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Insurance Companies Jobs in Kentucky (NOW HIRING)

Shelter Insurance

Insurance Agent

Flemingsburg, KY · On-site

... Companies. Shelter has one of the top new-agent programs in the entire insurance industry, and if you are committed to hard work, we can help you launch your insurance sales career. Shelter Agents ...

Med Center Health

Insurance Specialist

Bowling Green, KY · On-site

$11.55/hr

Verifies insurance and contacts insurance companies via phone and/or online insurance payer portals to notify for pre-certifications for inpatient and observation admissions. Verifies and assigns ...

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See Kentucky salary details

$26.9K

$50.5K

$75.1K

How much do insurance companies jobs pay per year?

As of Aug 13, 2026, the average yearly pay for insurance companies in Kentucky is $50,546.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,700.00 and $57,800.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an insurance company professional?

To thrive in an insurance company role, you need a solid understanding of risk assessment, policy underwriting, and industry regulations, usually supported by a degree in finance, business, or a related field. Familiarity with insurance management software, claims processing systems, and relevant certifications like CPCU or AINS is highly valued. Strong analytical thinking, attention to detail, and excellent interpersonal skills help professionals build trust with clients and collaborate effectively. These abilities are essential for accurately evaluating risks, ensuring regulatory compliance, and delivering superior customer service.

What is the difference between Insurance Companies vs Insurance Agents?

AspectInsurance CompaniesInsurance Agents
CredentialsLicensed, regulated by state insurance departmentsLicensed, certified to sell policies from specific companies
Work EnvironmentCorporate offices, customer service centersIndependent or agency offices, client homes
Employer & Industry UsageEmploys agents, underwrites policies, manages claimsRepresents one or multiple companies, sells policies
Search & Comparison IntentCompare policy options, company reputationFind specific policies, agent services

Insurance companies develop and underwrite policies, managing claims and customer service. Insurance agents act as representatives, selling policies on behalf of these companies. While companies focus on product creation and management, agents focus on client interaction and policy sales. Both roles are essential in the insurance industry, often working together to serve customers effectively.

What are insurance companies?

Insurance companies are financial institutions that provide coverage to individuals and businesses against various risks, such as accidents, illnesses, property damage, or loss. In exchange for regular payments called premiums, insurance companies promise to compensate policyholders for covered losses or damages according to the terms of the policy. These companies play a vital role in helping people manage financial risks and recover from unexpected events. They operate under strict regulations to ensure they can meet their obligations to customers.

What are some common challenges faced by professionals working in insurance companies, and how can they be addressed?

Professionals in insurance companies often face challenges such as adapting to regulatory changes, managing complex client needs, and keeping up with technological advancements in the industry. Navigating compliance requirements can be demanding, but continuous training and close collaboration with legal and compliance teams help ensure accuracy. Additionally, teamwork and clear communication across underwriting, claims, and sales departments are essential for effectively serving clients and streamlining operations. Embracing new technologies and participating in ongoing professional development can also help insurance professionals stay competitive and address these challenges.
What cities in Kentucky are hiring for Insurance Companies jobs? Cities in Kentucky with the most Insurance Companies job openings:
Insurance Companies jobs near you
Infographic showing various Insurance Companies job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $50,546 per year, or $24.3 per hour.

Insurance Specialist (Revenue Cycle) Remote opportunity for KY and So IN candidates only

Seven Counties Services

Louisville, KY

Full-time

Re-posted 10 days ago

Seven Counties Services rating

6.0

Company rating: 6.0 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

Job description


Job Description:

Only candidates who reside in the Louisville Metro area will be considered for this position.

ESSENTIAL JOB FUNCTIONS

Completes information on insurance forms. Completes 1500 HCFA insurance for specifications required by insurance companies to allow for timely payment. Maintains a workable knowledge regarding specifications in billing Medicare, Medicaid, Tricare and Commercial: monitoring those accounts to meet specifications. Monitors 1500 for demographic, CPT and charge accuracy. Monitors current fee schedule and recommends as necessary, in compliance with state and federal law. Assist insurance companies inquiring about accounts relative to insurance benefits deposition. Demonstrates knowledge of the personal computer and applicable keystrokes in the electronic transmission of claims, including the correction of claims with minimal interruption. Maintains a workable knowledge of the physician billing system. Follows up on unpaid claims for both insurance and patients via phone, fax or mail, knowing when to become assertive. Identifies overpayments on patient accounts and initiates refund and adjustment process in accordance with internal controls. Answer phone and assists customers promptly and courteously who age through geriatric or who are emancipated minors. Also assists physician offices promptly and courteously. IP Maintains a working knowledge of PCN, retrieving information as needed for daily work disposition. Maintains strict patient confidentiality. Performs special assignments as required. Able to demonstrate proper usage of office equipment. Researches line item EOB's for incorrect payment levels and works directly with insurance companies for assurance of benefits and correct reimbursement through oral and written communication. Monitors and maintains control for balancing purposes. Monitors appropriate codes using the ICD-9 and the CPT formats. Prints, reviews and mails all insurance claims as needed on a regular basis. Responds to and/or directs all correspondence. Maintains direct line of communication with the providers and staff. Communicates with the AR Manager regarding problem areas. Maintains knowledge of Corporate Compliance issues pertaining to daily work. Performs other duties as assigned.

KNOWLEDGE AND ABILITIES

High school graduate or equivalent required. Productive typing ability equivalent to 30 w.p.m. required. Considerable skill in interpersonal communications and the ability to work well with others as a team required. Ability to keep accurate financial records and perform mathematical tasks required. Knowledge of medical terminology, ICD-10 and CPT coding required. Knowledge of E/M procedural coding preferred. Computer knowledge required. Knowledge of Windows preferred

EXPERIENCE

Minimum of two years of experience in a medical billing environment working with insurance and patient claims processing required.

PHYSICAL DEMANDS

Position has no unusual demands. Typical office job, requiring lifting of 10 pounds maximum, with occasional lifting and carrying of medical records. Position may require walking or standing, stooping, or bending. Minor discomfort from continual use of video display terminal.

Time Type:

Full time

What Seven Counties Services employees say

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Hours and flexibility

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