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In Insurance Underwriting Jobs in California (NOW HIRING)

Sr. Underwriter Flood

San Diego, CA ยท Hybrid

$125K - $150K/yr

Continuing education, professional designations, or related P&C licensing in insurance underwriting are preferred. If you do not meet all the qualifications for this role, we still encourage you to ...

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In Insurance Underwriting information

What is the difference between In Insurance Underwriting vs Insurance Claims Adjuster?

AspectInsurance UnderwritingInsurance Claims Adjuster
CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonRequires a high school diploma or bachelor's; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing applications and risk factorsField and office-based, investigating claims and assessing damages
Industry UsageUsed in insurance companies to evaluate risk and determine policy termsUsed to settle claims, verify damages, and determine payout amounts

While both roles are integral to the insurance industry, insurance underwriters focus on evaluating risk before issuing policies, whereas insurance claims adjusters handle claims after a loss occurs. Understanding these differences helps job seekers identify the right career path within the insurance sector.

How to get a job in insurance underwriting?

To get a job in insurance underwriting, candidates typically need a bachelor's degree in fields like finance, business, or economics. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance prospects, and entry-level roles often require familiarity with underwriting software and industry regulations.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, professional certification, and a typical office schedule, making it a viable option for those interested in finance and risk management.

What is the work of an insurance underwriter in insurance?

An insurance underwriter evaluates insurance applications to determine the risk level and decide whether to approve coverage and at what premium. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to ensure the insurer's financial stability and profitability.

What job categories do people searching In Insurance Underwriting jobs in California look for?

The top searched job categories for In Insurance Underwriting jobs in California are:

What cities in California are hiring for In Insurance Underwriting jobs?

Cities in California with the most In Insurance Underwriting job openings:

Senior Insurance Underwriting Specialist

San Francisco, CA โ€ข Remote

$50 - $60/hr

Full-time

Posted 14 days ago


Job description

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.

Position: Insurance Experts
Type: Contract
Compensation: $50–$60/hour
Location: Remote

Role Responsibilities

  • Construct enterprise insurance scenarios for complex commercial underwriting, multi-stakeholder claims adjudication, and regulatory compliance review cycles at Fortune 500 carriers.
  • Build insurance tasks across F500 underwriting, risk assessment, claims management, actuarial pricing, reinsurance strategy, and regulatory affairs.
  • Develop scenarios using tools like Guidewire, Duck Creek, and actuarial modeling platforms (SAS, R) in F500 stacks.
  • Apply enterprise insurance methodologies such as actuarial risk modeling, loss reserving, and ERM frameworks to produce reference guidelines and risk narratives.
  • Author rubrics that distinguish authentic enterprise insurance judgment from generic textbook recall.

Qualifications

Must-Have

  • 5+ years in underwriting, claims, actuarial, or risk management at a Fortune 500 insurance carrier or reinsurer.
  • Direct ownership of F500-scale underwriting portfolios, claims operations, or actuarial pricing models.
  • Fluency in enterprise insurance tooling and methodologies, plus understanding of F500 regulatory compliance and reinsurance practices.

Preferred

  • Prior authorship of rubrics, actuarial/underwriting training curriculum, or claims documentation.

Application Process (Takes 20–30 mins to complete)

  • Upload resume
  • AI interview based on your resume
  • Submit form

Resources & Support

  • For details about the interview process and platform information, please check: https://talent.docs.mercor.com/welcome
  • For any help or support, reach out to: support@mercor.com

PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.