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Insurance Risk Manager Jobs in Troy, MI (NOW HIRING)

USI Insurance Services

Personal Risk Specialist

Troy, MI

$92K/yr

... insurance needs of high net worth individuals, with the ability to provide consultative advice to tailor personal risk management solutions accordingly. * Achieve new business sales goals on an ...

sasholdings

Risk Management Specialist

Auburn Hills, MI

$60K - $70K/yr

As the Risk Management Specialist, you will support the Company Vehicle Operations (CVO) program by managing policy violation reviews, claims processes, and risk-related reporting. You will oversee ...

Unison Risk Advisors

Sales Associate - P&C

Bloomfield, MI · On-site

$13.25 - $18/hr

Performs a detailed analysis of a prospective client's needs by reviewing their existing insurance / risk management program; makes recommendations for appropriate and competitive coverages.

USI Holdings Corporation

Personal Risk Specialist

Troy, MI · On-site

$93K/yr

Develop and oversee preparation of proposals for Personal Risk Management clients and prospects, research and assist in writing responses to clients and present individual personalized insurance ...

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All JobsInsurance Risk Manager JobsInsurance Risk Manager Jobs in Troy, MI

Insurance Risk Manager information

See Troy, MI salary details

$78.2K

$115.2K

$176.3K

How much do insurance risk manager jobs pay per year?

As of Jun 11, 2026, the average yearly pay for insurance risk manager in Troy, MI is $115,161.00, according to ZipRecruiter salary data. Most workers in this role earn between $95,700.00 and $130,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager, and why are they important?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.
What job categories do people searching Insurance Risk Manager jobs in Troy, MI look for? The top searched job categories for Insurance Risk Manager jobs in Troy, MI are:
What cities near Troy, MI are hiring for Insurance Risk Manager jobs? Cities near Troy, MI with the most Insurance Risk Manager job openings:
Insurance Risk Manager jobs near you

Sales Executive - Employee Benefits

Unison Risk Advisors

Bloomfield Hills, MI • On-site

Full-time

Medical, Life, Retirement

Posted 21 days ago

Job description

Job Summary: Responsible to generate sales opportunities with new clients in a defined market; coordinates personal sales efforts with department team members and other internal staff.  Also collaborates with the team to cross-sell products and services; develops and implements a personal sales plan with direct accountability for annual production goals. 

A Day in The Life:

  • Establishes a sales development plan to originate business with new clients; builds and maintains a book of business and incrementally grows the book at plan each year.   

  • Capitalizes on opportunities to cross-sell multiple lines of coverage to existing clients; collaborates with department peers and service staff managing the company's various practices to maximize the sale of services provided. 

  • Maintains a high level of sales activity through self-driven initiatives to achieve production goals; markets products and services to the appropriate contact. 

  • Develops and executes a proactive strategy to source leads, identify and target decision-makers, and make cold calls to obtain opportunities for an appointment and service presentation. 

  • Performs a detailed analysis of a prospective client's needs by reviewing their existing insurance / risk management program; makes recommendations for appropriate and competitive coverages. 

  • Customizes insurance programs to suit customer needs covering a variety of risks; explains features, advantages and disadvantages of various policies to promote the sale of services. 

  • Communicates products and services by developing the appropriate presentation and implementing closing techniques to secure the business. 

  • Meets with existing clients on a regular basis to maintain close relationships and ensure required services are provided as expected; acts as an adviser and consultant, helping customers analyze risk and apply innovative solutions to resolve complex risk problems. 

  • Maintains accurate and timely electronic records of all prospecting activities utilizing Microsoft CRM software including the data entry of established contacts, sales calls and presentations performed, closed sales achieved, and other follow-up activities. 

  • Develops a personal network of contacts for the long-term sourcing of prospects through professional referrals and special-interest groups; participants in community events, non-for-profit boards and other community networking opportunities. 

  • Attends industry events, seminars and informational workshops to learn about changes in the competitive market and the new products and services provided; receives technical training and enhances skills to improve account development ability. 

  • Stays up-to-date with legislative changes, industry trends and new product offerings; assists in the implementation of company promotional activities and seminars.   

  • Attends and participates in all mandatory Business Development Team meetings. 

What You’ll Need:

  • 3-5 years or more of related experience or the equivalent combination of education and experience.

  • Successful sales experience in the Insurance Brokerage field is required.

  • Property & Casualty, Life & Health, Personal Lines, or Retirement Planning experience is required.

  • Related license required.

Who You Are:

  • A pro-active, goal-driven and confident attitude 

  • A service-oriented, collaborative approach 

  • Effective networking and relationship-building skills 

  • Exceptional interpersonal abilities 

  • An outgoing, professional demeanor 

  • Excellent listening, verbal and written communication skills 

  • Highly-organized, detail-oriented and results-based  

  • Insightful, creative and innovative 

  • Strong analytical and problem solving skills 

Employment Type: FULL_TIME

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