a hybrid work schedule

  • This position is not eligible for Visa sponsorship

  • Relocation assistance is not available for this position

Acts as the security advocate within the team
Embeds secure-by-design practices into development
Enables developer education and maturity
Supports automation and guardrails

Posting End Date:

1 Aug 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visitDisability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.


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About Wells Fargo

Sourced by ZipRecruiter

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $1.9 trillion in assets, proudly serves one in three U.S. households and more than 10% of small businesses in the U.S., and is a leading middle market banking provider in the U.S. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 41 on Fortune's 2022 rankings of America's largest corporations. In the communities we serve, the company focuses its social impact on building a sustainable, inclusive future for all by supporting housing affordability, small business growth, financial health and a low-carbon economy.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

San Francisco, CA, US

Year founded

1852

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