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Insurance Agent Base Pay Jobs in Lompoc, CA (NOW HIRING)

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Insurance Sales Agent

Grover Beach, CA · Remote

$125K - $175K/yr

Pay: Advances paid twice weekly, earned commission paid once weekly, multiple bonuses, exotic ... As an independent contractor licensed insurance agent with HealthMarkets, you'll be collaborating ...

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Insurance Agent Base Pay information

See Lompoc, CA salary details

$25.9K

$67.5K

$126K

How much do insurance agent base pay jobs pay per year?

As of Aug 11, 2026, the average yearly pay for insurance agent base pay in Lompoc, CA is $67,452.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,200.00 and $79,900.00 per year, depending on experience, location, and employer.

Can I make good money being an insurance agent?

Insurance agents can earn a wide range of incomes, with many earning commissions based on sales and policy renewals. Successful agents with strong sales skills and industry experience can achieve high earnings, but income often depends on factors like location, client base, and effort. Some agents supplement their income with bonuses or incentives, and building a good reputation can lead to increased sales and higher pay.

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

Why do most insurance agents quit?

Most insurance agents quit due to high competition, inconsistent income, and the pressure to meet sales targets. The job often requires strong sales skills, self-motivation, and resilience, and many find the workload and income variability challenging over time.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.
What job categories do people searching Insurance Agent Base Pay jobs in Lompoc, CA look for? The top searched job categories for Insurance Agent Base Pay jobs in Lompoc, CA are:
What cities near Lompoc, CA are hiring for Insurance Agent Base Pay jobs? Cities near Lompoc, CA with the most Insurance Agent Base Pay job openings:

Insurance Sales Agent

HealthMarkets

Grover Beach, CA • Remote

$125K - $175K/yr

Contractor

Posted 4 days ago

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Job description

  • Leads & Calls: Inbound branded live calls, exclusive leads
  • Pay: Advances paid twice weekly, earned commission paid once weekly, multiple bonuses, exotic vacations
  • Growth: You choose to work locally, statewide, multi-state or nationwide. Full support to help you achieve your goals, whatever they are!
  • Training: You will be assigned two administrative assistants to help you with marketing and contracting, plus two sales trainers
  • Flexibility: Work the hours you choose, 100% remote if desired

If you are an insurance agent with 4-5 years of experience, we want you! As an independent contractor licensed insurance agent with HealthMarkets, you'll be collaborating with one of the largest independent health insurance agencies in the US. You will have the opportunity to grow a flourishing business, all while making a difference in peoples lives.

Not only that, but HealthMarkets will offer you the resources you need to succeed. We will give you access to leads, inbound consumer calls, live transfers, quoting tools, training resources, and more so you can focus on what you do best: selling. Contact us today and succeed on your terms with HealthMarkets.


HealthMarkets Overview Job Description:

If you are looking for an exciting opportunity where you can change peoples lives and achieve financial success as an independent insurance agent, you have come to the right place. Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers agents the resources and support they need to grow their businesses and succeed in the industry, all while making a difference in peoples lives.

And who are we? HealthMarkets is a technology-enabled health insurance agency delivering high-touch, customized health and supplemental insurance solutions to individuals, families and small businesses. Millions of Americans depend on us to help explore their insurance coverage options and we are looking for independent insurance agents like you to help us continue that mission.

So, whether you're an experienced insurance agent looking for your next opportunity or are just starting out and looking for an opportunity to demonstrate your talents, HealthMarkets is the career move that can help change your life.

Company Description

Expect to have both a life and a career with HealthMarkets. When you join us as a Licensed Independent Insurance Agent, you'll be building a business that you control with our support. So, you can head out for a run, be there for your kid's soccer matches even chase tornadoes if that's your thing. Start succeeding on your terms.
HealthMarkets is a technology-enabled health insurance marketplace that delivers high-touch, customized health and supplemental insurance solutions. Our Licensed Independent Insurance Agents serve our customers by helping families, individuals, and small businesses find the coverage they need at a price they can afford.

Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state

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