Internship Aml Transaction Monitoring Jobs in Georgia

Overview:

Receives, verifies, processes, and distributes incoming transfers and maintains records of transactions. Responsible for transfer and preparation of incoming, outgoing, and internal funds transfers.

Essential Duties:

• Process incoming wires, domestic and international
• Process outgoing wires, domestic and international
• Verify information on incoming and outgoing wires
• Process cash management wires
• Daily review and scanning of documents
• Perform all duties in compliance with BSA/AML regulations and requirements
• Obtains adequate data for CIP on all wire and money instrument transactions
• Monitors and reports suspicious activity to the BSA Officer

Competencies:

Communication:

• Greet customers and coworkers in a friendly manner 
• Uses common courtesy when speaking with customers and coworkers 
• Communicates clearly and effectively in writing and speaking 
• Reacts to feedback appropriately
• Able to communicate negative information positively and professionally 

Compliance:

• Familiar with the overall BSA/AML regulations and requirements 
• Exhibits adequate knowledge of the following: CIP, Account Risk Assessment, Customer Due Diligence, CTR, OFAC, Cash purchase of monetary instruments, Originating Bank, Beneficiary Bank, TIN, NRA, HIDTA, HIFCA and SAR 
• Exhibits adequate knowledge of the following concepts: placement, layering, and integration 
• Familiar with the reporting requirements pertaining to currency transactions, cash purchase monetary instruments, wire transfers and opening of an account
• Exhibits adequate knowledge of regulations governing consumer laws pertaining to deposits or loans products 
• Knows where and to whom any "suspicious" activity should be reported 

Knowledge of the Job:

• Understands policies, procedures, and regulations related to their job description.
• Has the product and operational knowledge needed to do the job.
• Has the technical skills required to do the job and uses technology appropriately.
• Remains current on all Bank communication.

Personal Integrity:

• Demonstrates commitment to providing quality service to customers
• Make commitments that are within the scope of the position
• Accepts responsibility for own work
• Maintains strong commitment to the bank's conduct/accuracy guidelines
• Taking responsibility for a thorough and detailed method of working.

Respect:

• Value diversity, differences in experience, backgrounds, and opinions of others 
• Treats all people with dignity and honesty 
• Shows respect and sensitivity for cultural differences
• Respects the confidential nature of information 
• Maintains composure when dealing with the unexpected 

Teamwork

• Promotes teamwork with flexibility and cooperation
• Works in the best interests of their team to achieve overall Bank goals
• Knows when to ask for help, solicit input from appropriate resources
• Works effectively and productively with all areas of the Bank

Personal Development

• Continue to develop knowledge of Metro City Bank products, services, and procedures
• Demonstrates commitment to continuous learning and improvement
• Remains current on all Compliance courses assigned

Education/Additional Training or Certifications:

• High school Diploma/GED or equivalent work experience

Knowledge/Experience:

• Software skills including Microsoft Office, Adobe, Internet, and Email
• Prior Banking experience preferably in the operations environment

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to stand; walk and reach with hands and arms. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and color vision.

AAP/EEO Statement:

Metro City Bank is an Equal Employment Opportunity/Affirmative Action Employer with regard to Females, Minorities, Veterans and Disabled Persons

Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.