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Insurance Product Research Analyst Jobs (NOW HIRING)

On a rotating basis, provide support to: (1) the production of documents prepared for regular ... Comprehensive insurance plans, leave policies, onsite Health & Wellness Center, and onsite Fitness ...

Some benefits will not be available for Part-Time or Part Time Staff Under 20 Hours (ex: health insurance). Position Title: Research Analyst Job Summary: The Research Analyst position supports all ...

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Research Analyst

Winchester, VA · On-site

$23.07 - $24.03/hr

... vision insurance, 401K with company matching, flexible spending accounts, paid holidays, three ... Ability to meet or exceed the government-identified hourly production metrics. * Ability to work on ...

... vision insurance, 401K with company matching, flexible spending accounts, paid holidays, three ... Ability to meet or exceed the government-identified hourly production metrics. * Ability to work on ...

Manager Research Sr Analyst

Saint Louis, MO · On-site

$112K - $113K/yr

The Traditional Product Research Group (TPRG) is responsible for the discretionary management of ... insurance, and paid time off. Stifel is an Equal Opportunity Employer.

Research Analyst

Honolulu, HI · On-site

$60K - $65K/yr

Research Analyst Staff Full Time Honolulu, HI, US 30+ days ago Requisition ID: 2239 Salary Range ... products while maintaining human review, data privacy, methodological transparency, and ...

$60K - $65K/yr

Research Analyst Staff Full Time Honolulu, HI, US 30+ days ago Requisition ID: 2239 Salary Range ... products while maintaining human review, data privacy, methodological transparency, and ...

Research Analyst

Honolulu, HI · On-site

$60K - $65K/yr

Research Analyst Staff Full Time Honolulu, HI, US 30+ days ago Requisition ID: 2239 Salary Range ... products while maintaining human review, data privacy, methodological transparency, and ...

Research Analyst

OR · On-site +1

YipitData is the leading market research and analytics firm for the disruptive economy and most ... New Product Development : Collaborate with our data team to help build new research products and ...

Research Analyst

Milwaukee, WI · Hybrid

$140K - $160K/yr

Research Analyst Location US-WI-Milwaukee ID 2026-1192 Position Type Full-Time Category Investments ... Maintain productivity and focus while balancing multiple tasks and interruptions common in an in ...

Showing results 21-40

Insurance Product Research Analyst information

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How much do insurance product research analyst jobs pay per hour?

As of Sep 13, 2026, the average hourly pay for insurance product research analyst in the United States is $46.66, according to ZipRecruiter salary data. Most workers in this role earn between $33.17 and $57.69 per hour, depending on experience, location, and employer.

What does an insurance product research analyst do?

An Insurance Product Research Analyst is responsible for researching and analyzing insurance products, market trends, and competitor offerings to support the development and improvement of insurance policies. They gather and interpret data to help insurers design products that meet customer needs and comply with regulations. Their work involves evaluating pricing strategies, risk factors, and customer preferences, providing valuable insights to product managers and underwriters. This role plays a key part in ensuring insurance products are competitive and aligned with current market demands.

What are the key skills and qualifications needed to thrive as an insurance product research analyst?

To thrive as an Insurance Product Research Analyst, you need strong analytical abilities, knowledge of insurance products, and a relevant degree such as in finance, economics, or actuarial science. Familiarity with data analysis tools like Excel, SQL, and market research software, along with certifications like CPCU or AINS, is often expected. Attention to detail, problem-solving, and effective communication are critical soft skills for translating complex data into actionable insights. These skills are essential for developing competitive insurance products, informing strategic decisions, and ensuring regulatory compliance.

How does an insurance product research analyst typically collaborate with underwriting and actuarial teams?

Insurance Product Research Analysts often work closely with underwriting and actuarial teams to evaluate product performance and support the development of new insurance offerings. They gather and analyze market data, which helps actuaries assess risk profiles and underwriters develop pricing strategies. Regular collaboration may include joint meetings to review data trends, share research findings, and ensure that products are both competitive and compliant with regulations. This teamwork ensures that insurance products are robust, marketable, and aligned with company objectives.

What is the difference between Insurance Product Research Analyst vs Insurance Underwriter?

AspectInsurance Product Research AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARMBachelor's degree in finance, risk management, or related; often requires licensing
Work EnvironmentResearch teams, product development departments, office settingsUnderwriting departments, claims offices, insurance companies
Employer & Industry UsageInsurance companies, brokers, consulting firmsInsurance carriers, agencies, brokers
Common Search & ComparisonFocuses on product development and market researchFocuses on risk assessment and policy approval

The Insurance Product Research Analyst primarily conducts market research and analyzes data to develop new insurance products, while the Insurance Underwriter evaluates risks to determine policy approval. Both roles require analytical skills and industry knowledge but differ in their focus areas within the insurance industry.

What are popular job titles related to Insurance Product Research Analyst jobs?

For Insurance Product Research Analyst jobs, the most frequently searched job titles are:

Infographic showing various Insurance Product Research Analyst job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 76% Full Time, 18% Part Time, and 5% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $97,052 per year, or $46.7 per hour.

Director, Product Research and Development (R&D)

Remote

Mercury Insurance Services, LLC
Insurance Services • 1 - 5K employees

$118K - $330K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 5 days ago


Mercury Insurance rating

9.1

Company rating: 9.1 out of 10

Based on 38 frontline employees who took The Breakroom Quiz


Job description

Overview
Join an amazing team that is consistently recognized for our achievements and culture, including our most recent Forbes award of being one of America's Best Midsize Employers for 2026!
Position Summary:
The Director of R&D is a senior leadership role responsible for defining and driving the product strategy and overseeing the research, development and implementation of insurance products for the assigned line of business to achieve the profitable growth that supports the company vision. The Director will lead and manage a team of research and development professionals. The Director will lead and evolve a cross-functional process with Actuaries, State Product Management, Sales, Underwriting, and other stakeholders to continuously enhance the product and pricing.
This position will be responsible for personal property products (Homeowners and Landlords).
Geo-Salary Information
An in-person interview may be required during the hiring process
State specific pay scales for this role are as follows:
$118,078.00 to $330,661.00 (CA, NJ, NY, WA, HI, AK, MD, CT, RI, MA)
$118,078.00 to $330,661.00 (NV, OR, AZ, CO, WY, TX, ND, MN, MO, IL, WI, FL, GA, MI, OH, VA, PA, DE, VT, NH, ME)
$118,078.00 to $330,661.00 (UT, ID, MT, NM, SD, NE, KS, OK, IA, AR, LA, MS, AL, TN, KY, IN, SC, NC, WV)
The expected base salary for this position will vary depending on a number of factors, including relevant experience, skills and location.
In CA: Typical hiring range is $201,933 to $280,462
Responsibilities
Essential Job Functions:
  • Product Strategy, Research, and Execution
    • Defines and drives strategic plans for assigned line of business product development and execution in partnership with senior management.
    • Directs and oversees data research and statistical analyses to solve complex business problems.
    • Leads end-to-end product research, including initiating research, planning and coordinating resources, conducting research, leading implementation, and overseeing monitoring of product performance with specific focus on assigned line of business.
    • Prioritizes and governs the product development portfolio to ensure focus on the highest-impact initiatives.
  • Lead Review, Governance, and Market Insight
    • Evaluates and approves research plans and results, ensuring rigor, clarity of insights, and actionability.
    • Oversees identification and resolution of product issues and directs implementation of recommended solutions and product enhancements.
    • Directs and synthesizes analyses of competitor pricing, product features, and service levels, and translates insights into product and pricing strategies.
    • Establishes and oversees product training strategies and ensures effective training delivery across the organization as needed.
  • Leadership and Management
    • Owns leadership and management of the Product Research and Development area for assigned line of business
    • Leads and develops team members; establishes training opportunities; and oversees talent development, performance management, compensation decisions, and staff planning.
    • Builds and advances R&D Managers and Analysts at various levels, ensuring strong succession and capability development.
    • Leads and owns the decision-making process for evaluating new ideas and pricing positions related to assigned line of business area, ensuring alignment with company financial and strategic goals.
  • Cross-Functional Ownership and Integration
    • Leads and aligns colleagues and other divisions to implement and operationalize changes in pricing, product models, and product enhancements.
    • Establishes and ensures full integration with Underwriting, Sales, Claims, and other divisions to drive process improvement and product performance.

Qualifications
Education:
Minimum:
  • Bachelor's Degree required with an emphasis in analytical concentration such as math, statistics, economics, finance, quantitative research, etc.

Preferred:
  • Master's Degree

Experience:
Minimum:
  • 8+ years experience in product development field OR equivalent combination of education and/or experience

Preferred:
  • 15+ years experience in P&C Insurance industry
  • 10+ plus years experience in research, analytics, planning, etc.
  • 10+ years leading and managing a team
  • 5+ years of homeowners personal lines product experience

Knowledge and Skills:
Minimum:
  • Highly motivated and driven individual with excellent critical thinking and problem-solving skills
  • Up-to-date knowledge of insurance market and emerging change trends
  • Advanced analytical and quantitative skills required.
  • Strong track record of demonstrated creativity in pricing and product development.
  • Ability to review highly complex issues that may have a significant financial impact on the Company and develop strategic solutions.
  • Must have initiative and be a self-starter.
  • Must have excellent interpersonal skills and be able to build commitment to decisions.
  • Must have excellent team building and staff development skills.
  • Broad knowledge and experience with statistical and machine learning models

About the Company
Why choose a career at Mercury?
At Mercury, we have been guided by our purpose to help people reduce risk and overcome unexpected events for more than 60 years. We are one team with a common goal to help others. Everyone needs insurance and we can't imagine a world without it.
Our team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life.
We care about our people, and we mean it. We reward our talented professionals with a competitive salary, bonus potential, and a variety of benefits to help our team members reach their health, retirement, and professional goals.
Learn more about us here: https://www.mercuryinsurance.com/about/careers
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Perks and Benefits
We offer many great benefits, including:
  • Competitive compensation
  • Flexibility to work from anywhere in the United States for most positions
  • Paid time off (vacation time, sick time, 9 paid Company holidays, volunteer hours)
  • Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
  • Medical, dental, vision, life, and pet insurance
  • 401 (k) retirement savings plan with company match
  • Engaging work environment
  • Promotional opportunities
  • Education assistance
  • Professional and personal development opportunities
  • Company recognition program
  • Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more

Mercury Insurance is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by federal, state, or local law.
Pay Range
USD $118,078.00 - USD $330,661.00 /Yr.

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