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Insurance Fraud Investigator Jobs in Rhode Island

VRC Investigations

Surveillance Investigator

Providence, RI · On-site

$21.75 - $26.75/hr

... insurance fraud. The surveillance investigator position is a field based, hourly, and non-exempt position. This position requires daily travel within the designated city/territory in the advertised ...

VRC Investigations

Surveillance Investigator

Providence, RI · On-site

$21.75 - $26.75/hr

... insurance fraud. The surveillance investigator position is a field based, hourly, and non-exempt position. This position requires daily travel within the designated city/territory in the advertised ...

Frasco, Inc.

Surveillance Investigator

Providence, RI · On-site

$20 - $26/hr

Get paid to learn the ropes of fraud investigation and real-world surveillance. Frasco offers fully ... Health, Dental, Vision, Employer Paid Life Insurance, Supplemental Health Benefits, Flexible ...

Frasco Inc

Surveillance Investigator

Providence, RI · On-site

$20 - $26/hr

Get paid to learn the ropes of fraud investigation and real-world surveillance. Frasco offers fully ... Health, Dental, Vision, Employer Paid Life Insurance, Supplemental Health Benefits, Flexible ...

Frasco Inc

Surveillance Investigator

Providence, RI · On-site

$20 - $26/hr

Get paid to learn the ropes of fraud investigation and real-world surveillance. Frasco offers fully ... Health, Dental, Vision, Employer Paid Life Insurance, Supplemental Health Benefits, Flexible ...

Ethos Risk Services

Investigator

Providence, RI · On-site

$30 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

West Greenwich, RI · On-site

$30 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Providence, RI · On-site

$30 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Providence, RI · On-site

$30 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

West Greenwich, RI · On-site

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

West Greenwich, RI · On-site

$30 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

West Greenwich, RI · On-site

$30 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

West Greenwich, RI · On-site

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Providence, RI · On-site

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Providence, RI · On-site

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Providence, RI · On-site

$30 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

West Greenwich, RI · On-site

$30 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

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All JobsInsurance Fraud Investigator JobsInsurance Fraud Investigator Jobs in Rhode Island

Insurance Fraud Investigator information

See Rhode Island salary details

$15

$30

$52

How much do insurance fraud investigator jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for insurance fraud investigator in Rhode Island is $30.19, according to ZipRecruiter salary data. Most workers in this role earn between $21.63 and $34.62 per hour, depending on experience, location, and employer.

What does an insurance fraud investigator do?

As an insurance fraud investigator, your job is to investigate an insurance claim on behalf of your firm to determine whether or not fraud has occurred in any given case. In this role, you may examine the damaged property, coordinate with law enforcement, interview the claimant, and gather information about any casualty that's occurred. Insurance fraud is a crime, but most fraud investigators are not police officers, and you are not expected to arrest fraudsters. Instead, you may be asked to write up a report summarizing your findings and send it to a law enforcement agency. Insurance fraud investigators frequently travel to examine claim sites in person, and you may be asked to do so on short notice.

What are the key skills and qualifications needed to thrive as an insurance fraud investigator?

To thrive as an Insurance Fraud Investigator, you need strong analytical skills, attention to detail, and a background in criminal justice or a related field, often supported by a bachelor's degree. Familiarity with case management software, data analysis tools, and knowledge of legal regulations and investigative procedures is typically required, and certifications like CIFI (Certified Insurance Fraud Investigator) can be advantageous. Excellent communication, critical thinking, and interpersonal skills help build trust, conduct thorough interviews, and present findings effectively. These skills are crucial for detecting fraudulent activity, ensuring accurate claims processing, and protecting company resources.

What are some common challenges faced by insurance fraud investigators in their daily work?

Insurance Fraud Investigators often encounter challenges such as distinguishing between legitimate and fraudulent claims, managing heavy caseloads, and keeping up with evolving fraud tactics. They must remain objective and detail-oriented while conducting interviews and gathering evidence, sometimes under tight deadlines. Working collaboratively with law enforcement, attorneys, and claims adjusters is also essential, requiring strong communication and interpersonal skills.

What is the difference between Insurance Fraud Investigator vs Claims Adjuster?

AspectInsurance Fraud InvestigatorClaims Adjuster
Required CredentialsTypically requires a background in criminal justice, law enforcement, or related certificationsRequires insurance licenses and sometimes adjuster certifications
Work EnvironmentInvestigates suspected fraud cases, often in an office or field settingEvaluates insurance claims, interacts with claimants, and assesses damages
Employer & Industry UsageEmployed by insurance companies, law enforcement, or specialized fraud unitsEmployed by insurance companies, public agencies, or independent adjusting firms

Insurance Fraud Investigators focus on detecting and preventing fraudulent claims, often working in investigative or law enforcement settings. Claims Adjusters handle the assessment and processing of insurance claims, ensuring proper payout. While both roles are vital in the insurance industry, their primary functions, credentials, and work environments differ significantly.

How much do insurance fraud investigators earn?

Insurance fraud investigators typically earn a median annual salary of around $50,000 to $70,000, depending on experience, location, and employer. Advanced skills, certifications, and investigative tools can lead to higher earnings in this field.
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Insurance Fraud Investigator jobs near you
Infographic showing various Insurance Fraud Investigator job openings in Rhode Island as of August 2026, with employment types broken down into 76% Full Time, 19% Part Time, and 5% Contract. Highlights an 80% In-person, 10% Hybrid, and 10% Remote job distribution, with an average salary of $62,805 per year, or $30.2 per hour.

Surveillance Investigator

VRC Investigations

Providence, RI • On-site

$21.75 - $26.75/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 10 days ago

Job description

We currently have career opportunities for experienced, self-determined, and highly motivated SURVEILLANCE INVESTIGATORS that would like to join our team of professionals in our efforts to deter and combat insurance fraud. The surveillance investigator position is a field based, hourly, and non-exempt position. This position requires daily travel within the designated city/territory in the advertised city and state. Opportunities for advancement include Management, SIU Investigations, and other operational positions.
The primary responsibilities of this position include but are not limited to conducting stationary, mobile, and covert surveillance, and background checks. Investigators will be required to document all findings into a clear and concise report, obtain video evidence, testify as needed at hearings and trials, and work independently with minimal supervision.
The successful candidate will have related experience as either:
  • A private investigator
  • Law enforcement
  • Loss prevention
  • Process Server
  • Security
  • Honorably discharged from any military branch

Core Duties & Responsibilities:
  • Ability to conduct stationary, covert, and mobile surveillance
  • Complete detailed and accurate investigative reports
  • Conduct research to develop new information
  • Provide daily updates regarding current files
  • Formulate investigative strategies based on individual assignments
  • Communicate results with clients

Applicants must meet the following requirements:
  • Access to a suitable surveillance vehicle
  • Willing to travel 75% of the time
  • Must have a valid driver's license with an acceptable driving record in accordance with the firm's guidelines
  • Excellent written and verbal communication skills
  • Must have the ability to work efficiently with little or no supervision.
  • Must pass a drug test and pre-employment test
  • Must have excellent overall computer skills.
  • Proficient in Microsoft Office programs
  • Excellent time management skills
  • Demonstrate ability to analyze information, develop logical questions and accurately report findings
  • Upon receiving a job offer you must attend 1 week of paid formal training at the VRC corporate office. Training will be followed up by on-the-job and specialized training as needed.

Benefits:
VRC provides their investigators with necessary equipment and comparable pay, to include drive time, above normal commute mileage reimbursement, company paid licensing fees in most states and allowance for non-reimbursed business expenses. VRC also offers medical, dental, vision, disability benefits, as well as paid vacation, and a 401K/Profit Sharing retirement plan.
Compensation: VRC employees are paid on a bi-weekly basis. Investigators are paid a competitive hourly wage to commensurate with experience.
For more information, please visit our web site located at https://vrcinvestigations.com/

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