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Hourly Credit Risk Modeling Jobs in Ludlow, VT (NOW HIRING)

Heritage Family Credit Union

ACH Specialist

Rutland, VT · On-site

$25/hr

... risk management. This vital back-office role partners closely with internal teams to support ACH ... Heritage Family Credit Union is a dynamic and member-centric organization committed to making a ...

Heritage Family Credit Union

ACH Coordinator

Rutland, VT · On-site

$20.54 - $25.68/hr

... risk management. This vital back-office role partners closely with internal teams to support ACH ... Heritage Family Credit Union is a dynamic and member-centric organization committed to making a ...

All JobsHourly Credit Risk Modeling JobsHourly Credit Risk Modeling Jobs in Ludlow, VT

Hourly Credit Risk Modeling information

What is hourly credit risk modeling?

Hourly credit risk modeling is the process of assessing and predicting the likelihood of a borrower defaulting on their financial obligations, with risk evaluated and updated on an hourly basis. This approach is often used by financial institutions and fintech companies that require real-time credit risk analysis for instant lending decisions or ongoing portfolio monitoring. By utilizing real-time data and advanced analytics, hourly credit risk modeling enables lenders to respond quickly to changes in a borrower's financial behavior or external market conditions. This leads to more accurate risk assessments and helps institutions manage their exposure more effectively.

What is the difference between Hourly Credit Risk Modeling vs Credit Analyst?

AspectHourly Credit Risk ModelingCredit Analyst
Primary FocusDeveloping and implementing credit risk models to assess borrower riskAnalyzing credit data to evaluate creditworthiness of individuals or companies
Required SkillsStatistical analysis, modeling, programming, financial analysisFinancial analysis, credit report review, communication skills
Work EnvironmentFinancial institutions, consulting firms, often project-basedBanks, lending institutions, credit departments
CertificationsOften requires CFA, FRM, or similar certificationsTypically requires finance or accounting degrees; certifications like CFA are common

Hourly Credit Risk Modeling involves creating quantitative models to predict credit risk, often requiring advanced statistical and programming skills. Credit Analysts focus on evaluating individual credit data to make lending decisions. While both roles require financial knowledge and may share certifications, their core responsibilities differ: one is model development, the other is credit evaluation.

What are the key skills and qualifications needed to thrive as an Hourly Credit Risk Modeler, and why are they important?

To thrive as an Hourly Credit Risk Modeler, you need strong quantitative skills, a background in finance, economics, mathematics, or statistics, and experience with credit risk principles. Familiarity with statistical software such as SAS, R, or Python, as well as knowledge of risk modeling frameworks and regulatory requirements, is typically required. Analytical thinking, attention to detail, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills are essential for accurately assessing credit risk, supporting sound decision-making, and ensuring regulatory compliance in financial institutions.

How does an Hourly Credit Risk Modeling professional typically collaborate with other departments within a financial institution?

Hourly Credit Risk Modeling professionals often work closely with teams such as underwriting, data analytics, and IT to ensure credit risk models are accurate and actionable. They may participate in cross-functional meetings to discuss model performance, share insights from data analysis, and implement feedback from business stakeholders. Collaboration is key, as their models directly influence lending decisions, risk management strategies, and regulatory compliance. Regular communication with colleagues helps ensure that risk models stay aligned with evolving business needs and regulatory requirements.
Hourly Credit Risk Modeling jobs near you
Infographic showing various Hourly Credit Risk Modeling job openings in Ludlow, VT as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution.
Temp ACH Coordinator

Temp ACH Coordinator

Heritage Family Credit Union

Rutland, VT • On-site

$20.54 - $25.68/hr

Full-time, Part-time, Temporary

Posted 11 days ago

Job description

Looking for a flexible temporary opportunity in banking operations? Join Heritage Family Credit Union as a Temporary ACH Coordinator and help support the processing of electronic payments and critical deposit operations functions. This 3–6 month role is ideal for someone who is detail-oriented, enjoys administrative work, and is ready to contribute to a fast-paced team environment.

What You'll Be Doing
  • Process ACH exceptions and electronic payment transactions in accordance with established procedures and regulatory requirements
  • Assist with consumer and business account transfer files, research requests, and daily operational activities
  • Respond to inquiries, maintain accurate records, and provide administrative support to keep Deposit Operations running smoothly
Who We're Looking For
  • A dependable professional seeking a temporary opportunity (3–6 months) with flexible full- or part-time scheduling
  • Someone who is highly detail-oriented, organized, and comfortable working with numbers, data, and operational processes
  • A strong communicator who can learn new systems quickly, manage multiple priorities, and maintain confidentiality

Position Title: ACH Coordinator Temp

FLSA Status: TEMP Non-Exempt

Department: Deposit Operations

EEO Code: Administrative Workers

Reports To: Manager-Deposit Operations

Grade: 7

Salary Range: $20.54 - $25.68 hourly

Summary:

This is a temporary ACH Coordinator role; it can be full-time or part-time hours and will last between 3-6 months. This position provides essential support to the Deposit Operations team by assisting with a variety of daily ACH processing activities, exception management, reconciliations, research requests, and other operational functions related to electronic payments.

Essential Functions:

  • Process ACH Exceptions, in accordance with established credit union procedures.

  • Process consumer and business FI to FI files.

  • Ensure all activities are performed in accordance with established Credit Union policies and are legally compliant.

  • Perform miscellaneous requests and other duties as assigned to assist others within the department.

  • Respond to email and phone inquiries, file, fax, and mail information.

  • Maintain the Credit Union’s professional reputation throughout all communications.

  • Maintain integrity and confidentiality.

  • All other duties as assigned.

Qualifications:

  • High school diploma or equivalent required. Previous experience in a financial institution, bookkeeping, accounting, deposit operations, ACH processing, or other administrative/operational role preferred. Equivalent combinations of education, training, and experience will be considered.

Skills:

  • Basic computer skills required, advanced skills preferred.

  • Detail oriented.

  • Good administrative skills.

  • Must have basic business mathematical skills.

  • Ability to learn and operate software specific to the credit union’s operations systems.

  • Ability to communicate clearly and effectively verbally and in writing.

  • Ability to multitask and manage time efficiently to meet deadlines.

Physical Requirements:

This position is in office and requires sitting for extended periods of time and working primarily at a workstation or desk in an open office environment. Daily tasks include extensive use of a computer performing standard keyboard functions, requiring repeated motion. Some occasional light lifting of up to 10 lbs. Must be able to routinely perform work on a computer. Must be capable of regular, reliable, and timely attendance.

Work Environment:

Professional banking environment.

BSA/Risk: Employees will ensure adherence to BSA (Bank Secrecy Act) and risk compliance standards in all job responsibilities, maintaining the organization's regulatory integrity and mitigating potential risks.

Equal Opportunity Employer: Heritage Family Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.