1

Insurance And Risk Management Jobs in Sacramento, CA

Risk Manager

Sacramento, CA ยท On-site

$110K - $165K/yr

Vision insurance Location: Sacramento, CA (On-site) Estimated Salary Range: $110,000-$165,000 ... Support the implementation of program-wide risk management strategies as directed by the Program ...

New

Manage the client's risk register, ensuring proper coordination between programlevel and project ... We offer multiple medical and dental insurance plans, as well as vision insurance. Plans are ...

Risk Specialist

Sacramento, CA ยท On-site

$52 - $96/hr

Manage the Authority's risk register, ensuring proper coordination between program level and ... Life insurance and accidental death and dismemberment * 401(k) plan with guaranteed employer ...

Risk Specialist

Sacramento, CA ยท On-site

$75K - $105K/yr

Manage the client's risk register, ensuring proper coordination between programlevel and project ... We offer multiple medical and dental insurance plans, as well as vision insurance. Plans are ...

Risk Specialist

Sacramento, CA ยท On-site

$75K - $105K/yr

Manage the client's risk register, ensuring proper coordination between programlevel and project ... We offer multiple medical and dental insurance plans, as well as vision insurance. Plans are ...

Risk Specialist

Sacramento, CA ยท On-site

$52 - $96/hr

Manage the Authority's risk register, ensuring proper coordination between program level and ... Life insurance and accidental death and dismemberment * 401(k) plan with guaranteed employer ...

Physical Security & Risk Analyst

Roseville, CA ยท On-site

$105K - $125K/yr

Bachelor's degree in Security Management, Risk Management, Emergency Management, Criminal Justice ... Comprehensive benefits package including wellness programs, parental leave, and pet insurance, in ...

next page

Showing results 1-20

Insurance And Risk Management information

See Sacramento, CA salary details

$88K

$129.6K

$198.3K

How much do insurance and risk management jobs pay per year?

As of Aug 16, 2026, the average yearly pay for insurance and risk management in Sacramento, CA is $129,564.00, according to ZipRecruiter salary data. Most workers in this role earn between $107,700.00 and $147,200.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in insurance and risk management, and how can they be addressed?

Professionals in insurance and risk management often encounter challenges such as keeping up with evolving regulations, accurately assessing complex risks, and managing client expectations. Addressing these challenges requires continuous learning, leveraging new technologies for data analysis, and effective communication with clients and stakeholders. Team collaboration is also essential, as working closely with underwriters, actuaries, and claims specialists helps ensure comprehensive risk solutions and client satisfaction.

What is insurance and risk management?

Insurance and risk management is a field focused on identifying, assessing, and minimizing potential risks that individuals or organizations may face, as well as providing financial protection through insurance products. Professionals in this field analyze possible threats, develop strategies to mitigate them, and recommend appropriate insurance policies to cover potential losses. This helps businesses and individuals protect their assets, comply with regulations, and maintain financial stability in the face of unexpected events.

What is the difference between Insurance And Risk Management vs Insurance Underwriter?

AspectInsurance And Risk ManagementInsurance Underwriter
CredentialsCertifications like CRM, ARM, CPCU often preferredAdjustments vary; CPCU common but not mandatory
Work EnvironmentCorporate offices, risk assessment teamsUnderwriting departments, insurance companies
Industry UsageUsed across insurance, risk consulting, corporate risk teamsPrimarily within insurance companies for policy evaluation

Insurance And Risk Management professionals focus on identifying, analyzing, and mitigating risks for organizations, often working on strategic risk planning. Insurance Underwriters evaluate insurance applications and determine policy terms and premiums. While both roles involve risk assessment, Insurance And Risk Management has a broader scope, including risk control and management strategies, whereas Insurance Underwriters specialize in assessing individual insurance risks for policy issuance.

What are the key skills and qualifications needed to thrive as an insurance and risk management professional?

To thrive in Insurance and Risk Management, you need strong analytical abilities, a solid understanding of insurance principles, and typically a degree in finance, business, or a related field. Familiarity with risk assessment software, claims management systems, and relevant certifications such as CPCU (Chartered Property Casualty Underwriter) or ARM (Associate in Risk Management) are highly valued. Excellent communication, negotiation, and problem-solving skills help professionals build trust with clients and effectively manage complex situations. These skills are crucial for accurately assessing risk, developing sound policies, and ensuring organizational stability and client satisfaction.

What are popular job titles related to Insurance And Risk Management jobs in Sacramento, CA?

For Insurance And Risk Management jobs in Sacramento, CA, the most frequently searched job titles are:

What job categories do people searching Insurance And Risk Management jobs in Sacramento, CA look for?

The top searched job categories for Insurance And Risk Management jobs in Sacramento, CA are:

What cities near Sacramento, CA are hiring for Insurance And Risk Management jobs?

Cities near Sacramento, CA with the most Insurance And Risk Management job openings:

Infographic showing various Insurance And Risk Management job openings in Sacramento, CA as of August 2026, with employment types broken down into 1% As Needed, 58% Full Time, 37% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $129,564 per year, or $62.3 per hour.

Enterprise Risk Management (ERM) Analyst

SAFE Credit Union

Folsom, CA โ€ข Hybrid

$110K - $120K/yr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 18 days ago


Job description

Salary Range: $110,000.00 - $120,000.00
Exact compensation may vary based on skill and experience.
Why SAFE?
SAFE offers so much more than just full medical, vision, dental, 401k matching, HSA, and FSA! Learn more about how we support our workforce!
  • Professional Development Opportunities: Offering training programs, workshops, and mentorship.
  • Recognition and Appreciation: Regularly acknowledging employee achievements and contributions.
  • Flexible Work Arrangements: Providing options for remote work and flexible scheduling.
  • Positive Company Culture: Fostering an inclusive, collaborative, and supportive work environment.
  • Career Growth: Clear paths for career advancement and internal promotions.
  • Work-Life Balance: Encouraging a healthy balance between professional and personal life.
  • Employee Empowerment: Allowing employees to make decisions and have autonomy in their roles.
  • Space of Belonging:ERGs, YOUnity Council and a focus around diversity, equity inclusion and belonging.
  • Wellness Programs: Promoting physical and mental health through wellness initiatives and resources.
  • Strong Leadership: Having leaders who inspire, support, and guide their teams effectively.
  • Sense of Purpose: Creating a sense of mission and aligning company goals with employees' personal values.


POSITION PURPOSE

This position is responsible for supporting SAFE's Enterprise Risk Office. This position will be responsible for supporting the development, implementation, execution, and management of key programsthe Enterprise Risk Management program, Business Continuity Management, Information Assurance, and Vendor Risk Management.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

Enterprise Risk Management

  • Support the development and execution of a comprehensive Enterprise Risk Management (ERM) program aligned with SAFE's goals and risk appetite.
  • Assist in developing and refining ERM frameworks, methodologies, and tools to identify, assess, and mitigate risks across the enterprise.
  • Provide support in establishing and monitoring the risk appetite framework, ensuring its integration into strategic planning and decision-making processes. Execute activities related to the risk appetite framework, including tracking risk levels, assessing exposures, and implementing risk mitigation strategies.
  • Collaborate with line-of-business teams and support functions to integrate the ERM operating framework throughout the organization.
  • Help develop ERM education materials to promote a risk-aware culture, educating SAFE employees about the importance of risk management and their roles in the process.
  • Assist in developing standardized metrics and reporting systems to enable continuous monitoring of program goals.
  • Support the implementation of a comprehensive Key Risk Indicator (KRI) framework, including identifying and defining critical indicators to monitor and assess organizational risks.

Business Continuity Management

  • Assist in the coordination of annual vendor management review process.
  • Complete other duties and special projects, assigned.
  • Assist in maintaining an effective business continuity program and assess the maturity levels of the program against goals.
  • Facilitate and coordinate the completion of the Business Impact Analysis review process.
  • Participate in developing and providing business continuity management awareness education to business partners.
  • Participate in the creation, coordination, facilitation, and communication of business continuity exercises, including but not limited to table-top exercises, simulation testing, and full-scale exercises.
  • Assist in evaluating the effectiveness of the disaster recovery planning and testing.
  • Manage and Control SAFE's business continuity software.

Vendor Risk Management

  • Assist with third-party risk assessments and due diligence reviews for new and existing vendors, including evaluation of financial, operational, cybersecurity, compliance, and reputational risks
  • Monitor vendor risk profiles and coordinate periodic reviews to ensure ongoing compliance with organizational policies, regulatory requirements, and risk appetite
  • Analyze vendor documentation, including SOC reports, financial statements, business continuity plans, information security questionnaires, and insurance coverage
  • Track and report third-party risk metrics, KRIs, assessment results, and remediation activities to management and risk committees
  • Partner with business units, and Contract Administrator, Info Sec, Compliance, and other teams to identify, assess, mitigate and monitor third-party risks throughout the vendor lifecycle
  • Support compliance with applicable regulatory guidance related to vendor management and third-party oversight, including NCUA requirements, by facilitating risk assessments, contract reviews, and documentation retention.

QUALIFICATIONS

Experience Required:

Candidates should possess 3-5 years of relevant experience, or alternatively, equivalent education or risk management certification may be considered in lieu of experience.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Required Knowledge:

At least two years in a financial institution environment preferred.

Skills/Abilities:

  • Excellent verbal and written communication skills.
  • Excellent interpersonal, communication, and leadership skills, as success in this position depends on building rapport and credibility with multiple stakeholders across the organization.
  • Superior critical thinking and analytical skills.
  • Ability to research and interpret a variety of professional standards and regulatory guidelines for enterprise risk management areas.
  • Knowledgeable in major areas of credit union operations, and of the three lines of defense model, risk management principles, and Enterprise Risk Management (ERM) frameworks.
  • Ability to work independently, as well as part of department and project teams.
  • Must have strong prioritization skills and be able to multitask.
  • Proficient Excel skills.

WORK ENVIRONMENT/PHYSICAL DEMANDS SUMMARY

LANGUAGE SKILLS

  • Excellent communication skills (verbal, written, listening skills, and empathy).
  • Expert ability to build relationships with other leaders, business partners, and stakeholders.
  • Ability to write reports, business correspondence, and procedure manuals.
  • Ability to effectively present information and respond to questions from groups of managers.

MATHEMATICAL SKILLS AND REASONING ABILITY

  • Ability to interpret a variety of instructions furnished in written, oral, or schedule form.
  • Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.

PHYSICAL DEMANDS AND WORK ENVIRONMENT

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

  • While performing the duties of this job, the employee is regularly required to sit and talk or hear, and use hands to finger, handle, or feel objects, tools, or controls.
  • The employee is occasionally required to stand; walk; reach with hands and arms; and stoop, kneel, crouch, or crawl.
  • The employee must occasionally lift and/or move up to 10 pounds.
  • Specific vision abilities required by this job include close vision.
  • The noise level in the work environment is usually moderate.

INTENT AND FUNCTION OF JOB DESCRIPTIONS

This is not necessarily an all-inclusive list of job-related responsibilities, duties, skills, efforts, requirements or working conditions. All descriptions have been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodation will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.

Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

Employment Type: Full-Time