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Independent Life Insurance Jobs (NOW HIRING)

FCSU Financial

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Independent Life Insurance Agent

Philadelphia, PA · Remote

$40K - $120K/yr

FCSU Financial Independent Life Insurance and Fixed Annuity Agent (1099) We are seeking licensed individuals to join our team as an Independent Life Insurance Agent in the Philadelphia area! This is ...

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Independent Life Insurance information

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$30.5K

$88.1K

$131.5K

How much do independent life insurance jobs pay per year?

As of Jul 7, 2026, the average yearly pay for independent life insurance in the United States is $88,115.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $100,000.00 per year, depending on experience, location, and employer.
What cities are hiring for Independent Life Insurance jobs? Cities with the most Independent Life Insurance job openings:
What states have the most Independent Life Insurance jobs? States with the most job openings for Independent Life Insurance jobs include:

Independent Life Insurance Agent

Pope Insurance Group (A Senior Life Insurance Company Agency)

Waco, TX • On-site

Contractor

Re-posted 29 days ago

Job description

Life Insurance Agent - Independent (1099) Opportunity
Many life insurance professionals enter the industry without a clear understanding of what it means to operate as an independent agent.
This opportunity is designed for licensed life insurance agents who want to build their own business as independent contractors (1099) - not as employees.About the Role
Independent agents operate their own businesses. This means:
You control your schedule and production
You own your book of business
You choose how you market and generate leads
Earnings are commission-based, consistent with a 1099 model
Agencies that provide paid leads often do so in exchange for significantly reduced commission levels. Our model focuses on helping agents earn full commissions by building sustainable, long-term businesses.What We Provide
Ongoing professional training and coaching
Access to multiple competitive life insurance carriers and products
Best Commissions, Contracting, Underwriting, and Case support
Guidance based on 35+ years of industry experience
Systems designed to help agents grow and scale responsiblyWhat This Role Is Not
This is not a W-2 employee position
This role does not include a salary or hourly pay
Marketing and lead generation expenses are managed by the agentIdeal Candidates
This opportunity is a good fit for agents who:
Are currently licensed in Life and/or Health
Understand the responsibilities of a 1099 independent contractor
Are interested in building a long-term insurance business
Value training, mentorship, and support over employee-style compensation
Are motivated, professional, and coachableImportant Note
This role is intended for independent agents who want to operate as business owners. Candidates seeking employer-provided leads, wages, or employee benefits may be better suited to other opportunities.
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