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Insurance Adjusters Jobs in Oak Ridge, TN (NOW HIRING)

Pho Prime, LLC

Weather Damage Expert

Knoxville, TN · On-site

$63 - $120/hr

Work with insurance companies and meet adjusters to facilitate the best outcomes possible for homeowners. * Obtain agreements and contracts from homeowners for roof restoration services. * Attend ...

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All JobsInsurance Adjusters JobsInsurance Adjusters Jobs in Oak Ridge, TN

Insurance Adjusters information

See Oak Ridge, TN salary details

$56K

$71.6K

$85K

How much do insurance adjusters jobs pay per year?

As of Aug 19, 2026, the average yearly pay for insurance adjusters in Oak Ridge, TN is $71,576.00, according to ZipRecruiter salary data. Most workers in this role earn between $63,800.00 and $79,400.00 per year, depending on experience, location, and employer.

Is it hard to become an insurance adjuster?

Becoming an insurance adjuster typically requires completing a licensing exam, which involves studying insurance policies, laws, and claims processes. The difficulty varies depending on state requirements and prior experience, but many find it manageable with proper preparation and training. Strong analytical skills and attention to detail are important for success in the role.

Is there a demand for insurance adjusters?

Insurance adjusters are in steady demand due to the ongoing need for claims assessment in the insurance industry. Employment opportunities are expected to grow as insurance companies handle more claims related to natural disasters, accidents, and other incidents, often requiring skills in investigation and negotiation. Certification and experience can enhance job prospects in this field.

What do insurance adjusters actually do?

Insurance adjusters evaluate insurance claims by investigating damages, reviewing policy coverage, and determining the amount payable to claimants. They often inspect property, interview witnesses, and use claims management software to document findings and make settlement recommendations.

Which insurance adjuster makes the most money?

Senior or specialized insurance adjusters, such as catastrophe or claims managers, tend to earn the highest salaries in the field. These roles often require extensive experience, advanced certifications, and the ability to handle large or complex claims, leading to higher compensation compared to entry-level adjusters.

What cities near Oak Ridge, TN are hiring for Insurance Adjusters jobs?

Cities near Oak Ridge, TN with the most Insurance Adjusters job openings:

Insurance Adjusters jobs near you
Infographic showing various Insurance Adjusters job openings in Oak Ridge, TN as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 23% Part Time, 5% Contract, and 1% Nights. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $71,576 per year, or $34.4 per hour.

Bodily Injury Claims Specialist

Auto Owners Insurance Company

Knoxville, TN • Hybrid

Full-time

Retirement, PTO

Re-posted 18 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated individual to join our Claims department as a Bodily Injury Claims Representative. The position requires the person to:

  • Assemble facts, determine coverage, evaluate the amount of loss, analyze legal liability, make payments in accordance with coverage, damage and liability determination, and perform other functions or duties to properly adjust the loss.

  • Study insurance policies, endorsements, and forms to develop an understanding of insurance coverage.

  • Follow claims handling procedures and participate in claim negotiations and settlements.

  • Deliver a high level of customer service to our agents, insureds, and others.

  • Devise alternative approaches to provide appropriate service, dependent upon the circumstances.

  • Meet with people involved with claims, sometimes outside of our office environment.

  • Handle investigations by telephone, email, mail, and on-site investigations.

  • Maintain appropriate adjuster's license(s), if required by statute in the jurisdiction employed, within the time frame prescribed by the Company or statute.

  • Handle complex and unusual exposure claims effectively through on-site investigations and through participation in mediations, settlement conferences, and trials.

  • Handle confidential information according to Company standards and in accordance with any applicable law, regulation, or rule.

  • Assist in the evaluation and selection of outside counsel.

  • Maintain punctual attendance according to an assigned work schedule at a Company approved work location.

Desired Skills & Experience

  • A minimum of three years of insurance claims related experience.

  • The ability to organize and conduct an investigation involving complex issues and assimilate the information to reach a logical and timely decision.

  • The ability to effectively understand, interpret and communicate policy language.

  • The dissemination of appropriate claim handling techniques so that others involved in the claim process are understanding of issues.

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

#LI-DNP #LI-Hybrid #IN-DNI

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