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Insurance Risk Analyst Jobs in Tempe, AZ (NOW HIRING)

Okland Construction Co., Inc.

Risk Director

Phoenix, AZ · On-site

Experience with risk analytics or insurance management systems. WHAT WE OFFER * Award-winning culture - consistently recognized by Best Places to Work in Arizona, Utah, and Idaho. * Competitive pay ...

OMC

Risk Director

Phoenix, AZ · On-site

Experience with risk analytics or insurance management systems. WHAT WE OFFER * Award-winning culture - consistently recognized by Best Places to Work in Arizona, Utah, and Idaho. * Competitive pay ...

Okland Construction Co., Inc.

Risk Director

Phoenix, AZ · On-site

Experience with risk analytics or insurance management systems. WHAT WE OFFER * Award-winning culture - consistently recognized by Best Places to Work in Arizona, Utah, and Idaho. * Competitive pay ...

OMC

Risk Director

Phoenix, AZ · On-site

Experience with risk analytics or insurance management systems. WHAT WE OFFER * Award-winning culture - consistently recognized by Best Places to Work in Arizona, Utah, and Idaho. * Competitive pay ...

Gallagher

Medicare Insurance Agent

Chandler, AZ · Remote

$21/hr

Now part of Gallagher, a global leader in insurance, risk management, and consulting, you'll join a ... Conduct personalized needs analyses for customers to understand their Medicare. * Walk customers ...

Northern Trust

Risk Treatment Specialist

Tempe, AZ · Hybrid

$108K - $185K/yr

Produce impactful and insightful thematic analysis to support proactive risk management * Maintain ... insurance, and other voluntary and well-being benefits. Northern Trust also provides a ...

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All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Tempe, AZ

Insurance Risk Analyst information

See Tempe, AZ salary details

$46.9K

$79.7K

$149.4K

How much do insurance risk analyst jobs pay per year?

As of Jun 19, 2026, the average yearly pay for insurance risk analyst in Tempe, AZ is $79,722.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,300.00 and $82,800.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary between $60,000 and $80,000, with experienced professionals or those in senior roles earning over $100,000. Salaries vary based on experience, location, and certifications such as the Chartered Property Casualty Underwriter (CPCU).

What is the highest paid position in insurance?

In insurance, executive roles such as Chief Underwriting Officer, Chief Risk Officer, or Chief Executive Officer tend to be the highest paid positions, often earning six- to seven-figure salaries. These roles require extensive experience, leadership skills, and often advanced certifications or degrees, and they oversee strategic decision-making and risk management at the highest level.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing policyholders' risk profiles, and using statistical tools. They help determine appropriate premiums and develop strategies to mitigate losses, often working with underwriting teams and utilizing risk management software.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry level or require several years of experience, depending on the employer and specific role. Entry-level risk analyst jobs typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training or certifications such as FRM or CRM. More advanced roles may require prior experience or specialized skills in data analysis or risk modeling.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What are popular job titles related to Insurance Risk Analyst jobs in Tempe, AZ? For Insurance Risk Analyst jobs in Tempe, AZ, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Tempe, AZ look for? The top searched job categories for Insurance Risk Analyst jobs in Tempe, AZ are:
What cities near Tempe, AZ are hiring for Insurance Risk Analyst jobs? Cities near Tempe, AZ with the most Insurance Risk Analyst job openings:
Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in Tempe, AZ as of June 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 87% Full Time, 8% Part Time, and 3% Contract. Highlights an 80% Physical, 9% Hybrid, and 11% Remote job distribution, with an average salary of $79,722 per year, or $38.3 per hour.
Risk Director

Risk Director

Okland Construction Co., Inc.

Phoenix, AZ • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 12 days ago

Job description

Description

ABOUT US 
At Okland, we exist to create remarkable experiences — not just through the projects we deliver, but in the way we show up for our clients, partners, and each other every day. We believe that how we build is just as important as what we build, and our purpose is rooted in people. Whether it's a trusted partner we’ve worked with for decades or a new team member stepping onto their first jobsite, we approach every relationship with care, clarity, and commitment. 
 
We’re a commercial general contractor and construction management company with more than 1,200 team members and a track record of delivering some of the most complex and high-profile projects in the country — from semiconductor and healthcare facilities to professional sports venues and high-end hospitality. 
 
Founded in 1918 in Salt Lake City, we’ve grown steadily for over a century — now with offices in Utah, Arizona, and Idaho — and we’re entering one of the most exciting chapters in our company’s history. We’re building more than projects. We’re building careers, capabilities, and momentum for the future. And we’re looking for passionate, driven people who want to be part of it. 
 
ABOUT THIS OPPORTUNITY 
If you’re a strategic, detail-oriented risk professional who thrives on balancing financial insight with operational awareness, this role is for you. As Risk Director, you’ll lead the enterprise-wide risk management program — from insurance strategy and claims oversight to safety alignment and contract risk allocation. You’ll be a trusted advisor to Finance, Legal, and Operations, helping Okland proactively identify, mitigate, and manage risks across all areas of the business. This is a high-impact role for someone who loves building structure, shaping policy, and driving results that protect both people and performance. 
 
 
YOUR DAY-TO-DAY 
Financial Risk Management 
  • Lead procurement and administration of corporate and project-specific insurance programs (GL, Builder’s Risk, Professional Liability, Umbrella/Excess, Cyber, and OCIP/CCIP). 
  • Collaborate with Finance and Legal to ensure proper risk transfer, coverage adequacy, and contractual compliance. 
  • Oversee subcontractor and vendor Certificate of Insurance (COI) compliance and manage OCIP/CCIP enrollment. 
  • Serve as the company’s primary liaison with brokers, insurers, and third-party administrators. 
  • Evaluate and improve risk allocation across contracts to align with business objectives. 
 
Claims and Incident Management 
  • Track and manage all insurance claims (general liability, builders risk, property, auto, and workers’ compensation). 
  • Coordinate with adjusters, brokers, and insurers to ensure efficient resolution. 
  • Partner with field teams on incident documentation and claim preparation. 
  • Escalate high-value or disputed claims in partnership with Legal. 
 
Operational Risk Oversight 
  • Identify, quantify, and monitor operational risks across safety, project delivery, subcontractor performance, and financial exposure. 
  • Develop a “lessons learned” program to apply insights from claims and incidents to field operations. 
  • Partner with Safety and Operations to implement data-driven risk reduction initiatives. 
  • Lead enterprise-level emergency preparedness, business continuity, and crisis response efforts. 
 
Leadership and Strategy 
  • Establish KPIs and reporting dashboards to monitor risk trends and communicate insights to leadership. 
  • Promote a proactive, risk-aware culture through education, communication, and cross-functional collaboration. 
  • Partner with leaders to integrate risk strategy into business planning and decision-making. 
 
 
YOU’RE READY FOR THIS ROLE IF YOU HAVE 
  • A bachelor’s degree in Risk Management, Business, Construction Management, Finance, or a related field. 
  • 10+ years of progressive risk management experience within the construction or real estate development industry. 
  • Deep knowledge of insurance programs relevant to large-scale commercial construction. 
  • Proven ability to manage complex, cross-functional initiatives. 
  • Familiarity with safety regulations, claims management, and risk control practices. 
  • Professional designations such as ARM, CPCU, or CRIS. 
  • Experience implementing or managing OCIP/CCIP programs. 
  • Knowledge of construction contracts (AIA, ConsensusDocs). 
  • Experience with risk analytics or insurance management systems. 
 
 
WHAT WE OFFER 
  • Award-winning culture – consistently recognized by Best Places to Work in Arizona, Utah, and Idaho. 
  • Competitive pay – weekly paychecks, salary, bonus incentives, 401(k) with employer match. 
  • Holistic benefits – Medical, Dental, Vision, Life & Disability Insurance; paid parental leave, financial literacy resources, and an Employee Assistance Program with legal and mental health support. 
  • Perks – tenure awards including pro sports tickets, fitness memberships, travel vouchers, and paid work anniversary sabbaticals. 
  • Award-winning work – our projects are consistently honored with recognitions from AIA, ENR, AGC, and more. 
 
 
PHYSICAL ENVIRONMENT 
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 
 
While performing the duties of this job, the employee is regularly required to sit, talk, and/or hear. The employee is frequently required to use hands to finger, handle or feel. The employee is occasionally required to reach with hands and arms, climb, balance, stoop, kneel, crouch, and/or crawl. The employee must occasionally lift and/or move up to 20 pounds. Specific vision abilities include close vision and color vision. The employee may also be required to inspect project sites and be exposed to ongoing construction and varying weather conditions. The noise level in the work environment may range from moderate to loud. 
 
EEO STATEMENT 
Okland is an equal opportunity employer and considers all applicants for employment based on merit, competence, performance, and business needs. We do not discriminate on the basis of any status protected under federal, state, or local law. Applicants will be considered regardless of their race, color, sex, gender identity or expression, age, religion, creed, national origin, citizenship status, sexual orientation, genetic information, physical or mental disability, military status, or any other characteristic protected under federal, state, or local law. In addition to complying with all applicable laws, Okland also has a strong corporate commitment to inclusion. 
 
VISA AND SPONSORSHIP 
Must be currently legally authorized to work in the U.S. without sponsorship for employment visa status (e.g., H1B Status, O-1, CPT, OPT, etc.). Unless specifically stated in this job posting, we are unable to sponsor or take over sponsorship of an employment visa at this time. 

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