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In Insurance Underwriting Jobs in Alabama (NOW HIRING)

VIVA Health

Director of Underwriting

Birmingham, AL · On-site

Life Insurance and Disability Coverage * Employee Wellness Program * Training and Development ... Aid in the development and ongoing modification of benefits and plan designs to be coordinated with ...

Viva Health

Director of Underwriting

Birmingham, AL · On-site

Life Insurance and Disability Coverage * Employee Wellness Program * Training and Development ... Aid in the development and ongoing modification of benefits and plan designs to be coordinated with ...

Plan Right

Sales Agent (Insurance)

Huntsville, AL

This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting ...

Plan Right

Sales Agent (Insurance)

Birmingham, AL · On-site

This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting ...

Planright

Sales Agent (Insurance)

Huntsville, AL · On-site +1

$70K - $100K/yr

This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting ...

Plan Right

Sales Agent (Insurance)

Auburn, AL

This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting ...

Planright

Sales Agent (Insurance)

Birmingham, AL · On-site +1

$70K - $100K/yr

This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting ...

Planright

Sales Agent (Insurance)

Auburn, AL · On-site +1

$70K - $100K/yr

This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting ...

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In Insurance Underwriting information

What is the difference between In Insurance Underwriting vs Insurance Claims Adjuster?

AspectInsurance UnderwritingInsurance Claims Adjuster
CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonRequires a high school diploma or bachelor's; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing applications and risk factorsField and office-based, investigating claims and assessing damages
Industry UsageUsed in insurance companies to evaluate risk and determine policy termsUsed to settle claims, verify damages, and determine payout amounts

While both roles are integral to the insurance industry, insurance underwriters focus on evaluating risk before issuing policies, whereas insurance claims adjusters handle claims after a loss occurs. Understanding these differences helps job seekers identify the right career path within the insurance sector.

How to get a job in insurance underwriting?

To get a job in insurance underwriting, candidates typically need a bachelor's degree in fields like finance, business, or economics. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance prospects, and entry-level roles often require familiarity with underwriting software and industry regulations.

Is insurance underwriting a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, professional certification, and a typical office schedule, making it a viable option for those interested in finance and risk management.

What is the work of an insurance underwriter in insurance?

An insurance underwriter evaluates insurance applications to determine the risk level and decide whether to approve coverage and at what premium. They analyze factors such as applicant information, policy details, and industry data, often using specialized software, to ensure the insurer's financial stability and profitability.

What are popular job titles related to In Insurance Underwriting jobs in Alabama?

For In Insurance Underwriting jobs in Alabama, the most frequently searched job titles are:

What job categories do people searching In Insurance Underwriting jobs in Alabama look for?

The top searched job categories for In Insurance Underwriting jobs in Alabama are:

What cities in Alabama are hiring for In Insurance Underwriting jobs?

Cities in Alabama with the most In Insurance Underwriting job openings:

In Insurance Underwriting jobs near you

Director of Underwriting

Birmingham, AL

Triton Health Systems
See more jobs at Triton Health Systemsexternal

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago

Job description

Director of Underwriting

Location: Birmingham, AL

Work Schedule: Hybrid schedule with regular work onsite at the VIVA HEALTH corporate office and some work-from-home opportunities.   

Job Summary

The Director of Underwriting is responsible for the maintenance and development of all aspects of underwriting and actuarial analysis including product pricing, product development, group risk assessment, data analysis and reporting, regulatory reports and filing, and reinsurance reporting. This position is also responsible for management of the Underwriting Department staff.

Why VIVA HEALTH?

VIVA HEALTH, part of the renowned University of Alabama at Birmingham (UAB) Health System, is a health maintenance organization providing quality, accessible health care. Our employees are a part of the communities they serve and proudly partner with members on their healthcare journeys.

VIVA HEALTH has been recognized by Centers for Medicare & Medicaid Services (CMS) as a high-performing health plan and has been repeatedly ranked as one of the nation's Best Places to Work by Modern Healthcare.

Benefits

  • Comprehensive Health, Vision, and Dental Coverage
  • 401(k) Savings Plan with company match and immediate vesting
  • Paid Time Off (PTO)
  • 9 Paid Holidays annually plus a Floating Holiday to use as you choose
  • Tuition Assistance
  • Flexible Spending Accounts
  • Healthcare Reimbursement Account
  • Paid Parental Leave
  • Community Service Time Off
  • Life Insurance and Disability Coverage
  • Employee Wellness Program
  • Training and Development Programs to develop new skills and reach career goals
  • Employee Assistance Program

See more about the benefits of working at Viva Health - https://www.vivahealth.com/careers/benefits

Key Responsibilities

  • Responsible for pricing and approval/decline of employee groups presented for quoting by Sales staff for Large and Small Group product lines.
  • Produce and refine monthly reports on underwriting activity for Senior Management and develop additional reporting projects, as necessary.
  • Develop and maintain pricing/rating models for Large and Small group product lines.
  • Prepare and submit underwriting regulatory filings.
  • Analyze and report healthcare costs for internal and external customer utilization.
  • Provide underwriting data and support to product development staff for pricing and improvement of new products.
  • Analyze, report, and accumulate reinsurance reimbursements. Assist Senior Management with all aspects of the Company's reinsurance contract.
  • Aid in the development and ongoing modification of benefits and plan designs to be coordinated with Sales & Marketing, Pharmacy, and other departments.
  • Oversee various aspects relating to Underwriting including but not limited to ensuring compliance with Federal Health Care Reform laws.
  • Manage the Underwriting Department staff.

REQUIRED:

  • Bachelor’s degree in a business-related field
  • 7 years’ underwriting/actuarial experience
  • 3 years’ management experience
  • Advanced computer skills including Excel, pivot tables, and Access
  • Proficiency in Microsoft Office
  • Excellent verbal and written communication skills
  • Ability to work in cooperation and conjunction with many other departments within the Company
  • Ability to manage staff
  • Aptitude and interest in medical and financial risk analysis and assessment
  • Knowledge of medical terminology
  • Ability to solve problems as they arise
  • Ability to work under pressure from deadlines and goals

PREFERRED:

  • Group or individual insurance underwriting experience
  • Medicare Advantage bid process experience
  • Operational experience interfacing with Federal and/or State web-based applications