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Insurance Inspection Jobs in Des Moines, IA (NOW HIRING)

Field Inspector

Johnston, IA · On-site

$60K - $85K/yr

Ensure inspection quality meets carrier and internal expectations. * Customer Experience * Serve as the primary in-person representative of Premier Roofing. * Educate homeowners on the insurance ...

Field Inspector

Des Moines, IA · On-site

$60K - $85K/yr

Ensure inspection quality meets carrier and internal expectations. * Customer Experience * Serve as the primary in-person representative of Premier Roofing. * Educate homeowners on the insurance ...

Ensure inspection quality meets carrier and internal expectations. * Customer Experience * Serve as the primary in-person representative of Premier Roofing. * Educate homeowners on the insurance ...

Showing results 21-40

Insurance Inspection information

See Des Moines, IA salary details

$5

$19

$22

How much do insurance inspection jobs pay per hour?

As of Sep 12, 2026, the average hourly pay for insurance inspection in Des Moines, IA is $19.44, according to ZipRecruiter salary data. Most workers in this role earn between $17.60 and $21.59 per hour, depending on experience, location, and employer.

What is insurance inspection?

Insurance inspections are evaluations conducted by insurance companies or third-party inspectors to assess the condition, safety, and value of a property or asset before issuing or renewing a policy. These inspections help insurers determine potential risks and ensure that the property meets underwriting guidelines. They may include checking structural integrity, safety features, and compliance with local codes. The results can influence policy terms, premiums, or even eligibility for coverage.

What are the key skills and qualifications needed to thrive as an insurance inspector, and why are they important?

To thrive as an Insurance Inspector, you need a solid understanding of property assessment, risk evaluation, and insurance regulations, usually supported by experience in insurance or construction and sometimes a relevant certification. Familiarity with inspection software, digital cameras, and reporting systems is typically required. Strong attention to detail, effective communication, and organizational skills are crucial for accurate reporting and client interactions. These skills ensure thorough inspections, reduce liability, and help insurers make informed underwriting decisions.

What are some common challenges faced by professionals in insurance inspection roles, and how can they be addressed?

Insurance inspectors often encounter challenges such as tight deadlines, varying site conditions, and the need to accurately document property details under time constraints. Adapting to diverse environments—ranging from residential homes to commercial properties—requires attention to detail and strong organizational skills. Effective communication with property owners and underwriters is also essential to clarify findings and ensure accurate reporting. To succeed, inspectors benefit from continuous learning, leveraging inspection technology, and maintaining a structured approach to site visits and documentation.

What is the difference between Insurance Inspection vs Insurance Adjuster?

AspectInsurance InspectionInsurance Adjuster
CredentialsTypically requires licensing, certifications like Xactimate, and knowledge of inspection standardsRequires licensing, certifications, and often more extensive claims handling training
Work EnvironmentFieldwork at properties, inspecting damages or conditionsOffice-based and fieldwork, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, independent inspection firmsInsurance companies, third-party claims adjusting firms
Search & Comparison IntentUnderstanding inspection roles, requirements, and dutiesComparing claims adjustment processes and career paths

Insurance Inspection involves evaluating properties for insurance purposes, focusing on assessing damages or risks. Insurance Adjusters handle claims, investigate damages, and determine claim payouts. While both roles require licensing and industry knowledge, Insurance Inspectors focus on inspections, whereas Adjusters manage entire claims processes.

How do you become an insurance inspector?

To become an insurance inspector, candidates typically need a high school diploma or equivalent, relevant experience in property inspection or insurance, and sometimes industry-specific certifications. Training is often provided on the job, and inspectors use tools like cameras and inspection reports to evaluate properties or risks. Licensing requirements vary by state or employer.

How much do insurance inspectors make?

Insurance inspectors typically earn between $40,000 and $60,000 annually, depending on experience, location, and the complexity of inspections. Many inspectors work independently or as part of insurance companies, often requiring knowledge of inspection tools and certification in property or safety standards.

What are popular job titles related to Insurance Inspection jobs in Des Moines, IA?

For Insurance Inspection jobs in Des Moines, IA, the most frequently searched job titles are:

What job categories do people searching Insurance Inspection jobs in Des Moines, IA look for?

The top searched job categories for Insurance Inspection jobs in Des Moines, IA are:

Infographic showing various Insurance Inspection job openings in Des Moines, IA as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 25% Part Time, and 5% Contract. Highlights an 83% Physical, 1% Hybrid, and 16% Remote job distribution, with an average salary of $40,437 per year, or $19.4 per hour.

Loss Control Consultant Commercial Insurance - Independent Contractor- Des Moines, IA.

Des Moines, IA • On-site

EXL Service
IT Services • 10K+ employees

Full-time, Contractor

Re-posted 13 days ago


ExlService Holdings rating

7.8

Company rating: 7.8 out of 10

Based on 8 frontline employees who took The Breakroom Quiz


Job description

The Company
Commercial and personal line insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field inspection and risk control services to support our clients' underwriting processes. EXL's consultants deliver industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition. https://www.exlservice.com/survey-and-risk-control
EXL Risk Control is a leading provider of risk assessments and loss control surveys for commercial lines insurance carriers. We are seeking candidates who possess 10+ years of experience with a major insurance carrier and/or national broker in commercial Property & Casualty Risk Control, excellent communication skills, computer proficiency, and a commitment to meeting client quality and timeliness standards. Those with these skills as well as knowledge or experience in commercial insurance, inspections, or fire and safety assessments are encouraged to apply.
You will be responsible for scheduling on-site surveys and provide risk evaluation and risk improvement reports to insurance industry clients. These reports contain information necessary to underwrite a commercial insurance policy and may include recommendations to control and/or correct potential loss producing conditions associated with that policy. You will be expected to manage assignments you accept, successfully secure customer appointments within a local territory and complete work assignments on time.
You may work on special projects or conduct more challenging risk evaluation surveys or risk improvement service requests that utilize your education, professional certifications and overall risk control skills level. Insured businesses range from Middle Market to Large Multi-location commercial size.
Consultants will work from their home or office, and travel to local commercial business operations (i.e.) retail businesses, restaurants, hotels, apartment buildings and complexes, construction operations and jobsites, various types of manufacturers, churches, schools, etc. You will assess the risk for various commercial insurance lines of business that can include Property, General Liability, Workers Compensation, Auto/Fleet, Products Liability, Inland Marine and Builders Risk.
Tools or Items You Must Provide:
  • Computer with an image/document scanner
  • Digital camera or tablet
  • High speed internet access
  • Measuring device such as a laser, 100 ft. tape, or measuring wheel
  • Reliable vehicle
  • Auto and General Liability Insurance Preferred Experience
  • 10+ years of Risk Control Consulting
  • Experience working with major carrier or national brokerage preferred
  • BS Degree in Engineering, Safety and/or the physical sciences is preferred
  • CSP or ARM designations preferred but not required
  • Commercial Lines Property/Casualty Loss Control
  • Commercial Lines Property/Casualty Underwriting
  • Commercial Lines Property/Casualty Claims Adjuster
  • Commercial insurance inspections
  • Fire and Life Safety investigations/inspections
  • EIN (Employer Identification Number)
  • No Licensed Insurance Agents/Producers

EEO/Minorities/Females/Vets/Disabilities
Please also note that the data shared through the job application will be stored and processed by EXL in accordance with the EXL Privacy Policy.
Application & Interview Impersonation Warning - Purposely impersonating another individual when applying and / or participating in an interview in order to obtain employment with EXL Service Holdings, Inc. (the "Company") for yourself or for the other individual is a crime. We have implemented measures to deter and to uncover such unlawful conduct. If the Company identifies such fraudulent conduct, it will result in, as applicable, the application being rejected, an offer (if made) being rescinded, or termination of employment as well as possible legal action against the impersonator(s).
EXL may use artificial intelligence to create insights on how your candidate information matches the requirements of the job for which you applied. While AI may be used in the recruiting process, all final decisions in the recruiting and hiring process will be taken by the recruiting and hiring teams after considering a candidate's full profile. As a candidate, you can choose to opt out of this artificial intelligence screening process. Your decision to opt out will not negatively impact your opportunity for employment with EXL.

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