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Insurance And Risk Management Jobs in Columbus, MI

Personal Risk Specialist

Troy, MI · On-site

$93K/yr

Develop and oversee preparation of proposals for Personal Risk Management clients and prospects, research and assist in writing responses to clients and present individual personalized insurance ...

Plans and delivers safety/risk management services to insured customers and internal associates. We are currently seeking a risk control professional that is technically proficient, self-motivated ...

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Showing results 1-20

Insurance And Risk Management information

See Columbus, MI salary details

$75.1K

$110.6K

$169.2K

How much do insurance and risk management jobs pay per year?

As of Aug 30, 2026, the average yearly pay for insurance and risk management in Columbus, MI is $110,561.00, according to ZipRecruiter salary data. Most workers in this role earn between $91,900.00 and $125,600.00 per year, depending on experience, location, and employer.

What is insurance and risk management?

Insurance and risk management is a field focused on identifying, assessing, and minimizing potential risks that individuals or organizations may face, as well as providing financial protection through insurance products. Professionals in this field analyze possible threats, develop strategies to mitigate them, and recommend appropriate insurance policies to cover potential losses. This helps businesses and individuals protect their assets, comply with regulations, and maintain financial stability in the face of unexpected events.

What are the key skills and qualifications needed to thrive as an insurance and risk management professional?

To thrive in Insurance and Risk Management, you need strong analytical abilities, a solid understanding of insurance principles, and typically a degree in finance, business, or a related field. Familiarity with risk assessment software, claims management systems, and relevant certifications such as CPCU (Chartered Property Casualty Underwriter) or ARM (Associate in Risk Management) are highly valued. Excellent communication, negotiation, and problem-solving skills help professionals build trust with clients and effectively manage complex situations. These skills are crucial for accurately assessing risk, developing sound policies, and ensuring organizational stability and client satisfaction.

What are some common challenges faced by professionals in insurance and risk management, and how can they be addressed?

Professionals in insurance and risk management often encounter challenges such as keeping up with evolving regulations, accurately assessing complex risks, and managing client expectations. Addressing these challenges requires continuous learning, leveraging new technologies for data analysis, and effective communication with clients and stakeholders. Team collaboration is also essential, as working closely with underwriters, actuaries, and claims specialists helps ensure comprehensive risk solutions and client satisfaction.

What is the difference between Insurance And Risk Management vs Insurance Underwriter?

AspectInsurance And Risk ManagementInsurance Underwriter
CredentialsCertifications like CRM, ARM, CPCU often preferredAdjustments vary; CPCU common but not mandatory
Work EnvironmentCorporate offices, risk assessment teamsUnderwriting departments, insurance companies
Industry UsageUsed across insurance, risk consulting, corporate risk teamsPrimarily within insurance companies for policy evaluation

Insurance And Risk Management professionals focus on identifying, analyzing, and mitigating risks for organizations, often working on strategic risk planning. Insurance Underwriters evaluate insurance applications and determine policy terms and premiums. While both roles involve risk assessment, Insurance And Risk Management has a broader scope, including risk control and management strategies, whereas Insurance Underwriters specialize in assessing individual insurance risks for policy issuance.

Is insurance and risk management a good career?

Insurance and risk management is a stable career that involves assessing and mitigating financial risks for individuals and organizations. It often requires strong analytical skills, certifications such as CPCU or ARM, and offers opportunities in various industries with potential for advancement and steady employment.

What do insurance and risk management risk managers do?

Insurance and risk management risk managers assess and analyze potential risks to an organization, develop strategies to mitigate those risks, and oversee insurance policies and claims. They use data analysis, risk assessment tools, and industry regulations to protect the company's assets and ensure compliance.

What jobs can you get with a degree in insurance and risk management?

A degree in insurance and risk management prepares individuals for roles such as insurance underwriters, risk analysts, claims adjusters, and insurance agents. These jobs involve evaluating risks, analyzing policies, and using industry-specific software, often requiring strong analytical skills and knowledge of insurance regulations.
Infographic showing various Insurance And Risk Management job openings in Columbus, MI as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 13% Part Time, and 3% Contract. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $110,561 per year, or $53.2 per hour.

VP of Operations (Commercial P&C Insurance)

Tokio Marine HCC

Troy, MI • On-site

$180 - $240/hr

Other

Medical, Dental, Vision, Life, PTO

Posted 10 days ago


Tokio Marine HCC rating

9.5

Company rating: 9.5 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

7th of 315 rated insurance


Job description

Role DetailsJob Title: VP of Operations (Commercial P&C Insurance)Location: Troy, Michigan - Hybrid (3 days in-office, 2 days work-from-home)Employment Type: Full-TimeRequisition Begin Date: 08/12/2026Requisition End Date 10/12/2026 (Posting may close earlier if filled or business needs change.)Help us insure itTokio Marine HCC - Public Risk Group, a member of the Tokio Marine group of companies, is a market leader in providing specialized insurance products for municipal entities. We cover counties, cities, townships, villages, police departments, prisons, fire departments and more. We serve the growing insurance and risk management needs of medium and large governmental entities and provide property and casualty insurance coverages in multiple states.Role OverviewVice President of Operations (Commercial P&C Insurance)Tokio Marine HCC – Public Risk Group, a member of the Tokio Marine family of companies, is a market leader in providing specialized insurance solutions for public entities. We serve a wide range of clients including cities, townships, police and fire departments, and correctional facilities, delivering innovative coverage and risk management tools across multiple states.We are seeking an accomplished Vice President of Operations with current, substantial experience in the commercial property and casualty insurance industry . Reporting to the Public Risk Group President, the VP of Operations will serve as a key member of the business unit’s executive leadership team. This leader will translate strategy into execution; strengthen operational discipline, financial performance, and governance; and lead cross-functional teams in support of profitable, scalable growth.This is not a general corporate operations role. The successful candidate will bring a deep understanding of the commercial insurance operating environment, including insurance product delivery, regulatory and compliance expectations, actuarial partnership, risk management, financial planning, and business-unit performance management.The VP of Operations will oversee the Actuarial, Compliance, and Marketing & Communications functions and will work closely with underwriting, claims, finance, legal, technology, and corporate partners.Key ResponsibilitiesPartner with the Public Risk Group President to establish and execute business-unit strategy, annual operating plans, growth priorities, financial plans, and enterprise initiatives.Lead operational performance across the business unit, ensuring that people, processes, controls, and resources support profitable growth, service excellence, and regulatory compliance.Provide executive leadership and direct oversight for Actuarial, Compliance, and Marketing & Communications, including goal setting, performance management, succession planning, and talent development.Translate actuarial, underwriting, claims, financial, and operational data into clear business insights and recommendations for senior leadership.Partner with actuarial leadership on pricing, reserving, profitability, portfolio performance, exposure trends, and strategic growth decisions.Partner with Compliance, Legal, and other business leaders to develop, implement, and monitor policies, procedures, controls, and governance practices appropriate for a multi-state commercial insurance business.Drive continuous improvement initiatives that enhance operational efficiency, scalability, cost discipline, controls, and customer or broker experience.Lead annual and long-range business planning, resource planning, budgeting, expense management, and operational forecasting.Develop and present executive-level reports, dashboards, and business reviews addressing operational performance, financial results, compliance matters, key risks, and strategic initiatives.Lead the preparation and delivery of leadership meetings, town halls, quarterly business reviews, and executive communications.Advise the President and leadership team on organizational structure, operating-model effectiveness, workforce needs, and succession priorities.Build strong partnerships across underwriting, claims, finance, legal, technology, risk management, and corporate functions.Required QualificationsBachelor’s degree in Business Administration, Finance, Insurance, Risk Management, Management, or a related field; equivalent relevant experience may be considered.15+ years of progressive experience in the commercial property and casualty insurance industry.8+ years of senior leadership experience leading teams, functions, or business operations within a commercial insurance carrier, managing general agency, program administrator, or specialty insurance organization.Demonstrated experience leading or materially influencing insurance business operations, strategic planning, financial planning, operating performance, or enterprise-wide initiatives.Experience partnering directly with executive leadership on business strategy, financial results, operational priorities, and organizational effectiveness.Working knowledge of commercial insurance operations, including the relationships among underwriting, claims, actuarial, compliance, finance, product, distribution, and risk management.Demonstrated experience operating within a regulated, multi-state insurance environment.Strong experience managing budgets, resources, operational priorities, and complex cross-functional initiatives.Proven ability to develop leaders and build accountable, high-performing teams.Preferred QualificationsExperience in public entity, municipal, governmental, specialty casualty, or commercial property and casualty insurance.Experience working with or leading actuarial, compliance, underwriting operations, claims operations, product, or business planning functions.Knowledge of state insurance regulatory expectations, market conduct, compliance controls, and insurance governance practices.Experience supporting a specialty insurance, public risk, program, or niche commercial insurance business.Advanced degree, MBA, CPCU, ARM, ARe, or other relevant insurance or risk-management designation.Core CompetenciesCommercial Insurance Acumen: Deep understanding of commercial P&C insurance business models, operating cycles, regulatory requirements, and profitability drivers.Strategic Execution: Ability to convert business strategy into measurable priorities, operating plans, and sustained results.Operational Leadership: Proven success improving processes, controls, resource allocation, and organizational effectiveness in a complex insurance environment.Financial and Analytical Acumen: Ability to interpret business-unit financial results, actuarial insights, operational metrics, and risk indicators to guide decisions.Leadership and Talent Development: Demonstrated ability to lead, mentor, and develop senior leaders and high-performing teams.Executive Communication: Exceptional written and verbal communication skills, including the ability to influence senior stakeholders and present complex information clearly.Change Leadership: Ability to lead through ambiguity, manage competing priorities, and build alignment across functions.Skills & AttributesStrong analytical, organizational, and problem-solving capabilities.Sound judgment with the ability to navigate complex and sensitive situations.Collaborative leadership style with a proactive, solutions-oriented mindset.Ability to manage multiple priorities in a fast-paced environment.Advanced proficiency in Microsoft Office (i.e. Excel, PowerPoint, Word).What We OfferCompetitive salary and comprehensive benefit packageStrong learning culture with ongoing development opportunitiesOpportunities for growth and career advancementComprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employmentBasic life and disability insurance401(k) plan with 6% company match20 days of PTO and two floating holidays (prorated)Approximately 11 paid holidays and volunteer time offPaid parental leaveAccess to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscriptionStudent loan matching programEmployee discount programAn opportunity to do meaningful work and love what you doDisclaimerYou do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check, if the Company is concerned about a conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction or challenge the accuracy of the background report. The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC § 1033(e))(the “VCCLEA”), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Where the hiring and employment of individuals is not restricted by the foregoing, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.About UsTokio Marine HCC is a global industry-leading specialty insurance group, backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance, we empower clients to pursue opportunities confidently through our “Mind Over Risk” philosophy. More than an insurance company, we are an organization built on innovation, unity, and trust.At our core, we are Always Advancing , driven by innovation and an entrepreneurial spirit that keeps us moving forward. Our people are Experts in Tomorrow , using curiosity and smart working to anticipate what’s next. With a culture rooted in Reaching Out , we foster genuine collaboration and support, ensuring every individual has the opportunity to succeed and make a difference.Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking, unites us as a team, and differentiates us from our competitors. We are much more than just an insurance company; we are a good company.Equal Opportunity EmployerTMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances.#LI-NL1#LI- Hybrid #J-18808-Ljbffr

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