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Independent Insurance Agents information

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$25K

$65K

$121.5K

How much do independent insurance agents jobs pay per year?

As of Sep 15, 2026, the average yearly pay for independent insurance agents in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is the difference between Independent Insurance Agents vs Insurance Brokers?

AspectIndependent Insurance AgentsInsurance Brokers
CredentialsLicenses vary by state, often requiredSimilar licensing requirements, often the same as agents
Work EnvironmentWork independently or for agencies, selling multiple policiesWork independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageTypically employed by agencies or independently operateOperate as independent brokers or within brokerage firms
Search & Comparison IntentOften compared for agency roles and independent salesCompared for brokerage services and policy shopping

Independent Insurance Agents and Insurance Brokers both sell insurance policies and require similar licenses. The main difference lies in their work setup: agents often work for agencies or independently, while brokers typically operate within brokerage firms. Both roles serve clients by offering multiple insurance options, but brokers usually have broader access to insurers. Understanding these distinctions helps job seekers and clients find the right insurance professional for their needs.

Can I work as an independent insurance agent?

Yes, individuals can work as independent insurance agents by obtaining the necessary licenses for the types of insurance they wish to sell, which typically involves passing state exams and completing continuing education. Independent agents operate their own businesses, often working flexible hours and representing multiple insurance companies to offer clients a variety of coverage options.

Is being an independent insurance agent worth it?

Independent insurance agents sell policies from multiple providers, offering flexibility and a broader product range. The role often involves self-employment, commission-based income, and the need for licensing and strong sales skills, which can impact earning potential and job stability.
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What cities are hiring for Independent Insurance Agents jobs?

Cities with the most Independent Insurance Agents job openings:

What states have the most Independent Insurance Agents jobs?

States with the most job openings for Independent Insurance Agents jobs include:

What are popular job titles related to Independent Insurance Agents jobs?

For Independent Insurance Agents jobs, the most frequently searched job titles are:

Independent Insurance Agents jobs near you
Infographic showing various Independent Insurance Agents job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 76% Full Time, 18% Part Time, and 5% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Independent Insurance Agents

North Versailles, PA • On-site

NOVO HOPE LLC
See more jobs at NOVO HOPE LLCexternal

Contractor

Re-posted 23 days ago

Job description

Now Hiring: Experienced Insurance Agent | Join Our Independent Insurance Agency

Are you a licensed insurance agent with a book of business ready to grow? Our independent insurance agency is expanding, and we're looking for a motivated, entrepreneurial-minded professional to join our team!

Position: Insurance Agent (Independent)
Location: North Versailles, PA
Job Type: 1099 Independent Contractor

What We’re Looking For:

  • A licensed insurance agent (Property & Casualty and/or Life & Health)
  • A book of business you’re ready to bring and grow
  • Proven experience in selling personal and/or commercial lines insurance
  • Excellent communication and customer service skills
  • Driven, ethical, and self-motivated

What We Offer:

  • High commission splits & performance incentives
  • Access to multiple top-rated insurance carriers
  • Back-office support and agency tools (CRM, quoting systems, etc.)
  • Independence with support—you run your business, we provide the platform
  • Collaborative, team-focused environment

Company Description

Independent Insurance Agent

Be a part of a team that's growing together! Our Insurance Agency is seeking Independent Insurance Agents to join a growing, values-driven team serving clients across Pennsylvania, Ohio, and Maryland.

Our Mission is to specialize in protecting families, their assets, and their businesses. This role is ideal for professionals who thrive on building trusted relationships, providing thoughtful guidance, and helping individuals and businesses protect what matters most.

What You’ll Do

· Advise clients on personal, business, life, health, auto, travel, renters, and group insurance solutions

· Build and manage long-term client relationships

· Assess client needs and recommend tailored coverage options

· Collaborate with internal partners and carriers

· Maintain compliance with state licensing and regulatory requirements

· Grow your book of business ethically and sustainably

Who Thrives in This Role

· Relationship-first advisors

· Entrepreneurial professionals who value collaboration

· Strong communicators with integrity-driven sales practices

· Organized professionals comfortable managing autonomy in a remote environment

What We Offer

· Independent Agent model with support

· Access to a broad portfolio of insurance products

· Collaborative team culture

· Ongoing professional development, including training to take your state exam- offered at discount

· Flexibility to serve clients across multiple states

Qualifications

· Active insurance license (or willingness to obtain or to be trained)

· Experience in insurance, financial services, sales, or advisory roles preferred

· Excellent communication skills, both verbal and written

· Comfort working independently with accountability

· Commitment to ethical, client-centered service to work end-to-end with clients on the full process

· Ability to take initiative and a willingness to learn