Credit Risk Lead
Atlanta, GA · On-site
Strong understanding of credit underwriting principles, data science model application, risk appetite frameworks, and portfolio risk management. * Outstanding quantitative and deductive reasoning ...
Credit Risk Lead
Atlanta, GA · On-site
Strong understanding of credit underwriting principles, data science model application, risk appetite frameworks, and portfolio risk management. * Outstanding quantitative and deductive reasoning ...
Credit Risk Manager
Duluth, GA · On-site
Develop cash flow and unit economics models to estimate credit and financial performance. * Work ... risk analytics in consumer lending. * Excellent communication (verbal and written) with the ability ...
Credit Risk Manager
Duluth, GA · On-site
Develop cash flow and unit economics models to estimate credit and financial performance. * Work ... risk analytics in consumer lending. * Excellent communication (verbal and written) with the ability ...
Credit & Risk Management * Finance For students seeking academic internship credit, Interra International LLC will work with participants and their universities to ensure the program meets the ...
Credit & Risk Management * Finance For students seeking academic internship credit, Interra International LLC will work with participants and their universities to ensure the program meets the ...
Analyze funding opportunities across the credit spectrum and contribute to the implementation of ... Support and maintain forecasting and risk models, including multi-year funding forecasts and ...
Analyze funding opportunities across the credit spectrum and contribute to the implementation of ... Support and maintain forecasting and risk models, including multi-year funding forecasts and ...
Analyze funding opportunities across the credit spectrum and contribute to the implementation of ... Support and maintain forecasting and risk models, including multi-year funding forecasts and ...
Analyze funding opportunities across the credit spectrum and contribute to the implementation of ... Support and maintain forecasting and risk models, including multi-year funding forecasts and ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
Analyze funding opportunities across the credit spectrum and contribute to the implementation of ... Support and maintain forecasting and risk models, including multi-year funding forecasts and ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
Analyze funding opportunities across the credit spectrum and contribute to the implementation of ... Support and maintain forecasting and risk models, including multi-year funding forecasts and ...
Supports Wholesale bankers and Credit Risk Managers in the assessment of client credit risks as ... modeling skills
Supports Wholesale bankers and Credit Risk Managers in the assessment of client credit risks as ... modeling skills
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
Analyst II, Credit Risk
Atlanta, GA · On-site
In this dynamic position, you'll leverage advanced data analytics, statistical modeling, and ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...
Analyst II, Credit Risk
Atlanta, GA · On-site
In this dynamic position, you'll leverage advanced data analytics, statistical modeling, and ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...
In this dynamic position, you'll leverage advanced data analytics, statistical modeling, and ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...
In this dynamic position, you'll leverage advanced data analytics, statistical modeling, and ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
In this dynamic position, you'll leverage advanced data analytics, statistical modeling, and ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...
Analyst II, Credit Risk
Kennesaw, GA · On-site
In this dynamic position, you'll leverage advanced data analytics, statistical modeling, and ... As part of the Credit Risk team, you'll work in a fast-paced, team-oriented environment where your ...
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Owning P&L responsibilities by developing forecast models and successfully steering the business to ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Owning P&L responsibilities by developing forecast models and successfully steering the business to ...
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
... of risk modeling solutions. Responsibilities * Support the Director and lead the development, testing, and implementation of advanced credit risk models across consumer lending products including ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Owning P&L responsibilities by developing forecast models and successfully steering the business to ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Owning P&L responsibilities by developing forecast models and successfully steering the business to ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Owning P&L responsibilities by developing forecast models and successfully steering the business to ...
Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest ... Owning P&L responsibilities by developing forecast models and successfully steering the business to ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
Credit Officer & Head of Risk
Atlanta, GA · On-site
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
Strong expertise and background in consumer credit risk management, including underwriting, credit limits, pricing models, and portfolio management. * Experience leading a risk function. This must ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Support the credit team in projection modeling, independent analysis, and review of new or modified ...
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong ... Support the credit team in projection modeling, independent analysis, and review of new or modified ...
Internship Credit Risk Modeling information
What are the key skills and qualifications needed to thrive as an Internship Credit Risk Modeling, and why are they important?
To thrive as an Internship Credit Risk Modeling, you generally need strong quantitative and analytical skills, a background in finance, statistics, or a related field, and familiarity with risk concepts. Experience with statistical programming languages such as Python, R, or SAS, and proficiency in Excel or SQL, are commonly required, and relevant coursework or certifications in risk management or data analysis are advantageous. Attention to detail, critical thinking, and effective communication help interns stand out when interpreting data and presenting risk findings. These skills are important to ensure accurate risk assessments, support data-driven decision-making, and facilitate collaboration within financial institutions.
What types of projects or tasks can I expect to work on during an Internship in Credit Risk Modeling?
As an intern in Credit Risk Modeling, you'll typically assist with statistical analysis, data preparation, and validation of risk models used by the organization to evaluate creditworthiness. You may support senior analysts in building or refining predictive models using programming languages like Python or R, and work with large datasets to uncover trends in borrower behavior. Interns often collaborate with risk analysts, data scientists, and IT teams, gaining exposure to both technical and business perspectives. This hands-on experience helps build a solid foundation for a future career in quantitative finance or risk management.
What is the difference between Internship Credit Risk Modeling vs Credit Risk Analyst?
| Aspect | Internship Credit Risk Modeling | Credit Risk Analyst |
|---|---|---|
| Credentials | Typically pursuing or recent graduate, some familiarity with finance or statistics | Bachelor's degree in finance, economics, or related field; often requires some experience |
| Work Environment | Internship setting, supervised, project-based | Full-time, professional environment, more independent responsibilities |
| Industry Usage | Entry-level, educational focus, training period | Core role in financial institutions, ongoing risk assessment |
Internship Credit Risk Modeling positions are designed for students or recent graduates gaining initial experience, often with supervised tasks. Credit Risk Analysts are experienced professionals responsible for ongoing risk evaluation, requiring more advanced skills and independence. The internship serves as a training ground, while the analyst role involves continuous risk management in financial institutions.
What is an Internship in Credit Risk Modeling?
An Internship in Credit Risk Modeling is a temporary position, usually for students or recent graduates, where you work with financial institutions to understand and help develop models that predict the likelihood of borrowers defaulting on loans. Interns typically assist in analyzing data, building statistical models, and supporting risk assessment processes. This role provides hands-on experience with financial data, programming, and model validation, making it valuable for those interested in finance, statistics, or data science. It also offers exposure to regulatory requirements and real-world risk management practices.
What are the most commonly searched types of Credit Risk Modeling jobs in Georgia? The most popular types of Credit Risk Modeling jobs in Georgia are:
What are popular job titles related to Internship Credit Risk Modeling jobs in Georgia? For Internship Credit Risk Modeling jobs in Georgia, the most frequently searched job titles are:
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What cities in Georgia are hiring for Internship Credit Risk Modeling jobs? Cities in Georgia with the most Internship Credit Risk Modeling job openings:
Other
Medical, Dental, Vision, Life, Retirement, PTO
Posted 3 days ago
Job description
Credit Risk Lead
Department: Credit Risk
Employment Type: Permanent
Location: Atlanta
Description
About Us
YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world's leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.
We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.
The Role
We are seeking a Credit Risk Lead to oversee and drive the next phase of growth in our US business. Whilst the role is US market focused, like most of our functions, it is based out of our global headquarters in London.
In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company's risk appetite and regulatory obligations. You will partner closely with senior risk leadership, Product, Data, Compliance, and Commercial teams to strengthen credit policies, optimize decisioning frameworks, and maintain strong portfolio performance.
This role requires deep credit risk expertise and an ability to thrive in a fast paced environment. Outstanding interpersonal skills will be required both to lead the team and collaborate with business partners and senior management. You will be empowered to manage and be accountable for team performance, underwriting quality, operational efficiency, and the delivery of key risk outcomes in this strategically critical and high profile market.
Key Responsibilities
Skills, Knowledge and Expertise
Essential Skills:
Desirable Skills:
Benefits
Why join YouLend?
It's just getting fun:
Lots of upsides:
Motivating work environment:
We offer a comprehensive benefits package that includes:
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.
Department: Credit Risk
Employment Type: Permanent
Location: Atlanta
Description
About Us
YouLend is a rapidly growing FinTech that is the preferred embedded financing platform for many of the world's leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk.
We are owned by the leading Private Equity company, EQT, and have grown +100% year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe.
The Role
We are seeking a Credit Risk Lead to oversee and drive the next phase of growth in our US business. Whilst the role is US market focused, like most of our functions, it is based out of our global headquarters in London.
In this role, you will lead the US credit risk and underwriting team, owning, developing and innovating our credit strategy ensuring consistent, high-quality credit decisions aligned with the company's risk appetite and regulatory obligations. You will partner closely with senior risk leadership, Product, Data, Compliance, and Commercial teams to strengthen credit policies, optimize decisioning frameworks, and maintain strong portfolio performance.
This role requires deep credit risk expertise and an ability to thrive in a fast paced environment. Outstanding interpersonal skills will be required both to lead the team and collaborate with business partners and senior management. You will be empowered to manage and be accountable for team performance, underwriting quality, operational efficiency, and the delivery of key risk outcomes in this strategically critical and high profile market.
Key Responsibilities
- Overall market Credit Risk
- Ownership of the Credit Strategy for the US market
- Directly contribute to delivery of business KPIs as part of the wider US management team (e.g. growth, profitability, loss rate etc.)
- Collaborate with Credit Risk leads across all geographic markets contributing to global targets by sharing toolkit, insights, innovations and emerging risks
- Credit strategy development and innovation
- Ownership and delivery of the US Credit Strategy development and innovation roadmap socialised and agreed with business partners and senior leadership
- Continuous development and innovation of our Credit Strategy to maintain a market leading strategic capabilty
- Close collaboration with capital markets, product, tech, legal, compliance and operational teams to ensure strategic alignment, regulatory compliance and an integrated customer proposition
- Portfolio performance monitoring and management
- Monitor portfolio performance, identifying trends in credit quality, losses, and early risk indicators.
- Prepare and present risk reporting and insights to senior management including preparing for and leading Credit Committee discussions
- Recommend actions to mitigate emerging risks and optimise portfolio outcomes
- Team Leadership & Management
- Lead, manage, mentor, and develop a small team of credit risk analysts and underwriters.
- Recruit for and develop the team in line with our culture and values creating a tenured, talented and recognised centre of Credit Risk excellence
- Governance, Compliance and Quality Assurance
- Own and maintain the Risk Governance Framework including Credit Risk Policy and Process documentation in relation to the US market and federal / state regulatory requirements
- Oversee credit underwriting and risk assessment processes to ensure consistent application of credit policies and risk appetite including calling out issues and collaborating with 2nd line Quality Assurance teams
- Review complex or escalated cases and provide guidance on structured risk decisions
Skills, Knowledge and Expertise
Essential Skills:
- 5+ years of experience in credit risk, underwriting, or a related risk management function within financial services, fintech, lending, or commercial credit
- Strong understanding of credit underwriting principles, data science model application, risk appetite frameworks, and portfolio risk management.
- Outstanding quantitative and deductive reasoning skills; quickly able to identify insights in complex multi-dimensional data sets and autonomously develop and pursue solutions
- Strong written and verbal communication skills, including the ability to explain risk concepts to non-technical audiences
- Proven ability to lead teams, drive accountability, and influence cross-functional stakeholders
- Ability to evaluate financial statements, cash flow, and credit data to inform structured risk decisions
- Highly organized and comfortable managing multiple priorities in a fast-paced, growth-oriented environment
Desirable Skills:
- Experience in SME Lending
- Familiarity with US lending regulations and compliance requirements
- Experience working in other international markets
Benefits
Why join YouLend?
- Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work in 2024, 2025 and 2026" by the Sunday Times for being a supportive, diverse, and rewarding workplace.
- Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC.
It's just getting fun:
- We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace.
- But the global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started.
Lots of upsides:
- High-growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business).
- Well-capitalised with supportive private equity backing.
- Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets.
Motivating work environment:
- A high-quality team that pushes each other to succeed through direct feedback and aligned incentives.
- Strong and transparent team culture, we have each other's backs.
- Independent work environment where results matter.
- Data-driven culture and emphasis on speed (anti-red tape).
We offer a comprehensive benefits package that includes:
- Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium.
- Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare.
- Dental plan coverage
- Vision plan coverage
- Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family
- Retirement - 401K match. Employee match $1 for $1 up to 5% of salary.
- Basic Life & AD&D Insurance.
- International travel insurance covered if traveling abroad for work purposes.
- Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
- Paid Office Parking
At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.