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Insurance Risk Consultant Jobs in Dayton, OH (NOW HIRING)

Group Underwriting Consultant

Mason, OH · On-site

$85K - $140K/yr

Group Underwriting Consultant Group Underwriting Consultant Location: This role requires associates ... Prior underwriting and risk analysis experience strongly preferred. * ASO and fully insured ...

Group Underwriting Consultant

Mason, OH · On-site

$85K - $140K/yr

Group Underwriting Consultant Location: This role requires associates to be in-office 1 - 2 days ... Prior underwriting and risk analysis experience strongly preferred. * ASO and fully insured ...

Cyber - Google Cloud Security - Manager

Dayton, OH · On-site

$107K - $145K/yr

... and risk across concurrent workstreams while mentoring consultants and senior consultants ... Health Insurance Portability and Accountability Act, or National Institute of Standards and ...

Risk management, certificates of insurance, builders Risk policies * Coordinate Otterbein's vendors ... consultants * Travel to project worksites * Attend Bi-weekly construction project team meetings

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Insurance Risk Consultant information

See Dayton, OH salary details

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How much do insurance risk consultant jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for insurance risk consultant in Dayton, OH is $51.47, according to ZipRecruiter salary data. Most workers in this role earn between $42.50 and $56.54 per hour, depending on experience, location, and employer.

What does an insurance risk consultant do?

An Insurance Risk Consultant helps businesses and individuals identify, assess, and manage potential risks that could impact their financial wellbeing or operations. They analyze clients' current insurance policies, evaluate exposures to various risks, and recommend strategies to reduce or transfer those risks through insurance products or risk mitigation techniques. Their goal is to ensure clients have the appropriate coverage and risk management strategies in place. Insurance Risk Consultants often work with companies across various industries, providing expert advice on compliance, claims management, and loss prevention.

What are the key skills and qualifications needed to thrive as an insurance risk consultant?

To thrive as an Insurance Risk Consultant, you need a strong background in risk assessment, analytical thinking, and a relevant degree such as finance, business, or actuarial science. Familiarity with risk modeling software, data analysis tools, and industry certifications like ARM (Associate in Risk Management) is typically required. Excellent communication, problem-solving abilities, and relationship-building skills help set top consultants apart. These skills are vital for accurately evaluating risk, advising clients effectively, and ensuring comprehensive risk mitigation strategies.

What are some common challenges faced by insurance risk consultants when assessing client risk profiles?

Insurance Risk Consultants often encounter challenges such as gathering accurate and comprehensive data from clients, keeping up with evolving regulatory requirements, and addressing complex or unique risk scenarios. Building trust with clients to obtain sensitive information and navigating diverse industries with varying risk exposures can also be demanding. Successful consultants overcome these obstacles through strong communication skills, continuous professional development, and close collaboration with underwriters, actuaries, and legal teams.

What is the difference between Insurance Risk Consultant vs Insurance Underwriter?

AspectInsurance Risk ConsultantInsurance Underwriter
CredentialsOften requires industry certifications like CPCU or ARMTypically holds similar certifications, sometimes with additional licensing
Work EnvironmentAdvises clients and analyzes risks for insurance companiesEvaluates applications and determines policy terms
Employer & Industry UsageConsulting firms, insurance companies, brokersInsurance companies, underwriting agencies

While both roles involve assessing risks, Insurance Risk Consultants focus on advising clients and analyzing complex risk scenarios, whereas Insurance Underwriters evaluate applications to determine policy eligibility and pricing. Understanding these differences helps in choosing the right career path or job search focus.

Does insurance risk consulting pay well?

Insurance risk consultants typically earn competitive salaries that vary based on experience, location, and certifications such as CPCU or ARM. Entry-level positions may start around $60,000 annually, while experienced professionals can earn over $100,000, especially with specialized skills and advanced credentials.

How much do insurance risk consultants get paid?

Insurance risk consultants typically earn a median annual salary of around $70,000 to $100,000, depending on experience, location, and industry sector. Senior or specialized consultants with certifications like CPCU or ARM can earn higher salaries, often exceeding $120,000 annually.

What job categories do people searching Insurance Risk Consultant jobs in Dayton, OH look for?

The top searched job categories for Insurance Risk Consultant jobs in Dayton, OH are:

Loss Control Consultant Commercial Insurance - Independent Contractor- Dayton / Canton / Columbus, O

EXL Service

Columbus, OH • On-site

Full-time, Contractor

Re-posted 26 days ago


ExlService Holdings rating

7.8

Company rating: 7.8 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

135th of 495 rated business services


Job description

The Company
Commercial and personal line insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field inspection and risk control services to support our clients' underwriting processes. EXL's consultants deliver industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition. https://www.exlservice.com/survey-and-risk-control
EXL Risk Control is a leading provider of risk assessments and loss control surveys for commercial lines insurance carriers. We are seeking candidates who possess 10+ years of experience with a major insurance carrier and/or national broker in commercial Property & Casualty Risk Control, excellent communication skills, computer proficiency, and a commitment to meeting client quality and timeliness standards. Those with these skills as well as knowledge or experience in commercial insurance, inspections, or fire and safety assessments are encouraged to apply.
You will be responsible for scheduling on-site surveys and provide risk evaluation and risk improvement reports to insurance industry clients. These reports contain information necessary to underwrite a commercial insurance policy and may include recommendations to control and/or correct potential loss producing conditions associated with that policy. You will be expected to manage assignments you accept, successfully secure customer appointments within a local territory and complete work assignments on time.
You may work on special projects or conduct more challenging risk evaluation surveys or risk improvement service requests that utilize your education, professional certifications and overall risk control skills level. Insured businesses range from Middle Market to Large Multi-location commercial size.
Consultants will work from their home or office, and travel to local commercial business operations (i.e.) retail businesses, restaurants, hotels, apartment buildings and complexes, construction operations and jobsites, various types of manufacturers, churches, schools, etc. You will assess the risk for various commercial insurance lines of business that can include Property, General Liability, Workers Compensation, Auto/Fleet, Products Liability, Inland Marine and Builders Risk.
Tools or Items You Must Provide:
  • Computer with an image/document scanner
  • Digital camera or tablet
  • High speed internet access
  • Measuring device such as a laser, 100 ft. tape, or measuring wheel
  • Reliable vehicle
  • Auto and General Liability Insurance Preferred Experience
  • 10+ years of Risk Control Consulting
  • Experience working with major carrier or national brokerage preferred
  • BS Degree in Engineering, Safety and/or the physical sciences is preferred
  • CSP or ARM designations preferred but not required
  • Commercial Lines Property/Casualty Loss Control
  • Commercial Lines Property/Casualty Underwriting
  • Commercial Lines Property/Casualty Claims Adjuster
  • Commercial insurance inspections
  • Fire and Life Safety investigations/inspections
  • EIN (Employer Identification Number)
  • No Licensed Insurance Agents/Producers

EEO/Minorities/Females/Vets/Disabilities
Please also note that the data shared through the job application will be stored and processed by EXL in accordance with the EXL Privacy Policy.
Application & Interview Impersonation Warning - Purposely impersonating another individual when applying and / or participating in an interview in order to obtain employment with EXL Service Holdings, Inc. (the "Company") for yourself or for the other individual is a crime. We have implemented measures to deter and to uncover such unlawful conduct. If the Company identifies such fraudulent conduct, it will result in, as applicable, the application being rejected, an offer (if made) being rescinded, or termination of employment as well as possible legal action against the impersonator(s).
EXL may use artificial intelligence to create insights on how your candidate information matches the requirements of the job for which you applied. While AI may be used in the recruiting process, all final decisions in the recruiting and hiring process will be taken by the recruiting and hiring teams after considering a candidate's full profile. As a candidate, you can choose to opt out of this artificial intelligence screening process. Your decision to opt out will not negatively impact your opportunity for employment with EXL.

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