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Insurance Inspections Jobs in Florida (NOW HIRING)

This includes Wind Mitigations (1802), Four-Point Inspections, Roof Certifications, Opening Protection Inspections, and Underwriting Insurance Inspections. Inspectors are responsible for completing ...

This includes Wind Mitigations (1802), Four-Point Inspections, Roof Certifications, Opening Protection Inspections, and Underwriting Insurance Inspections. Inspectors are responsible for completing ...

This includes Wind Mitigations (1802), Four-Point Inspections, Roof Certifications, Opening Protection Inspections, and Underwriting Insurance Inspections. Inspectors are responsible for completing ...

This includes Wind Mitigations (1802), Four-Point Inspections, Roof Certifications, Opening Protection Inspections, and Underwriting Insurance Inspections. Inspectors are responsible for completing ...

This includes Wind Mitigations (1802), Four-Point Inspections, Roof Certifications, Opening Protection Inspections, and Underwriting Insurance Inspections. Inspectors are responsible for completing ...

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Insurance Inspections information

See Florida salary details

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How much do insurance inspections jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for insurance inspections in Florida is $14.89, according to ZipRecruiter salary data. Most workers in this role earn between $13.46 and $16.54 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Inspector, and why are they important?

To thrive as an Insurance Inspector, you need a solid understanding of risk assessment, property and casualty insurance principles, and strong attention to detail, typically supported by a relevant degree or prior experience in insurance or inspections. Familiarity with inspection software, digital reporting tools, and sometimes industry certifications like AIC or CPCU are commonly required. Excellent communication, analytical thinking, and time management skills help inspectors effectively interact with clients and document findings clearly. These skills ensure accurate evaluations, regulatory compliance, and reliable risk assessments for insurance providers.

What are some common challenges faced by professionals in insurance inspections, and how can they be managed?

Insurance inspectors often encounter challenges such as tight deadlines, varying property conditions, and the need to communicate clearly with both clients and underwriters. Managing time efficiently and staying organized are crucial, especially when scheduling multiple site visits in different locations. Inspectors must also adapt to new technologies and reporting tools, which can require ongoing learning. Building strong communication skills helps resolve discrepancies and ensures all parties are aligned throughout the inspection process.

What are insurance inspections?

Insurance inspections are assessments conducted by insurance companies or third-party inspectors to evaluate the condition, safety, and value of a property before issuing or renewing an insurance policy. These inspections help insurers determine risks, verify information provided by the policyholder, and ensure that the property meets underwriting guidelines. The findings from an insurance inspection can impact policy approval, coverage limits, and premiums. Inspections may involve checking for hazards, verifying building features, and documenting any existing damage or maintenance issues.

How to become an insurance inspector?

To become an insurance inspector, typically you need a high school diploma or equivalent, along with knowledge of building codes and inspection procedures. Some employers prefer candidates with prior experience in construction, insurance, or related fields, and obtaining relevant certifications can improve job prospects. Inspectors usually work independently, assessing properties to determine risk and compliance for insurance purposes.
What cities in Florida are hiring for Insurance Inspections jobs? Cities in Florida with the most Insurance Inspections job openings:
Infographic showing various Insurance Inspections job openings in Florida as of June 2026, with employment types broken down into 1% As Needed, 71% Full Time, 22% Part Time, and 6% Contract. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $30,964 per year, or $14.9 per hour.

Contractor

Posted 15 days ago


Job description

JOB TITLE: Contractor Home Inspector
DEPARTMENT: Inspections
REPORTS TO: Field Team Leads
FLSA STATUS: 1099 - Independent Contractor

SUMMARY
We are seeking experienced, licensed Home Inspectors to perform on-site residential inspections across Florida. This includes Wind Mitigations (1802), Four-Point Inspections, Roof Certifications, Opening Protection Inspections, and Underwriting Insurance Inspections. Inspectors are responsible for completing inspection reports with accurate notes and clear photo documentation.
This is a contract position ideal for dependable professionals who can meet deadlines, follow inspection protocols, and maintain professional interactions with homeowners.

ESSENTIAL DUTIES amp; RESPONSIBILITIES
  • Perform thorough residential inspections in accordance with Florida standards and company protocols
  • Accurately complete inspection forms, checklists, and photo documentation for each property
  • Identify risks, deficiencies, or safety concerns and note them clearly in the report
  • Communicate as needed with dispatchers, auditors, and Field Team Leads
  • Maintain professionalism and clarity when interacting with homeowners
  • Follow routing and inspection timelines as scheduled by the dispatch team
  • Additional inspection-related duties as assigned

REQUIRED QUALIFICATIONS
  • Active Florida Home Inspector License
  • Valid Wind Mitigation Certificate
  • Minimum of 3 years of experience in the inspection, construction, or related field
  • High school diploma or GED required; 4-year degree preferred
  • Clean driving record, valid driver’s license, and reliable transportation
  • Strong written and verbal communication skills
  • Attention to detail and ability to follow procedural standards
  • Comfort using inspection software and submitting documentation electronically

EQUIPMENT amp; INSURANCE REQUIREMENTS
  • Device: Windows-based laptop only (no tablets or Apple products), with minimum 16 GB RAM
  • Tools Required:
    • Digital camera (weather-resistant preferred, e.g., Olympus TG series)
    • Camera pole
    • Moisture meter
    • FLIR (infrared) camera
  • Internet: Consistent access to upload reports and receive job updates
  • Insurance: Active Certificate of Liability Insurance required before assignments begin

AVAILABILITY amp; SCHEDULING
  • Contractors provide their preferred availability (e.g., days per week, number of inspections per day)
  • The dispatch team handles all scheduling based on the availability provided
  • Inspectors are expected to be available during the timeframes they commit to

PAY STRUCTURE
  • This is a 1099 independent contractor position
  • Paid per inspection completed
  • Compensation is disbursed twice per month (semi-monthly)