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Insurance Sales W2 information

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$29.5K

$92.1K

$140.5K

How much do insurance sales w2 jobs pay per year?

As of Jun 16, 2026, the average yearly pay for insurance sales w2 in the United States is $92,116.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,500.00 and $116,000.00 per year, depending on experience, location, and employer.

Is selling insurance a 1099 job?

Insurance sales positions can be structured as either W-2 or 1099 jobs, depending on the employer and the specific role. W-2 insurance agents are employees with taxes withheld, while 1099 agents are independent contractors responsible for their own taxes and expenses. The classification often depends on the company's employment setup and the agent's level of independence in sales activities.

What are Insurance Sales W2 jobs?

Insurance Sales W2 jobs are positions where insurance agents are classified as employees (W2) rather than independent contractors. As W2 employees, they typically receive a regular salary, benefits, and may also earn commissions or bonuses for selling insurance policies. These roles often involve selling various types of insurance, such as life, health, auto, or property insurance, to individuals or businesses. W2 insurance sales agents may also receive training, support, and leads from their employer, which can help them succeed in their role.

Why do so many insurance agents quit?

Insurance sales agents often leave the profession due to high competition, inconsistent income, and the pressure to meet sales targets. The job requires strong communication skills, self-motivation, and ongoing training, which can be challenging for some individuals over time.

What jobs pay 2000 a day?

Insurance sales positions, such as those for high-performing agents, can potentially pay $2,000 or more per day through commissions and bonuses, especially for those with extensive client networks and sales experience. Other high-earning roles include certain consulting, investment banking, or specialized medical professions, but these typically require advanced skills, certifications, or significant experience. Earnings vary widely based on performance, industry, and location.

What is the difference between Insurance Sales W2 vs Insurance Agent (Independent Contractor)?

AspectInsurance Sales W2Insurance Agent (Independent Contractor)
Employment StatusEmployeeIndependent Contractor
CompensationSalary + CommissionsCommissions + Potential Bonuses
Work EnvironmentCompany Office or RemoteSelf-Managed, Flexible Locations
Required CredentialsLicensing, sometimes certificationsLicensing, sometimes certifications
Employer RelationshipDirect EmployerMultiple or Self-Employed

Insurance Sales W2 roles typically offer a stable salary, benefits, and a structured work environment, while Insurance Agents (Independent Contractors) operate more independently, earning commissions and managing their own schedules. The choice depends on desired stability versus flexibility and independence.

What are some common challenges Insurance Sales W2 professionals face when building a client base, and how can they address them?

Insurance Sales W2 professionals often encounter challenges such as establishing trust with potential clients, handling rejection, and differentiating themselves in a competitive market. Building a strong client base typically requires persistence, excellent communication skills, and proactive networking. Leveraging company-provided leads, maintaining regular follow-ups, and staying informed about the latest insurance products can help. Additionally, collaborating with experienced team members for mentorship and attending industry events can provide valuable insights and connections to grow your client portfolio.

Are insurance agents W2 employees?

Insurance sales agents can be employed as W2 employees or independent contractors, depending on the company's structure. W2 employees typically receive a salary or hourly wage, have taxes withheld by the employer, and may have access to benefits. It's important to clarify the employment type when applying or accepting a position, as it affects taxes and work arrangements.

What are the key skills and qualifications needed to thrive as an Insurance Sales W2 employee, and why are they important?

To excel as an Insurance Sales W2 employee, you need a solid understanding of insurance products, state licensing, and strong sales acumen. Familiarity with CRM software, quoting tools, and insurance underwriting systems is typically required, along with any relevant producer licenses. Outstanding interpersonal skills, persistence, and active listening abilities help build trust with clients and close sales. These competencies enable you to effectively match clients with appropriate coverage, drive revenue, and maintain compliance in a competitive industry.
Infographic showing various Insurance Sales W2 job openings in the United States as of June 2026, with employment types broken down into 88% Full Time, 6% Part Time, and 6% Contract. Highlights an 79% In-person, and 21% Remote job distribution, with an average salary of $92,116 per year, or $44.3 per hour.
Insurance Sales Agent - Omaha, NE

Insurance Sales Agent - Omaha, NE

AAA Auto Club Group

North East, PA • On-site

$57K - $87K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 5 days ago

AAA The Auto Club Group rating

7.5

Company rating: 7.5 out of 10

Based on 273 frontline employees who took The Breakroom Quiz

196th of 261 rated insurance

Job description

It's a great time to join AAA The Auto Club Group!

JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD

Job Type:

Full time

Exempt/Non Exempt:

Hourly

Job Description:


$2,500 Signing Bonus for new hires

**To qualify for the Sign-On Bonus, applicants must be new to ACG (not applied in the last 180 days.) There is a 1-year payback clause if your employment is terminated prior to completing 12 months of employment. Additional details can be provided by our Recruiting Team at the time of application**

Join America's most trusted brand with over 100 years of service.

Why Choose AAA The Auto Club Group (ACG)

ACG offers excellent and comprehensive benefits packages:

  • Medical, dental and vision benefits

  • 401k Match up to 6%

  • Paid parental leave and adoption assistance

  • Paid Time Off (PTO), Company paid holidays, CEO days, and Floating Holidays

  • Tuition Reimbursement

  • Professional certification reimbursement program and other professional development opportunities

  • Complimentary AAA Membership

  • Discounts, perks, and rewards and much more

  • Paid volunteer day annually

Trusted Insurance Brand

  • Walk-in traffic in local AAA branches from Travel/Car Care/Life

  • Lead generation of 14+ million members

  • Annual Sales Incentive Trip

A DAY IN THE LIFE of an Insurance Sales Agent

The Auto Club Group is seeking a prospective Insurance Sales Agent who is responsible for the sale and service of ACG branded and brokered insurance products, memberships, and financial products within an ACG branch.

  • Uses sales techniques and product knowledge to identify customer-specific needs to generate new sales, retain existing insureds, and grow ACG's overall insurance book of business.

  • Effectively overcomes objections to close the sale and/or retain the insured.

  • Works to meet or exceed targets as defined in the sales incentive plan and goals assigned by leadership.

  • Conducts insurance review for clients to identify a range of suitable products. Uses provided tools and applicable underwriting guidelines to assess risk, recommend appropriate products and related coverage, quote, bind and issue policies.

  • Participates in local branch events, to solicit new business, create and expand business networks.

  • Build rapport critical to establishing customer satisfaction, loyalty, and affinity to the AAA brand.

  • Responds to customer inquiries and requests relating to insurance, membership, and financial products.

  • Refer Members to other applicable lines of business (i.e., Travel & Financial Services) as deemed appropriate.

HOW WE REWARD OUR EMPLOYEES

Average annual earnings $57,097-$87,085+

Pay Structure

  • Base Pay $31,200 + commissions on Property and Casualty, Life Insurance Referrals, AAA Memberships, and Credit Card sales.

  • W2, non-exempt, eligible for overtime

  • Unlimited commission potential

  • Elevated commission payout (first 15 months)

Supplemental Pay

  • Additional $200/week for months 0-2

  • Additional $150/week for months 3-4

  • Additional $100/week for months 5-6

New Hire On-Pace Bonus

WE ARE LOOKING FOR CANDIDATES WHO

Required Qualifications:

  • Current Property & Casualty Insurance Sales license

  • Current Life & Health Insurance Sales license, or obtain within 30 days of hire

  • Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products.

  • Obtain Health and Accident licenses and appointments where applicable as deemed necessary and within a time frame established by the Business Unit.

Education

  • High School diploma or equivalent

Work experience

  • 1+ year(s) of customer-facing experience in a fast-paced computer automated business environment (i.e., financial/banking)

Successful candidates will possess:

  • Strong sales skills with a knowledge of effectively developing, tracking, following up on and closing leads.

  • Possess consultative selling techniques utilizing thorough product knowledge.

  • Strong prospecting skills

  • Excellent verbal and written communication skills combined with strong customer focus

  • Ambition, motivation, and drive

  • Knowledge of desktop systems including, but not limited to, CRM and Microsoft Office software applications.

  • Excellent listening skills and ability to understand customer needs.

Work Environment

Schedule: Monday - Friday 8:30 AM - 5:30 PM. 40 hours a week. Scheduled hour for lunch.

This is 100% an in-office position. Employees will service ACG members in-person and are based on site in an ACG branch facility.

Who We Are

Become a part of something bigger.

The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life's journey through insurance, travel, financial services, and roadside assistance.

And when you join our team, one of the first things you'll notice is that same, whole-hearted, enthusiastic advocacy for each other.

We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.

To learn more about AAA The Auto Club Group visit www.aaa.com

Important Note:

ACG's Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.

The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.

The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

Regular and reliable attendance is essential for the function of this job.

AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.

What AAA The Auto Club Group employees say

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American Automobile Association logo

About American Automobile Association

Sourced by ZipRecruiter

The American Automobile Association (AAA), headquartered in Heathrow, Florida, USA, is a reputable force in the automotive and insurance industry. Originating in 1902, it began as a coalition of motor clubs with the common goal of providing better roads and travel conditions for motorists. Today, AAA is a comprehensive, multifaceted organization that offers a range of services, including roadside assistance, auto repair services, travel agency services, and diverse insurance products - Auto, Home, Life and more. A significant principle for AAA is to continuously deliver value to their 61 million members through safety, security and peace of mind. The company's mission and core values focus on championing its members' rights and interests, advocating innovation, integrity, teamwork and respect.

Industry

Non-profits

Company size

10,000+ Employees

Headquarters location

Heathrow, FL, US

Year founded

1902

Social media

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