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Insurance Sales Rep Jobs in Toronto, ON (NOW HIRING)

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Insurance Sales Rep information

What does an insurance sales rep do?

An Insurance Sales Representative sells insurance policies to individuals or businesses, helping clients choose coverage that best fits their needs. They explain various insurance products, answer questions about coverage, and assist with policy applications. Insurance Sales Reps also help clients make changes to their policies, process renewals, and file claims. Their goal is to ensure customers are adequately protected while meeting sales targets set by their employer.

What are the key skills and qualifications needed to thrive as an insurance sales rep?

To thrive as an Insurance Sales Representative, you need a solid understanding of insurance products, sales techniques, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software and quoting platforms is important for managing leads and processing applications. Strong interpersonal skills, active listening, and persuasive communication help build trust and close sales with clients. These skills ensure you can effectively match clients with appropriate coverage, meet sales targets, and build lasting client relationships in a competitive market.

What are some common challenges faced by insurance sales reps, and how can they be overcome?

Insurance Sales Reps often encounter challenges such as meeting sales targets, overcoming client objections, and building a reliable client base. Success in this role typically requires perseverance, excellent communication skills, and the ability to educate clients about complex insurance products. Regular follow-up, leveraging CRM tools, and seeking mentorship from experienced colleagues can help new reps build confidence and improve their sales techniques. Additionally, staying updated on industry trends and continuously improving product knowledge can make it easier to address customer concerns effectively.

Is it hard to make money in insurance sales?

Insurance sales representatives can earn varying income levels based on commissions, sales skills, and client base. Success often depends on building relationships, product knowledge, and persistence, with income potential increasing as experience and sales volume grow.

What type of insurance sales rep pays the most?

In insurance sales, those specializing in high-net-worth clients or commercial insurance often earn the highest commissions and salaries. Experienced agents with strong sales skills, industry certifications, and a focus on complex policies tend to have higher earning potential compared to those selling standard personal lines insurance.

Why do most insurance sales representatives quit?

Many insurance sales representatives quit due to high rejection rates, inconsistent income, and the pressure to meet sales targets. The job often requires strong communication skills, self-motivation, and resilience, which can be challenging over time. Additionally, the commission-based pay structure can lead to financial instability, prompting some to leave the profession.

What cities near Toronto, ON are hiring for Insurance Sales Rep jobs?

Cities near Toronto, ON with the most Insurance Sales Rep job openings:

Insurance Sales Rep jobs near you
Infographic showing various Insurance Sales Rep job openings in Toronto, ON as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 18% Part Time, and 5% Contract. Highlights an 83% Physical, 4% Hybrid, and 13% Remote job distribution.

Desjardins Insurance Account Representative

Richard Demille - Desjardins Insurance Agent

Acton, ON

Full-time, Contractor

Medical, Dental, Life, PTO

Re-posted 4 days ago

Job description

Insurance Sales Advisor

Location: OAKVILLE, ONT
Type: Full Time, Permanent

Position Overview:
Successful Desjardins Agent is seeking a qualified professional to join their winning team for the role of Insurance Account Representative - Desjardins Agent Team Member. We seek an energetic professional interested in helping our business grow through value-based conversations and remarkable customer experience. If you are a motivated self-starter who thrives in a fast-paced environment, then this is your opportunity for a rewarding career with excellent income and growth potential.

Responsibilities:

  • Develop leads, schedule appointments, identify customer needs, and market appropriate products and services.
  • Provide prompt, accurate, and friendly customer service.
  • Knowledge of Insurance products and how they help people manage their risks
  • Meet deadlines with accuracy and thoroughness.
  • Reaching monthly sales targets

Benefits of working with us:

  • Salary (sales team)
  • Uncapped Commission (P&C + LIFE - % of premium sold)
  • Annual Bonus (subject to office qualification, etc.)
  • Ad-Hoc/Monthly/quarterly team promotions and bonus will be available
  • Annual Travel bonus baid by agent (Office must qualify)
  • 3 weeks vacation
  • Health and Dental Benefits (after 3 months)
  • RRSP match program
  • Technology (laptop)
  • Potential for total compensation over 6 figures

Qualifications and Experience

  • Sales experience (outside sales or inside sales representative, retail sales associate, or telemarketing) preferred
  • Successful track record of meeting sales goals/quotas preferred
  • Networking experience preferred
  • Excellent interpersonal skills
  • Excellent communication skills - written, verbal and listening
  • Proactive in problem solving
  • Dedicated to customer service
  • Ability to multi-task
  • Ability to make presentations to potential customers
  • Property & Casualty license (OTL license preferred/must be able to obtain - all licencing fees to be paid by Agent on successful completion)
  • LLQP to be obtained within 3 months of start in order to service existing customers (all licencing fees to be paid by Agent on successful completion)

Desjardins is a leading provider of Auto, Home and Life insurance as well as Financial services in Canada, with the passion to become the customer's first and best choice in the products and services we provide. Training provided for the licensed candidate. 

This is a Full-time position within a Desjardins Insurance Agency in Oakville.

We thank all applicants for their interest, however, only those selected for interview will be contacted.

Richard Demille Insurance and Financial Services Ltd.

These positions are with an independent contractor agent that is part of the Desjardins exclusive agent network, not with Desjardins Group or its subsidiaries. This Agents’ employees are not employees of Desjardins. Independent contractor Agents are responsible for and make all employment decisions regarding their employees.