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Hourly Credit Risk Modeling Jobs in Palmer, KS (NOW HIRING)

Financial Officer - Intern

Manhattan, KS · On-site

$15.75 - $20.50/hr

AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica) and ... Qualified interns will receive a competitive hourly wage and $500 sign-on bonus * Relocation ...

Insurance Officer - Intern

Manhattan, KS · On-site

$13.25 - $18/hr

AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica) and ... Qualified interns will receive a competitive hourly wage and $500 sign-on bonus * Relocation ...

Hourly Credit Risk Modeling information

What is hourly credit risk modeling?

Hourly credit risk modeling is the process of assessing and predicting the likelihood of a borrower defaulting on their financial obligations, with risk evaluated and updated on an hourly basis. This approach is often used by financial institutions and fintech companies that require real-time credit risk analysis for instant lending decisions or ongoing portfolio monitoring. By utilizing real-time data and advanced analytics, hourly credit risk modeling enables lenders to respond quickly to changes in a borrower's financial behavior or external market conditions. This leads to more accurate risk assessments and helps institutions manage their exposure more effectively.

How does an hourly credit risk modeling professional typically collaborate with other departments within a financial institution?

Hourly Credit Risk Modeling professionals often work closely with teams such as underwriting, data analytics, and IT to ensure credit risk models are accurate and actionable. They may participate in cross-functional meetings to discuss model performance, share insights from data analysis, and implement feedback from business stakeholders. Collaboration is key, as their models directly influence lending decisions, risk management strategies, and regulatory compliance. Regular communication with colleagues helps ensure that risk models stay aligned with evolving business needs and regulatory requirements.

What are the key skills and qualifications needed to thrive as an hourly credit risk modeler, and why are they important?

To thrive as an Hourly Credit Risk Modeler, you need strong quantitative skills, a background in finance, economics, mathematics, or statistics, and experience with credit risk principles. Familiarity with statistical software such as SAS, R, or Python, as well as knowledge of risk modeling frameworks and regulatory requirements, is typically required. Analytical thinking, attention to detail, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills are essential for accurately assessing credit risk, supporting sound decision-making, and ensuring regulatory compliance in financial institutions.

What is the difference between Hourly Credit Risk Modeling vs Credit Analyst?

AspectHourly Credit Risk ModelingCredit Analyst
Primary FocusDeveloping and implementing credit risk models to assess borrower riskAnalyzing credit data to evaluate creditworthiness of individuals or companies
Required SkillsStatistical analysis, modeling, programming, financial analysisFinancial analysis, credit report review, communication skills
Work EnvironmentFinancial institutions, consulting firms, often project-basedBanks, lending institutions, credit departments
CertificationsOften requires CFA, FRM, or similar certificationsTypically requires finance or accounting degrees; certifications like CFA are common

Hourly Credit Risk Modeling involves creating quantitative models to predict credit risk, often requiring advanced statistical and programming skills. Credit Analysts focus on evaluating individual credit data to make lending decisions. While both roles require financial knowledge and may share certifications, their core responsibilities differ: one is model development, the other is credit evaluation.

What cities near Palmer, KS are hiring for Hourly Credit Risk Modeling jobs?

Cities near Palmer, KS with the most Hourly Credit Risk Modeling job openings:

Infographic showing various Hourly Credit Risk Modeling job openings in Palmer, KS as of September 2026, with employment types broken down into 1% As Needed, 51% Full Time, 44% Part Time, 1% Temporary, and 3% Contract. Highlights an 97% Physical, and 3% Remote job distribution.

Financial Officer - Intern

Manhattan, KS

Farm Credit Services of America
Finance and Insurance • 1 - 5K employees

$15.75 - $20.50/hr

Internship

Posted 10 days ago


Farm Credit Services Of America rating

5.6

Company rating: 5.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica) and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. While each association is owned by its local farmers and ranchers, they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services.
Our associations are united by a common mission and commitment to serving rural America and supporting each other, which drives the success of the farmers, ranchers, and agribusiness we serve. We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.

Job Summary

As a Financial Officer you will learn to advise customers on products which best meet their financial needs by understanding their operations and life priorities. You'll have the opportunity to build lasting relationships with customers, teammates and support the local communities that you serve. 

Our interns work on projects that matter-and teams will rely on your skills and insights to help deliver those projects to market. You'll get the opportunity to work on real projects and have fun along the way.

Essential Duties & Responsibilities
  • Learn general office procedures and assist with various promotional activities
  • Input annual financial information from customers and analyze financial position.
  • Conduct credit verifications with credit references and other lenders as per loan application.
  • Promote Farm Credit Services of America through various public activities.
  • Complete special projects assigned. 

You will have the opportunity to: 

  • Observe marketing/sales and prospecting calls by Financial Officers.
  • Observe new loan applications, renewals and additional loans.
  • Observe loan closing for exposure to legal requirements.
  • Observe Appraiser to gain an understanding of the procedures and requirements of real estate and chattel appraisals
Travel Time
  • Must be available to travel to Omaha, NE three times during the internship: for Orientation, Mid-Summer, and Closing events. Travel expenses will be covered. 
Education Requirements
  • Currently pursuing a bachelors or master's degree in Ag Business, Accounting, Finance, Agricultural Economics, Animal Science or similar degree
  • Minimum of 3.0 GPA on a 4.0 scale
  • Demonstrated leadership abilities
  • Effective communication and interpersonal skills (both written and verbal)
  • Strong desire to gain further understanding of the ag finance, lending and credit business
  • Available for a 12-week internship during summer 
Intern Benefits
  • Qualified interns will receive a competitive hourly wage and $500 sign-on bonus   
  • Relocation assistance is available for those who qualify 

*We reserve the right to close this posting early if we receive a high volume of qualified applications.*  

About Us:

AgCountry has 43 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin. FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of today's agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.
AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.


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