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Insurance Risk Manager Jobs in Detroit, MI (NOW HIRING)

Unison Risk Advisors

Sales Associate - P&C

Bloomfield, MI · On-site

$13.25 - $18/hr

Performs a detailed analysis of a prospective client's needs by reviewing their existing insurance / risk management program; makes recommendations for appropriate and competitive coverages.

USI Holdings Corporation

Personal Risk Specialist

Troy, MI · On-site

$93K/yr

Develop and oversee preparation of proposals for Personal Risk Management clients and prospects, research and assist in writing responses to clients and present individual personalized insurance ...

USI Holdings Corporation

Personal Risk Specialist

Troy, MI · On-site

$92K/yr

Develop and oversee preparation of proposals for Personal Risk Management clients and prospects, research and assist in writing responses to clients and present individual personalized insurance ...

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All JobsInsurance Risk JobsInsurance Risk Manager JobsInsurance Risk Manager Jobs in Detroit, MI

Insurance Risk Manager information

See Detroit, MI salary details

$81.7K

$120.3K

$184.1K

How much do insurance risk manager jobs pay per year?

As of Aug 10, 2026, the average yearly pay for insurance risk manager in Detroit, MI is $120,286.00, according to ZipRecruiter salary data. Most workers in this role earn between $100,000.00 and $136,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Manager?

To thrive as an Insurance Risk Manager, you need expertise in risk assessment, analytical thinking, and a strong understanding of insurance principles, often supported by a relevant degree and certifications like ARM or CPCU. Familiarity with risk modeling software, statistical analysis tools, and regulatory compliance systems is typically required. Strong communication, decision-making, and problem-solving skills help you effectively advise stakeholders and manage complex risk scenarios. These abilities are crucial for identifying, evaluating, and mitigating risks to protect organizational assets and ensure regulatory compliance.

What is the difference between Insurance Risk Manager vs Insurance Underwriter?

AspectInsurance Risk ManagerInsurance Underwriter
CredentialsTypically requires a bachelor's degree in risk management, finance, or related fields; professional certifications like ARM or CPCU are commonUsually holds a bachelor's degree in finance, economics, or related areas; certifications like CPCU or ARe are beneficial
Work EnvironmentWorks in corporate risk management departments, analyzing and mitigating risks for the companyWorks in insurance companies, assessing individual or business applications to determine coverage and premiums
Employer & Industry UsageUsed by insurance companies and large corporations to manage risk exposurePrimarily employed by insurance carriers to evaluate and approve insurance policies

While both roles involve understanding insurance policies, the Insurance Risk Manager focuses on overall risk mitigation strategies within an organization, whereas the Insurance Underwriter evaluates individual insurance applications to determine coverage and pricing.

What does an Insurance Risk Manager do?

An Insurance Risk Manager is responsible for identifying, assessing, and mitigating risks that could negatively impact an organization’s assets, operations, or reputation. They analyze various types of risks—including financial, operational, and compliance risks—and develop strategies to minimize potential losses. Insurance Risk Managers also advise on appropriate insurance coverage, negotiate policies with insurers, and ensure that the company complies with relevant regulations to protect against unforeseen events.

What are the most common challenges Insurance Risk Managers face when working across different departments?

Insurance Risk Managers often collaborate with various departments such as underwriting, claims, and compliance to identify and mitigate potential risks. One common challenge is ensuring clear communication and alignment of risk policies across teams that may have different priorities or levels of risk awareness. Balancing regulatory requirements with business objectives can also be complex, requiring strong negotiation and relationship-building skills. Successfully navigating these challenges helps create a unified risk culture and strengthens the organization's overall resilience.
What are popular job titles related to Insurance Risk Manager jobs in Detroit, MI? For Insurance Risk Manager jobs in Detroit, MI, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Manager jobs in Detroit, MI look for? The top searched job categories for Insurance Risk Manager jobs in Detroit, MI are:
What cities near Detroit, MI are hiring for Insurance Risk Manager jobs? Cities near Detroit, MI with the most Insurance Risk Manager job openings:
Insurance Risk Manager jobs near you
Infographic showing various Insurance Risk Manager job openings in Detroit, MI as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 21% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $120,286 per year, or $57.8 per hour.

Insurance & Financial Service Representative

Terrill Mayberry - State Farm Agency

Birmingham, MI

$60K/yr

Full-time

Re-posted 14 days ago

Job description

At Terrill Mayberry - State Farm Agency, we're dedicated to empowering individuals to safeguard their futures through tailored insurance solutions. As an Insurance & Financial Services Representative, you'll play a crucial role in helping clients understand their coverage options, ensuring they feel confident in their decisions. You'll join a team that values integrity, accountability, and a strong customer focus—where relationships with policyholders are at the heart of what we do.


We're seeking a motivated communicator with keen attention to detail and strong listening skills. In this role, you'll drive sales by building connections through networking, referrals, and innovative marketing strategies. We offer a flexible full-time position with ample growth opportunities within our supportive environment. If you're ready to make a meaningful impact and advance your career in the insurance industry, we invite you to apply today.

Compensation:

$60,000+ At-Goal


Responsibilities:
  • Commit to remaining educated about the various types of insurance, insurance-related protocols, and policy changes to ensure fulfillment of program requirements and ensure our customers are satisfied
  • Implement marketing strategies including, but not limited, to cold calling and networking to connect with potential clients while simultaneously maintaining a portfolio of current clients
  • Collaborate with policyholders to develop insurance risk management and other profiles that specify the best policies for their evolving insurance needs
  • Take ownership of ensuring there are accurate records of all necessary bookkeeping, client, and sales reports in order to track and communicate the status of assigned goals
  • Serve as an attentive listener when communicating with new and potential clients in order to accurately identify their unique needs prior to pursuing specific insurance sales
  • Conduct needs-based conversations to identify coverage gaps and recommend appropriate solutions across: Auto, Home, Life, and basic Financial Services.
  • Build and manage a consistent pipeline through proactive outreach (calls, follow-ups, referrals, community connections, networking, etc).
  • Deliver an outstanding client experience by providing timely, accurate service (policy changes, billing questions, claims guidance, coverage reviews).
  • Generate and present quotes, close new business, and support retention through annual reviews and policy education.
  • Document activity and track opportunities using agency tools/CRM to maintain high follow-through and responsiveness.
  • Collaborate with the agent and team to hit individual and agency goals, while maintaining compliance standards.

Qualifications:
  • Open to embracing the insurance industry and becoming educated about its relevant state and federal regulations
  • Fundamental computer skills such as experience with Microsoft Office
  • Job seekers must already have or be willing to get an insurance license
  • Working knowledge of accounting and sales lead software is a plus
  • Strong analytical, communication, and interpersonal skills required; customer service experience is a plus

Required/Preferred Skills

  • Strong communication skills—comfortable on the phone and in consultative conversations.
  • Customer-focused mindset with the ability to influence and educate (not pressure).
  • Goal-oriented, self-motivated, and dependable in a fast-paced environment.
  • Comfortable learning product information, using technology, and following processes.
  • Sales, service, banking, or call-center experience is a plus (but not always required).


Licensing

  • Ability to obtain or currently hold applicable state licenses (typically): Property & Casualty (P&C), Life & Health. If not currently licensed, willingness to complete licensing requirements is expected.

About Company

At Terrill Mayberry – State Farm Agency, we focus on helping people identify their insurance and financial needs so they can protect their loved ones and manage their financial future. We maintain a culture of integrity and accountability while providing a consistent customer experience.

Our agency values building strong relationships with our policyholders and the community. Throughout the year, our team participates in local events, such as the Birmingham Farmers Market, and volunteers with several local non-profits.

We serve the Metro-Detroit Area and the entire State of Michigan.