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Insurance Adjuster Inspector Jobs in Ohio (NOW HIRING)

USAA

Property Adjuster Specialist - Field

Dayton, OH · On-site

... insurance claims presented by or against our members. You will confirm and analyzes coverage ... USAA also provides a company vehicle to physically inspect losses within your locally assigned ...

USAA

Property Adjuster Specialist - Field

Alpha, OH

... insurance claims presented by or against our members. You will confirm and analyzes coverage ... USAA also provides a company vehicle to physically inspect losses within your locally assigned ...

All

Contact insurer, broker, and claimant to arrange appointment for first meeting. * Visit insured ... Travel to inspection sites. (regularly) * Move about indoors and outdoors to conduct inspections ...

Erie Insurance

Property Adjuster (Trainee)

Columbus, OH · On-site +1

$50K - $80K/yr

Property Adjusters operate from a home office, but daily travel to conduct property inspections ... At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a ...

Erie Insurance

Property Adjuster (Trainee)

Addyston, OH · On-site +1

$50K - $80K/yr

Property Adjusters operate from a home office, but daily travel to conduct property inspections ... At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a ...

Erie Insurance

Property Adjuster (Trainee)

Canton, OH · On-site +1

$50K - $80K/yr

Property Adjusters operate from a home office, but daily travel to conduct property inspections ... At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a ...

Erie Insurance

Property Adjuster (Trainee)

Columbus, OH · On-site

$50K - $80K/yr

Property Adjusters operate from a home office, but daily travel to conduct property inspections ... At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a ...

Erie Insurance

Property Adjuster (Trainee)

Canton, OH · On-site

$50K - $80K/yr

Property Adjusters operate from a home office, but daily travel to conduct property inspections ... At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a ...

Erie Insurance

Property Adjuster (Trainee)

Addyston, OH · On-site

$50K - $80K/yr

Property Adjusters operate from a home office, but daily travel to conduct property inspections ... At Erie Insurance, you're not just part of a Fortune 500 company; you're also a valued member of a ...

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All JobsInsurance Adjuster Inspector JobsInsurance Adjuster Inspector Jobs in Ohio

Insurance Adjuster Inspector information

Is an adjuster license hard to get?

Obtaining an insurance adjuster license typically involves completing pre-licensing education, passing a licensing exam, and submitting a background check. The difficulty varies by state but generally requires dedicated study and understanding of insurance policies and claims processes.

How much do adjusters make?

Insurance adjuster inspectors in Georgia typically earn between $45,000 and $70,000 annually, depending on experience, certifications, and the complexity of claims handled. Entry-level positions may start lower, while experienced adjusters with specialized skills can earn higher salaries. The role often requires knowledge of insurance policies, damage assessment, and the use of estimating software.

How much does a claims adjuster make?

In Florida, insurance claims adjusters typically earn an average annual salary of around $60,000 to $70,000, with experienced adjusters or those working for specialized firms earning higher. Compensation can vary based on experience, certifications, and the complexity of claims handled.

What are some common challenges faced by Insurance Adjuster Inspectors when assessing property damage claims?

Insurance Adjuster Inspectors often encounter challenges such as evaluating damages that may not be immediately visible, dealing with incomplete or conflicting information from policyholders, and working under tight deadlines especially after large-scale events like storms. Balancing the need for accurate, thorough inspections with efficiency is key, as is maintaining clear communication with clients and contractors. Additionally, navigating disputes over claim settlements and staying current with evolving industry regulations can require strong problem-solving and negotiation skills.

What are the key skills and qualifications needed to thrive as an Insurance Adjuster Inspector, and why are they important?

To thrive as an Insurance Adjuster Inspector, you need strong analytical skills, attention to detail, and a background in insurance or a related field, often supported by relevant licenses or certifications. Familiarity with claims management software, digital inspection tools, and industry regulations is typically required. Excellent communication, negotiation, and customer service skills help in effectively managing claims and interacting with policyholders. These skills ensure accurate claims assessments, efficient resolution, and customer satisfaction in a competitive insurance market.

What are Insurance Adjuster Inspectors?

Insurance Adjuster Inspectors are professionals who investigate insurance claims by inspecting property, vehicles, or other insured items to determine the extent of damage or loss. They gather evidence, interview claimants and witnesses, review policy information, and prepare detailed reports to help insurance companies determine claim settlements. These inspectors play a critical role in ensuring that claims are processed fairly and accurately. Their work often involves on-site visits, documentation, and sometimes negotiating settlements with policyholders.

What is the highest paid insurance adjuster?

The highest paid insurance adjusters are often senior or specialized professionals, such as catastrophe or large-loss adjusters, earning salaries exceeding $100,000 annually. Factors influencing pay include experience, certifications, and the complexity of claims handled.

What is the difference between Insurance Adjuster Inspector vs Insurance Claims Examiner?

AspectInsurance Adjuster InspectorInsurance Claims Examiner
Required CredentialsState licensing, insurance adjuster certificationAdjuster certification, sometimes licensing
Work EnvironmentOn-site inspections, fieldworkOffice-based, claims review
Employer & Industry UsageInsurance companies, independent adjustersInsurance carriers, claims departments
Common Search/ComparisonYesNo

Insurance Adjuster Inspectors primarily evaluate property damage on-site, requiring fieldwork and certifications. Insurance Claims Examiners review claims in an office setting, focusing on documentation and policy analysis. While both roles are integral to the insurance industry, they differ in work environment and responsibilities, making the comparison relevant for those exploring insurance careers.

What are popular job titles related to Insurance Adjuster Inspector jobs in Ohio? For Insurance Adjuster Inspector jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Insurance Adjuster Inspector jobs in Ohio look for? The top searched job categories for Insurance Adjuster Inspector jobs in Ohio are:
What cities in Ohio are hiring for Insurance Adjuster Inspector jobs? Cities in Ohio with the most Insurance Adjuster Inspector job openings:
Insurance Adjuster Inspector jobs near you
Property Adjuster Specialist - Field

Property Adjuster Specialist - Field

USAA

Dayton, OH • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 18 days ago

USAA rating

8.3

Company rating: 8.3 out of 10

Based on 251 frontline employees who took The Breakroom Quiz

34th of 141 rated banks

Job description

Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
The Opportunity
As a dedicated Property Adjuster Specialist , you will work within established guidelines and framework to investigate, evaluate, negotiate, and settle complex property insurance claims presented by or against our members. You will confirm and analyzes coverage, recognize liability exposure and negotiate equitable settlements in compliance with all state regulatory requirements.
Property Adjuster Specialist focus on using technology and desk adjusting for a virtual first approach to inspections and claims handling. USAA also provides a company vehicle to physically inspect losses within your locally assigned territory. Field Adjusters may travel outside of their local territory to respond to claims in other regions when needed. This is an hourly, non-exempt position with paid overtime available.
This is a field-based role for Dayton, OH. Candidates currently living in this location or willing to self-relocate are encouraged to apply.
What you'll do:
  • Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability.
  • Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.
  • Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
  • Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies.
  • Determines and negotiates complex claims settlement within authority limits. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes.
  • Maintains accurate, thorough, and current claim file documentation throughout the claims process.
  • Advance knowledge of estimating technology platforms and virtual inspection tools. Utilizes platforms and tools to prepare claims estimates to manage complex property insurance claims.
  • Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
  • May be assigned CAT deployment travel with minimal notice during designated CATs.
  • Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
  • Works independently solving complex problems with minimal guidance; acts as a resource for colleagues with less experience.
  • Adjusts complex claims with attorney involvement.
  • Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations.
  • May require travel to resolve claims, attend training, and conduct in-person inspections.
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
  • High School Diploma or General Equivalency Diploma required.
  • 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
  • Advanced knowledge of estimating losses using Xactimate or similar tools and platforms.
  • Proficient knowledge of residential construction.
  • Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations.
  • Proficient negotiation, investigation, communication, and conflict resolution skills.
  • Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills.
  • Ability to travel 50-75% of the year (local & non-local) and/or work catastrophe duty when needed.
  • Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
What sets you apart:
  • US military experience through military service or a military spouse/domestic partner
  • 5 years of prior field experience handling higher severity/complex losses (i.e. vandalism, malicious mischief, foreclosures, earth movement, collapse, liability, etc.)
  • Prior experience adjusting property claims using virtual technologies
  • Prior property field adjuster experience handling DWG, APS and ALE adjustments
  • Industry designations such as AINS, CPCU, AIC, SCLA (or actively pursuing)
  • Xactimate Level 1 and/or Level 2 certification
  • Prior deployments in support of catastrophes
  • Currently hold an active Adjuster License
  • Currently reside within or have the ability to self-relocate to Dayton, OH
Physical Demand Requirements:
  • May require the ability to crouch and stoop to inspect confined spaces, to include attics and go beneath homes into crawl spaces.
  • May need to meet all USAA safe driving requirements including verification of driving record through MVR & possession of valid driver's license.
  • May require the ability to lift a minimum of 35 pounds to include lifting a ladder in and out of the trunk of a car.
  • May require the ability to climb ladders and traverse roofs, this includes the ability to work at heights while inspecting roofs and attics.

Compensation range: The salary range for this position is: $69,920.00 - $133,620.00.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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