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Independent Life Insurance Agent Jobs in Utah (NOW HIRING)

Life Insurance Agent

Salt Lake City, UT ยท Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

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Independent Life Insurance Agent information

See Utah salary details

$16.4K

$81K

$132K

How much do independent life insurance agent jobs pay per year?

As of Aug 21, 2026, the average yearly pay for independent life insurance agent in Utah is $80,994.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,300.00 and $111,100.00 per year, depending on experience, location, and employer.

What is an independent life insurance agent?

Independent life insurance agents are professionals who sell life insurance policies from multiple insurance companies, rather than representing just one provider. This allows them to offer clients a wider range of policy options and help compare coverage and prices from different insurers. They act as intermediaries, using their expertise to recommend the best products for clients based on their needs, budget, and circumstances. Independent agents are typically paid through commissions from the insurance companies whose products they sell.

What are the key skills and qualifications needed to thrive as an independent life insurance agent?

To thrive as an Independent Life Insurance Agent, you need a thorough understanding of insurance products, sales strategies, and state licensing requirements. Familiarity with customer relationship management (CRM) software, online quoting tools, and insurance underwriting systems is typically required. Strong interpersonal skills, self-motivation, and effective communication are essential for building client trust and growing a book of business. These skills ensure agents can successfully match clients with suitable policies, navigate complex regulations, and maintain long-term client relationships.

What are some common challenges faced by independent life insurance agents, and how can they be overcome?

Independent life insurance agents often face challenges such as building a steady client base, managing multiple carrier relationships, and staying motivated without direct supervision. To overcome these hurdles, agents typically invest in networking, utilize referral programs, and participate in ongoing industry training to stay informed about product offerings. Additionally, leveraging digital marketing and CRM tools can help streamline lead generation and client management, making it easier to grow and sustain a successful practice.

What is the difference between Independent Life Insurance Agent vs Captive Life Insurance Agent?

AspectIndependent Life Insurance AgentCaptive Life Insurance Agent
CredentialsLicensing required; no specific certifications neededLicensing required; may need company-specific training
Work EnvironmentSelf-employed, flexible schedule, multiple carriersEmployed by a single insurance company, structured hours
Employer & Industry UsageIndependent, works with various insurersEmployed directly by one insurer
Sales ApproachOffers products from multiple companies, broader optionsPromotes only their company's products

In summary, Independent Life Insurance Agents operate independently, offering products from multiple insurers, providing flexibility and broader options. Captive Life Insurance Agents work exclusively for one insurer, with a structured environment focused on promoting their company's policies.

Do independent life insurance agents make good money?

Independent life insurance agents can earn a wide range of income depending on their sales performance, commission rates, and client base. Successful agents often earn a substantial income through commissions on policies sold, but income variability is common due to market conditions and individual effort. Building skills in sales, product knowledge, and client relationships is essential for higher earnings in this role.

Why do most independent life insurance agents quit?

Many independent life insurance agents quit due to challenges in building a steady client base, high competition, and inconsistent income. Success often requires strong sales skills, self-motivation, and ongoing networking, which can be difficult to sustain over time.

What cities in Utah are hiring for Independent Life Insurance Agent jobs?

Cities in Utah with the most Independent Life Insurance Agent job openings:

Infographic showing various Independent Life Insurance Agent job openings in Utah as of August 2026, with employment types broken down into 1% As Needed, 68% Full Time, 27% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $80,994 per year, or $38.9 per hour.

Life Insurance Agent

Kimbrell Agency

Salt Lake City, UT โ€ข On-site

$50K - $100K/yr

Full-time

Medical, Life, Retirement

Re-posted 22 days ago


Job description

Kimbrell Agency
Remote
Employment Type: Contractor
Compensation $50,000 to $100,000 per year (plus commission)
If you're reading this and thinking, "Insurance? Really?" I get it. I've thought that too-and I still do. The truth is, I'm not passionate about insurance. I'm passionate about people. We don't just build careers; we build people who, in turn, build businesses. The result? Success and fulfillment.
We look forward to discovering what success means to you and, if we find that this is the right fit, we are fully committed to providing you with the tools, training, and support to make it happen.
The Problem with Most Insurance Jobs:
Let's be real-most agencies are desperate to hire anyone with a pulse, offer minimal support, and if you're lucky, they might invest in you six months down the line. We think that's unacceptable.
At The Kimbrell Agency, we do things differently. We invest heavily from the start to ensure you're the right fit for this career. That means we pour everything into your long-term success. No leader can give everything it takes to help an agent succeed when they're bringing on anyone who applies. Unfortunately, most agencies make empty promises: "Be in business for yourself, but not by yourself," or "We offer hands-on support and training."
Here, we actually mean it. And we have a proven track record of success to back it up.
What We Offer:
A Proven Lead System: Say goodbye to cold calling. Our streamlined lead generation system puts you in front of qualified buyers who have requested coverage. You'll call these clients, set appointments, and meet virtually to help them find the best insurance plan for their needs and budget. Some agents even start part-time and transition to full-time.
A Real Opportunity for Growth: This role is perfect for self-disciplined sales professionals who are ready to put in the work. If you need someone looking over your shoulder or a time clock to punch, this isn't the right fit. But if you're driven, gritty and ready to build something meaningful, we want to hear from you.
Key Responsibilities:
Present and sell insurance products to new and existing customers.
Reach out to potential clients who have requested coverage.
Handle customer inquiries and resolve complaints.
Participate in regular Zoom training sessions.
Who We're Looking For:
Previous experience in sales, customer service, or a related field is a plus.
Familiarity with CRM platforms is helpful.
You know how to build rapport and trust with clients.
You're deadline-driven, detail-oriented, and dedicated to delivering results.
Integrity and a strong work ethic are a must.
We're seeking individuals who are ambitious, coachable, passionate about helping others, and driven to achieve greatness. If you're ready to take control of your future and create a career you can be proud of, we'd love to connect.
Why Choose Us?
True Agency Ownership: Here, you'll have the chance to own your business-contractually protect what you build.
Game-Changing Lead Program: We provide the industry's best leads, generated in-house and heavily subsidized to help you succeed.
Comprehensive Training & Support: From day one, we offer hands-on training, including daily coaching calls, weekly one-on-ones, and group sessions. You'll have a system to follow at every step of the way.
Industry-Leading Compensation: Our compensation plan is designed to deliver real profit, with vested rights from day one.
Dedicated Conservation Team: Our team ensures your business stays protected from chargebacks, giving you one of the highest persistency rates in the industry.
World-Class Travel & Incentives: Have the ability to earn 3-4 fully-paid trips per year, all expenses covered.
Unlimited Earning Potential: This is a commission and bonus-based position, with no cap on how much you can earn. Your income potential is truly unlimited.
A Few More Details:
This role does require a Life and Health Insurance License, but don't worry-we'll help you obtain it through a streamlined online course that takes just 7-10 days.
Please note: Success in this role varies. Your level of success will depend on several factors, including the effort you put in, your ability to follow and implement our proven system, and the specific insurance needs in your geographic area. Not all agents achieve the same results, and earnings are based on individual performance.
Ready to Build Your Future with Us?
If you're ready to make a difference-not just in your own life, but in the lives of others-apply today. We can't wait to see how you define success.
About Kimbrell Agency:
Kyle & Lisa Kimbrell are financial service industry veterans with over 50 years experience combined in sales, marketing and leadership. Since founding their Symmetry Financial Group business in July of 2016 their national agency has sold over 55,000 life, health, annuity, disability and retirement policies with over $85 million in sales. The Kimbrells attained Equity Partnership in only 24 months, which is the fastest in SFG history.
Company website: https://www.kimbrellagency.com/
Department Account Executive Role Life Insurance Agent Locations Salt Lake City Remote status Fully Remote