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Insurance Utilization Review Jobs in Baltimore, MD

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Insurance Utilization Review information

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How much do insurance utilization review jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for insurance utilization review in Baltimore, MD is $42.01, according to ZipRecruiter salary data. Most workers in this role earn between $33.22 and $48.27 per hour, depending on experience, location, and employer.

What is an insurance utilization review?

An Insurance Utilization Review job involves evaluating medical treatments and services to determine if they are necessary, appropriate, and covered by a patient's insurance plan. Professionals in this role review medical records, treatment plans, and insurance policies to ensure compliance with guidelines and cost-effectiveness. They work closely with healthcare providers, insurance companies, and patients to facilitate approvals or appeals. The goal is to balance quality patient care with cost containment in the healthcare system.

What are the key skills and qualifications needed to thrive in insurance utilization review?

To thrive in Insurance Utilization Review, you generally need a strong background in healthcare or nursing, an understanding of medical terminology, and analytical thinking skills, often supported by an RN license or relevant clinical experience. Familiarity with utilization management software, coding systems like ICD-10, and knowledge of regulatory requirements (such as Medicare or Medicaid) are important. Strong communication, attention to detail, and problem-solving abilities help professionals excel when interacting with providers and insurers. These skills are essential to ensure appropriate care is authorized while maintaining regulatory compliance and cost-effectiveness.

What are the most common challenges faced by insurance utilization review professionals?

One common challenge in Insurance Utilization Review is balancing the need for cost-effective care with the clinical needs of patients, which often requires careful analysis and decision-making. Professionals in this role frequently navigate complex medical records, strict policy guidelines, and collaborate with healthcare providers who may advocate strongly for particular treatments. Managing challenging conversations while maintaining professionalism and ensuring timely determinations are also a regular part of the role. Developing expertise in these areas can make the job both demanding and rewarding, while building a strong foundation for career growth within healthcare administration.

How do I get into an insurance utilization review?

To become an insurance utilization review specialist, candidates typically need a background in healthcare, nursing, or a related field, along with knowledge of insurance policies and medical terminology. Certification such as the Certified Professional in Healthcare Quality (CPHQ) or similar credentials can enhance job prospects. Relevant skills include attention to detail, analytical thinking, and familiarity with medical records and insurance software systems.

Is insurance utilization review a stressful job?

Insurance utilization review can be stressful due to the need for accuracy, attention to detail, and meeting strict deadlines. Reviewers often handle complex cases and must balance policy guidelines with patient needs, which can contribute to job pressure. However, the level of stress varies depending on workload, work environment, and individual coping skills.

What are the most commonly searched types of Insurance Utilization Review jobs in Baltimore, MD?

The most popular types of Insurance Utilization Review jobs in Baltimore, MD are:

Infographic showing various Insurance Utilization Review job openings in Baltimore, MD as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $87,383 per year, or $42 per hour.

Utilization Review Specialist (BCBA Licensee)

System One

Baltimore, MD โ€ข Remote

$51/hr

Contractor

Medical, Dental, Vision, Life, Retirement

Re-posted 14 days ago


Job description

Job Title: Utilization Review Specialist (BCBA Licensee) Location: Baltimore, MD (Remote – offsite) Type: Contract To Hire Compensation: $51/hr (W2) Work Model: 100% Remote Must be Licensed in one of the 3 states: MD, VA or Washington D.C.

Overview Utilizing key principles of utilization management, the Utilization Review Specialist (BCBA Licensee) performs prospective, concurrent, and retrospective reviews to determine authorization, medical necessity, and appropriateness of Applied Behavior Analysis (ABA) services. This role leverages clinical expertise in behavior analysis and evidence-based ABA practices to evaluate treatment plans, service intensity, and clinical outcomes for individuals with Autism Spectrum Disorder (ASD) and other developmental or behavioral diagnoses.

Responsibilities

  • Perform prospective, concurrent, and retrospective reviews to determine authorization, medical necessity, and appropriateness of ABA services.
  • Review ABA treatment requests (initial, concurrent, and retrospective) for clinical appropriateness and benefit coverage.
  • Evaluate ABA treatment plans, goals, supervision models, requested service intensity, and progress/outcomes using behavior analytic principles and evidence-based practices.
  • Analyze clinical documentation, benefit plans, mandates, and medical/behavioral health policies to support determinations related to ABA services.
  • Determine medical necessity and appropriateness by referencing applicable regulatory mandates, contracts/benefit information, and clinical guidelines and policies.
  • Conduct research and analysis of behavioral health conditions, ABA treatment methodologies, and emerging practices within the field of behavior analysis.
  • Collaborate with internal clinical leadership (e.g., medical directors) and cross-functional partners (e.g., provider and member services) to support appropriate benefit application and case decision-making.
  • Coordinate as needed with internal partners and providers related to benefit determinations and case-related follow-up.
  • Make appropriate referrals and contacts as needed; support members and providers with alternative care options when appropriate.
  • Provide guidance to providers and internal teams regarding ABA best practices, documentation standards, and authorization requirements.
  • Develop and present educational materials on ABA topics, treatment trends, and case learnings to internal stakeholders.

Requirements

  • Master’s Degree or higher in Behavior Analysis, Psychology, Education, or a related field
  • Board Certified Behavior Analyst (BCBA) certification — active and in good standing
  • Active state licensure as a Behavior Analyst (if required in the practicing state) — required where applicable
  • 3–5+ years of clinical ABA experience
  • Direct patient care experience delivering ABA services (e.g., in-home, center-based, school-based, community)
  • Demonstrated experience developing ABA treatment plans, including:
    • Functional behavior assessment/analysis (FBA/FA) and clinical documentation
    • Individualized goal development and measurement strategies
    • Treatment plan updates based on data and clinical progress
    • Caregiver training and/or supervision/model oversight (as applicable)
  • Strong written and interpersonal communication skills; ability to communicate effectively with providers and internal stakeholders
  • Strong clinical assessment and analytical skills with the ability to make sound, timely determinations
  • Ability to manage competing priorities and maintain organization in a fast-paced environment
  • Proficiency with web-based tools and Microsoft Office (Word, Excel, PowerPoint)

Preferred Qualifications

  • Prior experience in utilization management, care management, or payer-side review of ABA services
  • Working knowledge of managed care and health delivery systems
  • Familiarity with clinical guidelines, medical policies, accreditation, and regulatory standards (e.g., NCQA and comparable standards)
  • Comfort working in a web-based systems environment and using online resources to support clinical review decisions

System One, and its subsidiaries including Joulé and Mountain Ltd., are leaders in delivering outsourced services and workforce solutions across North America. We help clients get work done more efficiently and economically, without compromising quality. System One not only serves as a valued partner for our clients, but we offer eligible employees health and welfare benefits coverage options including medical, dental, vision, spending accounts, life insurance, voluntary plans, as well as participation in a 401(k) plan.

System One is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, age, national origin, disability, family care or medical leave status, genetic information, veteran status, marital status, or any other characteristic protected by applicable federal, state, or local law.

#M-1 #LI-AJ1 Ref: #851-Rockville-S1


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About System One

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System One helps employers get work done more efficiently and economically without compromising quality. Over our 35+ year history, we've helped connect thousands of talented people with innovative companies. The excitement of a perfect fit motivates us every single day.

Industry

Business consulting services and recruiting and staffing services

Company size

5,001 - 10,000 Employees

Headquarters location

Pittsburgh, PA, US